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Investing

Afford Anything | Make smart choices about your money, time and productivity

Paula Pant – Entrepreneur, investor, and world traveler (40+ countries). Self-proclaimed nerd

+5 FANS
You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice. But how deeply do we contemplate the...Show More
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How to Be an Adult - with Mark Manson

1:04:15 | Aug 19th

#210: We live in a fascinating era: huge sections of society are more prosperous, advanced and safe than at any other point in human history, yet depression and anxiety are at record highs. It’s a paradox of progress: the richer the nation, the more ...Show More
Ask Paula: Are Index Funds Unsafe?

1:11:51 | Aug 12th

#209: Anonymous wants to retire early and often. They’re going overseas, where they’ll make their annual salary within six months. Where should they put their extra income? Anonymous also wants to know: how can they find a financial advisor they can ...Show More
How to Talk to Your Parents About Retirement and Beyond -- with Cameron Huddleston

1:10:40 | Aug 9th

#208: Well, this could get awkward. Your parents and grandparents are aging. (Duh.) You want to have a few important financial conversations with them. It’s time to get the answers to questions like: “So … are you ready for retirement?” “You’ve been ...Show More
Ask Paula: Should I Take a $30k Paycut for Better Work-Life Balance, or Stick it Out?

1:10:38 | Aug 5th

#207: Matt and his fiance earn $7,500 per month combined. They save more than half of their income. He’d like to take a different job that will decrease his income by $2,000 per month, but improve his quality of life. Should he? Suja wants to take ou...Show More
When Career Zigzagging is Smarter - with David Epstein

1:14:22 | Jul 29th

#206: We live in a society that values career specialization. You’re not a “doctor” -- you’re a pediatrician, an anesthesiologist, an oncologist. You’re not a “lawyer” -- you practice family law, or bankruptcy, or criminal law. You’re not an “enginee...Show More
Ask Paula: Am I On-Track for Retirement?

1:14:22 | Jul 22nd

#205: Is it ever a good idea to use your 401(k) as an emergency fund? What's the best way to break up with your financial advisor so that you can move all of your funds to Vanguard? Should you put all of your Roth IRA money into index funds, or is th...Show More
Upgrade Your Thinking, with Super Thinking authors Gabriel Weinberg and Lauren McCann

1:06:39 | Jul 15th

#204: You make decisions on a daily basis about your career, family, friendships, health and investments; these choices shape your life. But how much have you thought about how to think? There are common threads and collective wisdom across disciplin...Show More
Ask Paula: Early Retirement and The Four Percent Rule

1:11:56 | Jul 8th

#203: Many people in their 50’s or 60’s warn us about catastrophic or ‘black swan’ events. But what’s the likelihood that this will actually happen? How can you use the 4 percent withdrawal rule for early retirement planning, given that your portfoli...Show More
Slow Travel is Cheap Travel - with Nomadic Matt

1:03:36 | Jul 5th

#202: In 2006, Matt Kepnes worked at a hospital in Boston, and he felt miserable. He dreaded fighting traffic, spending his days under his offices’ fluorescent lighting, drinking stale coffee. He decided to take one year off -- a “gap year” -- thinki...Show More
Ask Paula: Which House Should I Pay Off First?

1:09:32 | Jul 1st

#201: Ross and his wife are both in the Navy. They bought a home while they were stationed in Hawaii. Then the Navy sent them to Virginia, where they currently live; they’ve purchased a home there, too. They kept the Hawaii home as a rental property,...Show More
What I’ve Learned from Interviewing 500 Millionaires -- with Jaime Masters of Eventual Millionaire

1:02:41 | Jun 24th

#200: Nine years ago, I had no idea that personal finance blogs existed. Then, as I was flipping through an issue of Kiplinger magazine, I came across an article about a woman who paid off $70,000 in debt in 16 months. Her name was Jaime, she lived i...Show More
Ask Paula: The Three-Year Reunion with J. Money

1:13:20 | Jun 17th

#199: Ashley is paying affordable rent for a home she enjoys, but she feels certain that the real estate market in her local market will stay strong. She’s thinking about buying a home with 3 to 5 percent down, but she doesn’t have much in savings. S...Show More
The Japanese Art of Being a Zen Millionaire, with Ken Honda

59:32 | Jun 10th

#198: Money flows. When you receive money, you’re in the path of this flow. Money flows from someone else to you, and eventually, it’ll flow from you to someone else, either in the form of a purchase or an investment. A healthy relationship with mone...Show More
Ask Paula: Traditional IRA vs. Roth IRA -- What Should I Choose?

1:05:53 | Jun 7th

#197: Should Bret invest in a Traditional IRA or a Roth IRA? If Amanda gets married, how will her child support be affected? What about her student loan forgiveness? Joe is investing in bonds, which average a rate of return that’s equal to the intere...Show More
Starting Over at 40 with Six Kids, with Wendy Mays

1:06:15 | Jun 3rd

#196: When Wendy Mays was in her early 20’s, she earned $12 an hour working as the office manager of a pest control company. She wanted higher income, so she enrolled in college at age 22. By the time she finished her undergraduate degree, she was 26...Show More
Ask Paula: I Make $168,000 Per Year and Spend $5,000 Per Year. What’s Next?

1:20:07 | May 27th

#195: Alex makes $168,000 per year, combined between her full-time job and her side hustle. Her company pays for breakfast, lunch and dinner during the work week, plus a cell phone subsidy, health, dental and vision insurance, a gym membership, and c...Show More
The 7 Faces of Fear -- with Ruth Soukup

1:19:00 | May 20th

#194: Fear shows up in our lives in countless ways. Sometimes, fear takes the form of procrastination. We're afraid of botching something, or we don't like the feeling of anxiety that a project gives us, so we avoid it, dodge it, and indefinitely put...Show More
Ask Paula: I Spent Ten Years in School, and Now I’m Behind on Retirement Savings

1:05:55 | May 13th

#193: Lori is behind on retirement savings, as a result of being a full-time student for more than a decade. She makes good money and lives frugally, but she’s aware that she’s behind for her age. What should she do? Sierra wonders whether she should...Show More
The Latte Factor, with author David Bach

1:20:00 | May 6th

#192: “Don’t buy lattes.” This classic snippet of personal finance advice isn’t specifically anti-Starbucks. “Lattes” are a metaphor for the tiny expenses that leak money from our pockets, often without us realizing how much we’re spending. Your “lat...Show More
Ask Paula — Would You Live in an RV to Save Money?

1:05:22 | May 3rd

#191: Should Russell rent a cheap apartment, or should he take out a loan for an RV in order to save money on rent? Carl is working two jobs that each pay $12 per hour. He has $5,000 in student loans. What can he do to improve his situation? Caroline...Show More
The Next Millionaire Next Door, with Dr. Sarah Stanley Fallaw

1:10:25 | Apr 29th

#190: More than 20 years ago, affluence researchers Dr. Thomas Stanley and Dr. William Danko surveyed a vast number of millionaire households in the United States. What they discovered was groundbreaking at the time. The average U.S. millionaire, the...Show More
Ask Paula: How Does My Net Worth Compare to Others My Age?

1:14:41 | Apr 22nd

#189: Julie, age 27, calculated her expected net worth based on the formula taught in the classic personal finance book The Millionaire Next Door. She’s concerned. Her current net worth is significantly lower than the number that the formula revealed...Show More
The Scientific Secrets of Perfect Timing, with Daniel Pink

1:22:11 | Apr 15th

#188: In May 1915, a renowned 58-year-old sea captain, Captain William Thomas Turner, made a series of questionable decisions. He was the captain of the Lusitania, a ship with 1,959 passengers, sailing from Manhattan to London. The first World War wa...Show More
Ask Paula - The Real Estate Episode

1:14:48 | Apr 8th

#187: Sarah needs $36,000 per year in rental income to reach FIRE (Financial Independence, Retire Early). She owns several rentals. When can she comfortably consider herself FIRE? AyV wants to rent out his primary residence. Should he renovate? Anony...Show More
How Mike and Lauren Retired at 30 with an Average Income of $56,000 / Year

1:11:25 | Apr 5th

#186: Mike and Lauren have run a cleaning company, started and sold a biodiesel company, repaired and resold motorcycles, opened a coffeeshop, owned a DVD rental box, sold e-cigarettes, bought a storage warehouse, launched a YouTube channel with near...Show More
Ask Paula: How Do I Talk to Friends who Ridicule the Idea of FIRE?

1:19:19 | Apr 1st

#185: Hello from Austin, Texas! I’m living in an Airbnb here for the next 5 weeks. Listen to the end of today’s episode to find out why … and discover how these next 5 weeks, for me, exemplify the “why” of financial independence. In the meantime, tho...Show More
The Alter Ego Effect, with Todd Herman

1:09:25 | Mar 25th

#184: In 2003, Beyonce Knowles-Carter felt shy about performing sultry lyrics and dance routines on stage. She needed a tactic to overcome her nerves and stage fright. So she created an alter ego, Sasha Fierce, to bring out her more assertive side. B...Show More
Ask Paula: Should I Sell My Rental Property to Pay Off My Student Loans?

52:43 | Mar 18th

#183: Should a newlywed couple with two cash flowing rental properties sell one to pay off $92,000 of student loan debt? What percentage of your portfolio should you have in rental properties? What's the smartest way to approach rental property inves...Show More
Thirteen Dumb Mistakes Smart People Make with Their Money - with CBS News analyst Jill Schlesinger

1:13:33 | Mar 11th

#182: Millions of smart, educated and successful people make dumb mistakes with their money ... and they don't realize it. I'm not talking about obvious dumb mistakes, like spending 85 percent of your income on a fleet of Ultra-Luxe-Fancymobiles for ...Show More
Ask Paula: How Should I Plan a Mini-Retirement?

1:06:46 | Mar 4th

#181: Imagine that you’re going to take a 6-month to 9-month mini-retirement. How should you plan? What should you do? Sure, you’ll need to have enough savings to cover your expenses. You might want to find some part-time work. You may need to sell o...Show More
The Million-Dollar, One-Person Business, with Elaine Pofeldt

1:14:02 | Mar 1st

#180: Nearly two decades ago, Stacy Berman launched a fitness bootcamp in New York City: Stacy’s Bootcamp. After six years, Stacy’s Bootcamp grossed more than $1 million. The company had zero employees; the other teachers were contractors. Stac...Show More
Ask Paula: We Want to Start Househacking in a Duplex. Should We?

57:37 | Feb 25th

#179: Should a couple in New Orleans sell their single-family home and use the sale proceeds to househack into a duplex? What do you think about turnkey investments? What tax consequences will someone face if they transfer their property to their par...Show More
How to Make Work Optional, with Tanja Hester

1:07:25 | Feb 18th

#178: Tanja Hester retired at age 38. She had a negative net worth until her late 20's, thanks to a combination of student loans, buying expensive cocktails and clothes, living far beyond her means, and not paying attention to her money. If you were ...Show More
Ask Paula: Should I Buy a House or Catch Up on Retirement Savings?

1:04:30 | Feb 11th

#177: Imagine that your job is extremely well-paying, but you don’t enjoy it. You’d like to switch employers, even though this will probably require a paycut. But before you make the switch, you want to accomplish two goals: buy a home and catch up o...Show More
Digital Minimalism - with Dr. Cal Newport

1:22:10 | Feb 4th

#176: Cal Newport created a philosophy called digital minimalism, which is idea of reducing your digital life down to only the most important core essentials. Remove the apps from your phone, then slowly re-introduce only the ones that are the most u...Show More
Three Percent is the New Four Percent - with Larry Swedroe, Retirement Planning Expert

1:17:00 | Feb 1st

#175: Larry Swedroe is one of the most respected investment thinkers and writers of our time. He's published 8 books on investing, including one of the first books to explain the science of investing to a layperson audience. He recently wrote an ultr...Show More
Ask Paula: I'm 48 and Retiring Next Year. Should I Buy More Rentals?

1:14:00 | Jan 28th

#174: Should a 48-year-old New Yorker who’s retiring next year buy more rental properties? Should a Michigan-based first-time homebuyer use an FHA loan to buy a duplex for $135,000 that rents for $1,800 per month? Should a 40-year-old music p...Show More
When a Child of Financial Chaos Stumbles into Adulthood - with Paulette Perhach

1:26:49 | Jan 21st

#173: Paulette Perhach is a journalist who has been published in The New York Times, Slate, ELLE, Marie Claire, and Cosmo. But we’re not going to talk about that today. We’re going to talk about the fact that she’s made every decision by putting her ...Show More
Ask Paula: Should I Buy a Nice Car or Save My Money?

1:12:24 | Jan 14th

#172: Should a 25-year-old homeowner with healthy savings and no debt (other than his mortgage) upgrade his car? Should he make this choice if his current car is fine, and upgrading puts him into new debt? Should a couple without access to an employe...Show More
The biggest study of everyday millionaires in 25 years - with Chris Hogan

1:31:50 | Jan 7th

#171: Chris Hogan surveyed 10,000 millionaires in the United States. Here's what he discovered: - 89% of millionaires have a net worth between $1 - $5 million dollars - 62% graduated from public state schools - 73% never had a penny of credit ca...Show More
Ask Paula - When Should I NOT Use the One Percent Rule for a Rental Property?

58:21 | Jan 4th

#170: When should you NOT use the one percent rule for rental property investing? In today’s episode, I encourage two callers to violate the One Percent Rule for real estate that they already own. WHAAATTTT? Why would I say that? Especially given tha...Show More
One Tweak a Week in 2019 -- Easy Improvements to Your Financial Life in 2019

1:06:02 | Dec 31st, 2018

#169: Happy New Years! To kickoff 2019, we've created a free book called One Tweak a Week, outlining 26 easy, actionable ways that you can improve your financial life. Each tweak takes less than one hour (some are as quick as five minutes), and t...Show More
How to Optimize Your Time and Energy -- with Mike Vardy, The Productivityist

1:04:00 | Dec 24th, 2018

#168: You can do anything, but not everything ... and definitely not everything at the same time. How can you eliminate distractions? Can you train yourself to pay attention to important tasks, rather than getting distracted by time-wasters? P...Show More
Ask Paula: Should I Pay Off Student Loans While in School?

1:20:33 | Dec 17th, 2018

#167: Angelisa is a college senior with $30,000 in student loans. She has a part-time job, from which she’s saved $2,500. Should she keep saving money, or should she get a headstart on paying down her student loans while she’s in school? I answer ...Show More
Everything I Learned About Money Came from My Grandmother - with Michelle Singletary of the Washington Post

1:08:55 | Dec 10th, 2018

#166: Michelle Singletary learned everything she knows about money from her grandmother. Well, okay, I shouldn't say "everything" that she knows. After all, Michelle also has an MBA from Johns Hopkins University. She  writes about personal fin...Show More
Ask Paula - Should I Invest in Index Funds or Rental Properties?

55:20 | Dec 7th, 2018

#165: Should Kim, an entrepreneur, invest in index funds or rental properties? Should Nick, an MBA student, househack into a more-expensive home with stronger cash flow, or a cheaper home with more budgetary wiggle room? Should Kelly, who is ...Show More
How and Why I Took a Mini-Retirement, with Bob Lotich

1:06:50 | Dec 3rd, 2018

#164: Bob Lotich joins us on the Afford Anything podcast to discuss why and how he took a mini-retirement, and to offer advice to anyone (whether traditionally employed or self-employed) who might want to do the same. For more information, visit t...Show More
Ask Paula - The Future of Index Fund Investing

1:03:15 | Nov 26th, 2018

#163: Does my employer match count against my 401k contribution limits? Should I invest in a Traditional or Roth TSP? Should I invest more aggressively in stocks right now, or should I hold cash and bonds until the next downturn? Should I get a mortg...Show More
AI and The Future of Jobs - with author Darrell West

56:31 | Nov 19th, 2018

#162: How will artificial intelligence, AI, impact jobs? Former Harvard president and leading economist Larry Summers predicts that one-third of men will be out of work by 2050. Finance guru Suze Orman says not to be surprised if we see 25 percent un...Show More
Ask Paula - How Can I Get My Friends Interested in FIRE?

1:07:01 | Nov 12th, 2018

#161: Matt is interested in achieving financial independence, and he wants to encourage his friends to pursue the same goal. What podcast episodes provide a light, digestible introduction to the world of financial independence and retiring early? Dan...Show More
The Paradox of FI -- with Jonathan Mendonsa and Brad Barrett of Choose FI

1:17:50 | Nov 5th, 2018

#160: When Jonathan Mendonsa was 18, he researched which college degrees lead to the highest income. Pharmacy was near the top of the list of high-paying degrees, so Jonathan decided to become a pharmacist. He wasn't motivated by passion or calling. ...Show More
Ask Paula - I Have Three Kids and I'm Hoping for Financial Independence

59:00 | Nov 2nd, 2018

#159: Should a 36-year-old father of three invest primarily in Traditional or Roth retirement accounts? Should Rose, a grandmother of four, open a Vanguard account for each of her grandchildren? Should Nancy, who lives overseas and is the sole breadw...Show More
What I Love About the FIRE Movement - with Clark Howard

1:09:39 | Oct 29th, 2018

#158: Clark Howard loves the FIRE movement. That's because he's one of us. Clark began investing in real estate at age 22, started a travel agency at age 25, and retired at age 31. He sold his travel agency, moved to the beach and relaxed for four ye...Show More
Ask Paula - Can You Force a Rental Property to Cash Flow?

57:37 | Oct 22nd, 2018

#157: We're back with another Ask Paula - Real Estate Edition of the show! In this episode, we cover down payments, cash flow, investing in condo hotels, building a rental on the side of your own house, selling your properties, and whether it's bette...Show More
How to Build Incredible Habits - with James Clear

1:28:28 | Oct 15th, 2018

#156: James Clear wanted to start flossing, but he never managed to follow through. Despite his best intentions, his dental floss sat unused in a bathroom drawer. Fortunately, James had learned a thing or two about human behavior and habit formation....Show More
Ask Paula - How Can I Send My 4 Children to College?

1:08:48 | Oct 8th, 2018

#155: How can a schoolteacher dad and stay-at-home mom send their four kids to college? Where should a 23-year-old keep the savings that she’s accumulating to buy a home by the time she’s 27 or 28? What should we know about retirement planning if we ...Show More
Suze Orman Says $2 Million is Nothing; You Need $10 Million to Retire Early. Internet Explodes

1:01:11 | Oct 5th, 2018

#154: Want to retire early? You'll need at least $5 million, more likely $10 million, says famous financial personality Suze Orman. I should know. She said that to me, directly, on my podcast. I asked Suze for her opinion about a frugal, flexible per...Show More
Why I Hate the FIRE Movement, says Suze Orman

1:18:47 | Oct 1st, 2018

#153: A few weeks ago, Suze Orman's team reached out to me and asked if I'd be interested in chatting with Suze on my podcast. "Um, duh," I replied. Sure Orman is one of the most famous voices in the world of personal finance. From 2002 to 2015, she ...Show More
How to Make Better Decisions -- with Dr. Brian Portnoy

1:12:33 | Sep 24th, 2018

#152: Dr. Brian Portnoy is an expert in making decisions. He holds a Ph.D. from the University of Chicago, he's a Chartered Financial Analyst, and he's the Director of Investment Education at Virtus Investment Partners. Dr. Portnoy joins me on the po...Show More
Ask Paula: "I Feel Like I Don't Deserve My Success. What Should I Do?"

1:01:00 | Sep 17th, 2018

#151: We’re back with another “Ask Paula” episode of the show! As usual, my friend and former financial advisor, Joe Saul-Sehy joins me in answering your questions! Let’s dive right in. Hailey: I just graduated from college with a major in Computer S...Show More
How I Reached Financial Independence through Real Estate - with Chad Carson

1:11:00 | Sep 10th, 2018

#150: Chad Carson's friends called him a "nerdjock." When former college football linebacker Chad Carson graduated from Clemson University, he decided to start a business. But he didn't have any money. He was a 235-pound athlete who attended college ...Show More
Tell Me About Something That Scared You - from Camp FI

1:10:50 | Sep 7th, 2018

#149: Welcome to the September 2018 First Friday bonus episode! We recorded this episode at Camp FI, which stands for Camp Financial Independence. It's a gathering of people who are pursuing financial independence; we spend a few days eating, drinki...Show More
Ask Paula - Should I Sell My House and Invest the Equity?

1:03:12 | Sep 3rd, 2018

#148: Welcome to a special episode of Ask Paula! Today I’m answering questions about real estate investing, and I’ve brought a special guest on the show to join me. His name is Lucas Hall, and he’s a landlord with 5 properties in three locations (D.C...Show More
How to Believe Your Time is Abundant -- with Laura Vanderkam

1:04:14 | Aug 27th, 2018

#147: Which of the following two attitudes describes you? "I'm crunched for time." -- or -- "I have all the time in the world." I'm guessing your answer is the first, rather than the second. But what if you could feel like your time is expansive and ...Show More
Ask Paula - Where Should I Keep My Money if I Want to Retire Early?

1:04:15 | Aug 20th, 2018

#146: My friend and former financial advisor, Joe Saul-Sehy, joins me to answer a multitude of questions on retirement savings and investing, so let's dive in. Elyse has two questions: 
#1: Through her job, Elyse has a 401(a) hybrid. Right now, she c...Show More
How I Paid Off $500,000 in Credit Card Debt, then Launched a Company with $35 Million in Annual Revenue -- with Rand Fishkin, Founder of Moz

1:07:50 | Aug 13th, 2018

#145: When Rand Fishkin was 25 years old, he carried $500,000 in credit card debt. Less than a decade later, Rand was the Founder and CEO of a company that grossed $35 million in annual revenue. In this podcast episode, Rand shares the story of hitti...Show More
Ask Paula - What Do You Think of Real Estate Crowdfunding?

44:35 | Aug 6th, 2018

#144: Today I’m answering your real estate questions! First up, Rich asks: What are your thoughts on real estate crowdfunding versus investing in a traditional REIT and non-retirement account? He doesn’t want to give up the time it takes to manage a ...Show More
Life After Financial Independence - with millionaire investor Emma Pattee

52:26 | Aug 3rd, 2018

#143: Emma Pattee became a millionaire at age 26. But she hates it when I describe her like that. Here are other ways that Emma would prefer to be known: She's thoughtful. She's hilarious. She's kind. Emma is the child of hippies. She grew up in a te...Show More
How Can We Downsize from Two Incomes to One?

57:17 | Jul 30th, 2018

#142: How can a family of four shift from earning two incomes to one, while still pursuing financial independence? How would a 55-year-old couple with $2 million saved know if they're ready to retire? Can parents use leftover money in their 529 plan ...Show More
The Gap Between Knowing and Doing - with Dr. Stephen Wendel from Morningstar

1:13:15 | Jul 23rd, 2018

#141: "I'll get around to rolling over my 401k ... next week." "Eventually I'll switch to a cheaper insurance plan." "I really should move my portfolio into lower-fee funds." "Yeah, yeah, I know I should create an estate plan. I'll do it later." ____...Show More
Ask Paula - Should I Buy a Rental Property with an HOA?

55:00 | Jul 16th, 2018

#140: Should you buy a rental property that mandates HOA payments? How do you adjust for cap rate over the years, as the property's rent increases with inflation? Should you buy an $88,500 house that rents for $1,250 a month? And can you dive into de...Show More
How I Save Half of My Income as a Firefighter, While Living in an Expensive City -- with Kim E.

1:15:16 | Jul 9th, 2018

#139: Five years ago, at age 29, Kim E. started her first professional, salaried full-time job, working as a firefighter for the City of Austin, Texas. She received a starting salary of $42,000. Today, five years later, she has saved: - one year's sa...Show More
How to Create an Authentic Life

50:41 | Jul 7th, 2018

#138: There’s a famous quote that’s attributed to Henry Ford. The quote says, “If I had asked people what they wanted, they would have said faster horses.”⠀ ⠀ There’s no proof that Henry Ford actually said this. But whether or not that quote is histo...Show More
Ask Paula: What the F**k are Annuities?

1:13:34 | Jul 2nd, 2018

#137: Today's episode is an annuity sandwich: we answer one question about family and relationships, three questions about annuities, and one question about time management. My friend and former financial planner Joe Saul-Sehy joins me to answer ques...Show More
How I Bought 20 Houses, Debt-Free, While Serving Overseas in the Military - with Rich Carey

1:16:01 | Jun 25th, 2018

#136: Rich Carey is a military millionaire. He's spent his career in the U.S. Air Force; he's currently stationed in Seoul, South Korea. He was stationed in Germany before this. He'll retire after this. Most of his fellow servicemembers, upon taking ...Show More
Ask Paula - How Can I Get a Downpayment for a Rental Property?

54:15 | Jun 18th, 2018

#135: Time to talk about houses! I answer your questions about rental property investing in this week's episode. Our first question comes from James, age 25. He lives in Florida, where he bought a $130,000, 3-bedroom, 2-bath condominium in the Class ...Show More
How Radical Curiosity Leads to Innovation in Life and Work - with Shane Snow, founder of Contently

1:14:51 | Jun 11th, 2018

#134: We often peek inside the world of business to look for lessons about how to simplify, optimize and innovate. But what can we learn when we examine world-class people who are hacking the system in any field -- including sports, politics and musi...Show More
Ask Paula and Joe -- How to Give More to Charity While Also Building Financial Independence

57:21 | Jun 4th, 2018

#133: Andy from Michigan loved the episode with charity:water founder Scott Harrison. After the episode, he and his 6-year-old daughter started watching videos about charity:water, and now they're both inspired to give. Andy's question is on the topi...Show More
Ask Paula - I'm Six Years Away From Financial Independence, But I Want to Quit Now

36:31 | Jun 1st, 2018

#132: BONUS EPISODE!! On the first Friday of the month for the remainder of the year, I'm rolling out an additional bonus episode. As you know, this podcast airs weekly on Mondays. I'm thinking about maybe -- MAYBE -- expanding the podcast to twice-a...Show More
How We Slashed Our Costs 70 Percent and Gained Happiness -- with Scott Rieckens

1:10:40 | May 28th, 2018

#131: Scott Rieckens and his wife Taylor enjoyed a classic Southern California lifestyle. They lived near a gorgeous beach in sunny San Diego. They frequently dined at sushi restaurants. They drove a BMW. But after the birth of their daughter, everyt...Show More
Ask Paula - Should I Sell Stocks to Buy a Rental Property

58:45 | May 21st, 2018

#130: Anna and Dave want to get married ... eventually. But they want to buy a rental property together first. How should they approach this from a paperwork/legal structure standpoint? This is just one of the listener questions I play and addres...Show More
How I Paid Off Thousands in Credit Card Debt - with Laura Adams, from Money Girl Podcast

57:01 | May 14th, 2018

#129: Laura Adams grew up in an upper-middle-class family in South Carolina, and her parents supported her through college. She attended her top-choice school, met her husband while they were still students, and enjoyed a charmed life. When she gradu...Show More
Should I Choose a Roth vs. Traditional IRA and 401k for Early Retirement?

1:11:12 | May 7th, 2018

#128: Antonia, 27, wants to retire in 15 years. She's trying to figure out whether to contribute to pre-tax or after-tax retirement accounts. Most financial advice for 20-somethings that she's encountered says to contribute to after-tax (Roth) retire...Show More
Four Unhealthy Attitudes Towards Money -- with Dr. Brad Klontz, Financial Therapist

1:06:21 | Apr 30th, 2018

#127: Most people know what they “should” do — save for the future. Spend less than they earn. Why do so few people follow through? In this episode, Dr. Klontz and I discuss shame, guilt, and how to implement behavioral changes. We talk about h...Show More
Ask Paula - Should I Buy a Beachfront Rental Property?

1:04:04 | Apr 23rd, 2018

#126: It's time to answer real estate investing questions! Tom asks: "We're thinking about buying a duplex on a beach in a popular vacation destination in Florida. If the property stays 85 percent occupied as a short-term (VRBO) rental at current rat...Show More
How to Gain a Competitive Edge, with Morgan Housel

1:02:01 | Apr 16th, 2018

#125: Morgan Housel has spent thousands of hours reading about investing. As a former columnist for the Wall Street Journal and The Motley Fool, he's spent more than a decade reading, interviewing, thinking and writing about how to manage money. And ...Show More
Ask Paula and Joe - Should I Sell My Brand-New Car (and Lose $6,000 in 4 Months)?

1:02:14 | Apr 9th, 2018

#124: Former financial planner Joe Saul-Sehy and I answer five questions about investing, retirement, insurance, travel and selling an expensive car. For a full list of resources mentioned, go to the show notes at http://affordanything.com/episode...Show More
Your Money or Your Life -- with Vicki Robin, bestselling author

1:03:21 | Apr 2nd, 2018

#123: What does life look like a few decades after reaching financial independence? Vicki Robin, commonly referred to as the founder of FI and author of Your Money or Your Life, has a candid discussion with me about life after reaching financial i...Show More
Ask Paula - I'd Like to Airbnb a Yurt. Should I?

48:11 | Mar 26th, 2018

#122: Tony lives in Chicago, where the returns on rental properties are so-so. He's thinking about investing in Indianapolis, where he consistently finds rental properties with better cap rates. Should he invest locally, so that he can get a primary ...Show More
How I Retired at Age 32 - with Liz Thames from Frugalwoods

1:01:22 | Mar 19th, 2018

#122: "Nowhere would hire me," Liz Thames says after graduating college. "I had what I thought was this nice resume, and I sent out over 50 applications. Nowhere called me back." She took a temp job, joined Americorps as a full-time volunteer in a...Show More
Ask Paula - I'm Retiring at 53. How Will Early Retirement Impact My Social Security?

46:00 | Mar 12th, 2018

#120: Roger Whitney, age 51, calls himself The Retirement Answer Man. As a financial planner, investment analyst and podcast host, he focuses on helping Baby Boomers craft a traditional (past-age-60) retirement. Today, he joins me to answer two qu...Show More
How Much Can I Spend in Retirement? - with Dr. Wade Pfau

59:53 | Mar 5th, 2018

#119: Once upon a time, in southern California in 1994, there lived a man named William Bengen. He read many claims, widespread at the time, that said that since the markets return at least 7-9 percent compounding rates on average, retirees could ...Show More
Ask Paula - How Do I Buy a Foreclosure? - and Other Real Estate Questions

44:01 | Feb 26th, 2018

Today, I’m tackling four queries about real estate investing that come from the audience. Sam wants to work with a specific property manager that only serves a small area. Should that sway where he buys? Terri asks about carry-over losses when...Show More
How to Avoid Killing Your Spouse (and Should You Get Married in the First Place?) - with Farnoosh Torabi

53:45 | Feb 19th, 2018

#117: My friend and financial expert Farnoosh Torabi joins me to answer a relationship & money question from listener Janice.⠀⠀ ⠀⠀ Janice is engaged, and she calls to ask: Should she get married?⠀⠀ ⠀⠀ She earns double what her fiancé makes. She h...Show More
Ask Paula -- Help! I'm Underwater on My Car!

1:20:01 | Feb 12th, 2018

#116: Stacy and her boyfriend would like to downsize to one vehicle. But they're collectively $14,500 underwater on 2 car loans. Rachel earns $65k, contributes 20% to retirement, owes $19k on a car loan and $170k on student loans. There are jus...Show More
How Dave Ramsey Taught His Kids About Money -- with Rachel Cruze

56:57 | Feb 5th, 2018

#115: Rachel Cruze describes the lessons she learned about saving, spending, budgeting, debt and giving as the daughter of Dave Ramsey. We discuss “Instagram envy” -- the act of comparing your life to someone elses’ -- and how to avoid the traps o...Show More
Ask Paula -- How Should I Invest $100K in Real Estate?

58:59 | Jan 29th, 2018

#114: This week, I answer four questions about real estate investing from the audience: Joelle asks, "I can buy a property in cash for $100,000. Should I pay cash for one house (via a home equity loan) or split it into multiple down payments on m...Show More
How I Run a Six-Figure Business and Host an Airbnb while Traveling the World -- with Natalie Sisson

55:45 | Jan 22nd, 2018

#113: Natalie Sisson was tired of the corporate world. She wanted freedom, adventure and fulfillment. In 2008, she quit her job and co-founded a tech company -- but soon discovered that running a company felt a lot like having a day job. Two years...Show More
Ask Paula - How to Convince a Spouse to Invest in Low-fee Index Funds?

49:01 | Jan 15th, 2018

#112: How can I convince my spouse to invest in low-fee index funds? How should my fiancé and I combine our finances? If I'd like to invest in rental properties, should I also buy stocks? Former financial planner Joe Saul-Sehy joins me to tackle thes...Show More
How We Retired at Age 38 and 41 -- with Tanja Hester & Mark Bunge

55:30 | Jan 8th, 2018

#111: Tanja and Mark moved from pricey Los Angeles to the more affordable North Lake Tahoe. They started automatically saving and investing huge chunks of their paycheck. They crafted detailed spreadsheets, plotting precisely how much they'd need to...Show More
Ask Paula -- Get Ready for the Next Recession

50:45 | Jan 1st, 2018

#110: We're kicking off this year on a bright and cheerful note -- with a conversation about the impending recession! Yay! We are living in one of the longest periods of economic expansion in our nation's market history. That's worrisome. ...Show More
How to Create a Complaint-Free World -- with Will Bowen

38:31 | Dec 25th, 2017

#109: I thought it would be nice to wrap up this year with a lighthearted holiday episode about the importance of keeping a positive attitude. Will Bowen, my guest on the final episode of 2017 (wow!), started a campaign to motivate people to comp...Show More
Ask Paula - I Don't Know How to Invest

48:01 | Dec 18th, 2017

#108: Former financial advisor Joe Saul-Sehy joins me to answer audience questions about investing strategies, early retirement, and tax planning. Kim asks about the 4 Percent Withdrawal Rule, Susan wants to know how to use a Roth Conversion Ladde...Show More
How Scott Harrison Brought Clean Water to 7.3 Million People

1:09:20 | Dec 11th, 2017

#107: Scott Harrison spent a year-and-a-half in West Africa, where he encountered people with diseases he'd never seen before -- such as cholera, typhoid, dysentery, and fatal cases of diarrhea and dehydration. He smelled the yellow-brown parasiti...Show More
Ask Paula - How to Estimate Repair Costs, File Taxes on Rental Income, and More

1:06:56 | Dec 4th, 2017

#106: Ask Paula - How to Estimate Repair Costs, File Taxes on Rental Income, and More How do you search for rental properties out-of-state? Should I offer a lease-option contract to my friends? How can I estimate repair and maintenance costs? And ...Show More
Life as an Experiment -- with A.J. Jacobs

55:41 | Nov 27th, 2017

#105: A.J. Jacobs is the Editor-at-Large of Esquire Magazine and the New York Times bestselling author of multiple books. His three TED Talks have collectively garnered more than three million views. He describes himself as "a father of three, husban...Show More
Ask Paula - How Can I Learn about Money from the People Around Me?

36:36 | Nov 20th, 2017

#104: Four questions from listeners about quitting a depressing job, learning how to ask probing questions, saving for a downpayment, and more. I answer these questions in today's episode. Enjoy! For more, visit the show notes at http://afforda...Show More
Random Smattering of Lessons on Money, Work and Life — plus A Call for Radical Authenticity

54:01 | Nov 13th, 2017

#103: On today’s show, I'm sharing this random smattering of lessons on money and life.⠀ ⠀ 1) Simplify everything 2) Risk = Probability x Magnitude 3) Curate 4) Never delay gratification 5) Know your net worth, relative to your lifetime earning...Show More
Ask Paula - Should I Sell My Rental Property and Invest the Proceeds in the Market?

53:56 | Nov 6th, 2017

#102: This week, I'm back to answering listener questions about real estate: Should we continue to rent out our home or sell it? Should we take the proceeds from the sale of our house and put it toward our next home? How can I find a good real e...Show More
The Code of Trust, with Robin Dreeke

51:56 | Oct 30th, 2017

#101: Robin Dreeke is former head of the FBI’s Counterintelligence Behavioral Analysis Program. His primary role was to thwart foreign spies and recruit American spies. That's not an easy task. To accomplish this, Dreeke needed to gain people's tr...Show More
Life After Financial Freedom, with Brandon - the Mad FIentist

54:30 | Oct 23rd, 2017

#100: Over a year-and-a-half and two million plus downloads later, the Afford Anything podcast has hit another awesome milestone: the 100th episode! To celebrate, I recorded this one live from Ecuador with my good friend Brandon, otherwise known as t...Show More
How I Grew BiggerPockets From 0 to 870,000 Members - with Joshua Dorkin

1:00:01 | Oct 16th, 2017

#99: BiggerPockets founder Joshua Dorkin and I have a heart-to-heart about the blood, sweat and tears that's required to start a successful online business. What lessons did he learn along the way? What regrets does he hold? And what advice would he ...Show More
Ask Paula - The Side Hustle Episode

43:01 | Oct 9th, 2017

#98: How much should you invest in a side hustle or side business? How do you know if your side hustle idea is viable? My friend Joe Saul-Sehy from Stacking Benjamins joins me to chime in with his views on building side businesses and two non-sid...Show More
There Are More Heroes Than Villains

07:39 | Oct 3rd, 2017

There are more heroes than villains in this world. We have seen a tremendous outpouring of love and support today. Please support the cause that's calling you, whether it's supporting the victims of the Las Vegas shootings, or disaster relief in Puer...Show More
How to Be Awesome at Your Job, with Pete Mockaitis

1:00:45 | Oct 2nd, 2017

#97: How can you be awesome at your job? That's the question that today's guest, Pete Mockaitis, and I tackle on the latest Afford Anything podcast episode. For a comprehensive list from today's episode, go to the show notes at http://affordanythi...Show More
Ask Paula - Should I Be an Out-of-State Airbnb Host?

42:15 | Sep 25th, 2017

#96: Today I tackle 4 real estate questions that come from the listeners: Chris is reluctant to buy a duplex because he might move away soon. Another listener wants to know how my worst-performing property would fare if it was my *only* proper...Show More
Money for the Rest of Us, with JD Stein

54:40 | Sep 18th, 2017

#95: J. David Stein used to manage billions of dollars. He retired at age 46. Now that he's retired, he faces a different challenge: How should he invest his own money? What investing philosophy should he follow in his own life? And ...Show More
Ask Paula - The Early Retirement Episode

43:22 | Sep 11th, 2017

#94: Early retirement? Yes please. This week, I answer questions from the audience community around early retirement planning, health savings and debt pay-off. I'm interested in early retirement. How can I avoid early withdrawal penalties? ...Show More
The Secret Lives of Introverts - with Jenn Granneman

48:48 | Sep 4th, 2017

#93: Do you enjoy spending time alone? Does your inner monologue chatter constantly? When you were a student, did you sometimes stay quiet even when you knew the correct answer? If so, you might be an introvert. If you'd like to learn how to th...Show More
Ask Paula - How Do I Hire an All-Star Rental Property Team?

36:41 | Aug 28th, 2017

#92: If you're interested in real estate investing, and if you've wondered how to assemble an all-star team, today's episode is for you. I'm hosting another edition of Ask Paula, in which I tackle three audience-submitted questions about building ...Show More
How to Spend Less, Earn More and Grow the Gap

46:46 | Aug 21st, 2017

#91: Grow the gap between your income and your expenses: How to tackle the 4 biggest expenses in the average American household budget. Also, I share non-obvious tips on how to trim back on these costs. Enjoy! Paula For more details on this ...Show More
Ask Paula -- I'm Tired of Paying Rent. Should I Buy a House?

44:00 | Aug 14th, 2017

#90: Curious about real estate investing? I'm rocking the microphone solo on today's episode, tackling the rental property questions that you -- the listeners -- have asked. For more information, visit the website at http://affordanything.com/...Show More
Imagine You Only Have 10 Years to Live ...

42:41 | Aug 7th, 2017

#89: Eleven questions about money and life I presented to a crowd of 100+ people at the World Domination Summit. Get Rich Slowly founder J.D. Roth also joins me on this episode to discuss building a fulfilling life. For more information, visit htt...Show More
Ask Paula - When is Lifestyle Inflation a Smart Business Decision?

42:00 | Jul 31st, 2017

#88: Former financial planner Joe Saul-Sehy and I answer 4 questions from the Afford Anything community. We chat about how to control lifestyle inflation, how to break up with a financial planner, how to invest your first $10,000, and whether or n...Show More
Myths about Money - Are Your Ideas Holding You Back?

49:41 | Jul 24th, 2017

#87: In today's episode, I share the first part of this presentation. Today's episode focuses on myths, assumptions and limiting beliefs that we hold around money, work and life. This is the first of a three-part series. In episodes 89 and 91, I'l...Show More
Ask Paula - Should I Keep My Properties in an LLC

29:50 | Jul 17th, 2017

#86: Your real estate questions answered! Heather is ready to buy her first rental property and acquire one per year following a buy-and-hold strategy. Salome and her husband are renting out an unused room on Airbnb. Should they buy rental prop...Show More
How to Make Money without a Job -- with Nick Loper from Side Hustle Nation

1:00:00 | Jul 10th, 2017

#85: Nick Loper joins us on this week's episode to explain how to develop a "side hustle," a small micro-business that provides a supplemental source of income. We talk about tapping into the Sharing Economy, Freelancing / Expertise-Based Busine...Show More
Ask Paula: No, Really, I'm Asking for a Friend! -- How to Crush $500,000 in Debt

53:11 | Jul 3rd, 2017

#84: This week, Joe Saul-Sehy and I tackle your questions: 1. I'm asking for a friend -- no, really! 2. Young and no kids: Should we buy long-term care insurance? 3. My wife, 4 children and I live in the San Francisco Bay Area. We owe $20,000 on...Show More
This is The Toughest Episode I've Created So Far

38:25 | Jun 26th, 2017

#83: Hey. It’s time we talked. I’ve made many tough decisions in my business. I’ve said “no” to thousands of pitches, turned away countless advertising requests, and made difficult choices about content and tone. And sometimes I don’t know whether or...Show More
Ask Paula - How Do You Pick a Rental Property?

39:01 | Jun 19th, 2017

#82: Welcome to another Ask Paula episode! This week, I answer three real estate questions: #1: What criteria do you use when you’re shopping for an investment property? What qualities make you say, “heck yeah I’m buying this!!” — and what qualities ...Show More
Get Me Out of This Crappy Job! - with Jenny Blake, author of Pivot

48:45 | Jun 12th, 2017

#81: Jenny Blake used to have an enviable job. As a Career Development manager at Google, she enjoyed the perks of a Silicon Valley life, plus the satisfaction of helping people everyday. She co-founded Google's Career Guru Program, and helped count...Show More
Joe Says Life Insurance Won’t Make the Headline. But it Did.

47:58 | Jun 5th, 2017

#80: Chris, age 30, makes $200,000 per year and saves 50 percent of his income. What accounts should he use in order to maximize his tax benefits? Dee, age 39, is getting tired of apartment living. She found a great neighborhood in which she'd like ...Show More
How I Bootstrapped a $4 Million Company, with Laura Roeder

59:00 | May 29th, 2017

#79: When Laura Roeder was 22, she quit her job to become a full-time freelancer. She earned $30,000 in her first year as a freelancer; $60,000 in her second year. Ten years later -- (Laura is now 32) -- her company earns $4 million in annual reven...Show More
Ask Paula (and Will) - How Technology is Changing the Future of Real Estate Investing

51:33 | May 22nd, 2017

#78: Imagine that you're looking for a rental property. It's a warm Saturday afternoon, and you decide to cruise through a few open houses in the area. Your autonomously-driving electric vehicle pulls into the driveway. Your wifi-enabled contact len...Show More
What I've Learned from 9 Years of Nonstop Travel, with Geraldine DeRuiter, The Everywhereist

54:00 | May 15th, 2017

#77: “Have you ever tried to stop-peeing midstream? It’s like trying to put spray cheese back in the can. The damage has been done, and the only thing left to do is try to enjoy yourself.” That’s a quote from a deleted chapter in a book written by (i...Show More
Ask Paula - How to Handle an Inheritance, Should I Invest in Properties or Start a Business, and More.

1:00:05 | May 8th, 2017

#76: This week, my buddy Joe Saul-Sehy joins me to answer another round of listener-submitted questions. A listener from California asks: My husband and I will be inheriting money, which we plan to invest in index funds. We believe that our inherita...Show More
Jen Sincero says she used to be a "grouchy broke person"

56:16 | May 1st, 2017

#75: In her early 40's, Jen lived in a converted garage, buried in credit card debt and scrounging for spare change. She was the type of person who'd join her friends at a restaurant for dinner , order nothing except tap water, and fill up on the com...Show More
Ask Paula - How to Repay $50k in Student Loans on a $31k Income, What's the Deal with Bonds, and Do I Really Need Insurance

1:06:31 | Apr 24th, 2017

#74: Former financial planner and friend of the show, Joe Saul-Sehy from Stacking Benjamins, joins me to answer the following listener questions: Kicking off today's episode, Nicky asks: I'm young and healthy. My car is old and not-worth-much. And ...Show More
What Chess Taught Me About Making Smarter Life Moves -- with Steve Gossett

1:07:56 | Apr 17th, 2017

#73: Last January, I went to a party at a trailer park that featured a huge bonfire, a few llamas, and a member of Public Enemy. (I realize that sounds like the setup to a joke. Welcome to my life.) While I was there, I met a former competitive che...Show More
Ask Paula -- Should I Loan Money to Friends? Stay Sane While Repaying Debt? ... and More

49:00 | Apr 10th, 2017

#72: Spaghetti is a major part of my life. I eat it, of course, as many people do. I also spill it all over my pants, despite the fact that I’m 33 and should’ve learned the rules of gravity by now. But most importantly, I use spaghetti as a metapho...Show More
Can I Retire Yet? - with Roger Whitney, the Retirement Answerman

1:01:01 | Apr 3rd, 2017

#71: Roger Whitney is known as the "retirement answer man." "All I think about, all day long, is how to make that [retirement] transition successfully," he says. But he holds a dirty little secret. "I don't believe in retirement. And the most succ...Show More
Erin Lowry on Raising Children Who Are Enabled, Not Entitled

1:01:31 | Mar 27th, 2017

#70: Erin Lowry, author of Broke Millennial, talks about the early childhood scripts that we learn about money. Why is this topic important? Well, if you're a parent, you want to set a good financial example for your child to follow. Giving them the...Show More
Ask Paula - The Real Estate Edition

1:05:41 | Mar 20th, 2017

#69: So many Afford Anything listeners have great questions about real estate investing. That's why this episode of Ask Paula is dedicated to answering them. Our first question comes from Ade, who has $25,000 to invest in real estate and lives in th...Show More
Ask Paula - How to Invest Your Tax Refund, Save for College, and Avoid Massive Pitfalls

1:06:01 | Mar 13th, 2017

#68: My buddy Joe Saul-Sehy, host of the Stacking Benjamins podcast, joins me this week for another episode of "Ask Paula (and Joe!)" -- in which we workshop through questions that came from you, the Afford Anything community. This week, Joe and I a...Show More
Ask Paula -- How to Care for Aging Parents, Buy a Car, and Organize a Business

45:36 | Mar 6th, 2017

#67: It's the first Monday of the month, which means it's time to answer questions from the Afford Anything community. Our first question comes from a caller in a tough spot: Her mother-in-law is 66 years old. She's divorced, holds no retirement sav...Show More
Take Radical Responsibility for Your Life -- a Breakfast Chat with 26-Year-Old Millionaire Emma Pattee

46:15 | Feb 27th, 2017

#66: You know that rare moment when you meet someone with whom you connect *instantly*? I felt that way when I met Emma Pattee, the 26-year-old millionaire and mini-real-estate-mogul who joins me on today's episode. Emma and I share similar stories...Show More
How to Improve Your Relationship with Money

42:01 | Feb 20th, 2017

#65: I've always taken an approach to life that puts my freedom first.  My one and only 9-5 lasted only 3 years. Since then I've been self employed and built financial independence through rental real estate. And while most see this podcast as being...Show More
Michael Kitces -- Your Mind is More Powerful Than Money

1:17:18 | Feb 13th, 2017

#64: Your potential is unlimited. I realize that's the type of cliche that you normally find embossed in cursive script on the side of coffee mugs. It's trite and impersonal and overused. But it's also true. Your potential to earn and grow is limi...Show More
Ask Paula - Travel vs. Passive Income, Proximity in Real Estate Investing and Selling Off Properties

37:46 | Feb 6th, 2017

#63: It's the first Monday of the month, and you know what that means - another Ask Paula episode. Our first question comes from Richard, who wants to know if he should focus on creating a travel fund or building passive income through real estate. ...Show More
Ask Paula - Q&A Featuring Special Guest Joe Saul-Sehy from Stacking Benjamins

1:18:09 | Jan 30th, 2017

#62: Joe Saul-Sehy, a former financial advisor and host of the Stacking Benjamins podcast, joins me to answer your questions in this bonus episode of Ask Paula. Joe and I are goofballs; we tell PG-13 dirty jokes; we disagree on several answers, and w...Show More
John Lee Dumas - From Small-Town Kid to Multimillionaire Entrepreneur

48:47 | Jan 23rd, 2017

#61: Even though John wasn't never an entrepreneur at heart -- even though he didn't (yet) self-identify as an entrepreneur -- he decided to throw himself, full-force, into the one and only business idea he'd ever had. Listen to John's story, in his ...Show More
Andrew Hallam (Part Two): The Nine Rules of Wealth You Should Have Learned in School

1:40:12 | Jan 16th, 2017

#60: Andrew Hallam grew a million-dollar investment portfolio on a schoolteacher's salary by his mid-30's. In his bestselling book, Millionaire Teacher, he describes these nine lessons in detail. He shares these nine rules on this podcast, and his ...Show More
Andrew Hallam: How I Became a Millionaire on a Teacher's Salary

1:02:20 | Jan 9th, 2017

#59: By his mid-30's, Andrew Hallam became a millionaire on a teacher's salary. He began by investing $100 a month upon advice given by a mechanic. Then he began saving nearly half his $28,000 teacher’s salary. Andrew rode a bicycle 35 miles to work...Show More
Ask Paula -- Death, Taxes, Crushing Debt and Moving in with Mom

47:33 | Jan 2nd, 2017

#58: Ashley is a single mom saving diligently for her 2-year-old son. What alternatives are there to 529s and brokerage accounts? Julie and her husband invest quarterly. Should she try buying European equities when they are much cheaper due to Brexi...Show More
Philip Taylor - Top 5 Financial Lessons PT Learned in the Past Decade

52:01 | Dec 26th, 2016

#57: Philip Taylor, aka PT, is one of the most well-connected guys in the personal finance world. He’s spent the past half-dozen years building tight relationships with some of the most influential authors and speakers in this space. Today he shares ...Show More
Billy Murphy - Expected Value, or What Professional Poker Taught Me About Running a 7-Figure Business

55:23 | Dec 19th, 2016

#56: Former professional Poker player Billy Murphy has an intriguing story. He achieved financial independence at age 29, and he did this by applying a concept known as "expected value" to his online businesses. In this episode, I chat with Billy a...Show More
From Money Moron to Millionaire, with Scott Alan Turner

53:00 | Dec 12th, 2016

#55: Scott Alan Turner used to be a money moron. (In his words.) He traded a Jeep for a Porsche in his 20s, purchased a 3,000 sq. ft. house with two mortgages, and bought luxury furniture on credit. The Porsche cost him $800 per month. The house co...Show More
Ask Paula - Automating Savings, Starting a Blog, Emergency Funds, Investing in Real Estate Confidently, and More

38:08 | Dec 5th, 2016

#54: It's the first Monday of the month, which means I'm fielding questions from the audience. We start with a question from Nicole. She's a new listener, and she's stuck in a confusing situation. You see, Nicole is self-employed. She'd like to sa...Show More
Live Q&A with Paula on Real Estate and Travel

1:00:36 | Nov 28th, 2016

#53: This episode is a little different. Instead of interviewing a guest, this podcast episode is a recording of a recent talk I gave in Equador. The audience wanted to know more about the context surrounding the decisions I've made regarding busine...Show More
How to Combat Lifestyle Inflation, with Julia Kelly

36:17 | Nov 21st, 2016

#52: Imagine transitioning from making $8.50 per hour and sharing a crammed apartment with 5 people, to becoming a six-figure business owner doing what you love.   That's the journey that Julia Kelly, caricature artist and founder of JK Expressions, ...Show More
Six Types of Financial Frenemies, with Mary Beth Storjohann

47:01 | Nov 14th, 2016

#51: Today's guest is Mary Beth Storjohann, CFP®, Founder of Workable Wealth, and author of the book Work Your Wealth. As I was reading through her book, one thing stuck out to me: the financial frenemies we all have, and how to deal with them in a ...Show More
Ask Paula - Retirement Savings in Your 50's, Starting a Side Hustle, Buying Health Insurance, Home Warranties, and More

46:10 | Nov 7th, 2016

#50: Mark, a 55-year-old listener, has no savings. He's been listening to personal finance podcasts. He recently read Tony Robbins' Money: Master the Game. He called this podcast to tell us that he's feeling overwhelmed by the scope of what's ahead o...Show More
Behind-the-Scenes Mastermind Call - with J.D. Roth

1:05:07 | Oct 31st, 2016

#49: If you're a longtime listener, you might remember J.D. Roth, founder of Get Rich Slowly and owner of Money Boss, from Episode 20. In this previous interview, J.D. shared how he went from being in debt to financially independent. Today, he's back...Show More
How to Overcome Procrastination and Perfectionism, with Stephen Guise

22:19 | Oct 24th, 2016

#48: Imagine that your goal is to build a flat stomach and stronger biceps. But deep down, subconsciously, you’re afraid you might fail. So you procrastinate. “I’ll work out tomorrow,” you tell yourself. “Or next week. Or next year.” As a result, you...Show More
How to Stop Being Your Own Worst Enemy, with Clark Howard

51:11 | Oct 17th, 2016

#47: New York Times bestseller, radio and television personality, Clark Howard is known as a personal finance expert, that title doesn't tell the whole story. He started reading stock tables when he was in fifth grade. He began investing in real est...Show More
The Unbelievable Power of Building a Community - Live at FinCon

27:01 | Oct 10th, 2016

#46: This episode is a little unusual because I interviewed fellow podcast listeners live at FinCon (a conference for financial bloggers). Why? To get to know you and understand you better. I want to know what makes you tick, and where your interes...Show More
Ask Paula - Should I Invest $5,500 in One Huge Chunk? - and More Investing Questions

34:46 | Oct 3rd, 2016

#45: Podcast listener Eva is interested in opening a Vanguard account. She noticed that people need $50,000 to access their personal advisor services. It’ll take her several years before she can access this. What should she do in the meantime? Amy, a...Show More
"Why I Quit My Dream Job" – with entrepreneur Leslie Samuel

52:23 | Sep 28th, 2016

#44: When Leslie Samuel immigrated to the U.S. at age 17, he hoped for the American Dream: an education, a secure job, and a traditional career path. But during his college years, Leslie realized he had an entrepreneurial streak. He made a few attemp...Show More
Jean Chatzky Shares Money Rules for Modern Life

33:01 | Sep 19th, 2016

#43: Jean Chatzky, financial editor for the TODAY Show, host of the HerMoney podcast and a frequent guest on TV shows like Oprah, Regis & Kelly, and The View is the bestselling author of many books, including Money Rules, which we discuss in today's ...Show More
The Incredible Value of Deep Work, Instead of Distraction – with Cal Newport

1:07:08 | Sep 12th, 2016

#42: Your most valuable asset isn’t your house, car or retirement portfolio. It’s your attention. Most knowledge workers spend their day frantically hopping between meetings, emails, phone calls and social media. But that’s not the best way to stand ...Show More
Ask Paula: Investing, Rebalancing and Renovating

31:34 | Sep 5th, 2016

#41: Mollie, a listener, is making smart money moves. She's getting the maximum match on 403b contributions. She's saving for a downpayment on a home. Her husband opened a Roth IRA. What's next? After listening to the Jim Collins episode, Mollie w...Show More
The Power of Habit Formation, with Gretchen Rubin

1:11:02 | Aug 29th, 2016

#40: Most of us want to develop better habits. We want to exercise more, eat healthier, get more sleep, watch TV less, pay off debt, or save money. The problem? We make excuses. We tell ourselves we'll splurge "just this one time." We convince oursel...Show More
The Seven Stages of Financial Independence, with Joshua Sheats

1:25:16 | Aug 22nd, 2016

#39: It's tempting to think of "financial independence" as a finish line. You've either crossed the finish line, or you're still running the race. But financial independence is more nuanced, says today's guest, Joshua Sheats. We experience seven stag...Show More
Why You're Not As Busy As You Think, with Laura Vanderkam

38:31 | Aug 15th, 2016

#38: There are 168 hours in a week.   If you work 40 hours per week and sleep 8 hours per night, you’ve accounted for 96 hours. You have an additional 72 waking hours per week.   What are you doing with this time?   That’s the question today’s guest,...Show More
Chris Guillebeau -- How to Live a Remarkable Life in a Conventional World

35:01 | Aug 8th, 2016

#37: Chris writes about life, work and travel. He has visited every country in the world and written a number of New York Times best selling books. He joins us to talk about challenging ourselves, experimentation,and deliberately changing our directi...Show More
Ask Paula -- Should I Buy a Turnkey Rental Property? -- and More Real Estate Investing Question

25:46 | Aug 1st, 2016

#36: It's the first Monday of the month, and you know what that means ... Time for another Ask Paula episode! On today's show, I answer a handful of phone calls from listeners who posed questions about real estate investing. One caller from Atlanta...Show More
How to Start Freelancing on the Side, with Carrie Smith from Careful Cents

36:16 | Jul 25th, 2016

#35: Carrie Smith enjoyed her full-time accounting job, but she wanted to make extra money on the side. Who doesn't, right? She landed a second job in a tax office, working 9-to-5 for one employer and 5-to-9 for the other. She earned decent money, ...Show More
How I Built a Six-Figure Online Store -- with Steve Chou from My Wife Quit Her Job

42:46 | Jul 18th, 2016

#34: Steve Chou's wife used to work grueling hours at a job she dreaded and despised. When she became pregnant with their first child, she decided to quit.  The problem? She earned six figures, and their family needed that income.  She opened an on...Show More
How I Became a Millionaire on a Military Salary - with Doug Nordman

37:38 | Jul 11th, 2016

#33: After serving in the Navy for 20 years, Doug Nordman, then-age 41, retired from his military career. Most of his peers started second careers in the civilian world.    But Doug didn't. He had an ace up his sleeve: he had spent his military caree...Show More
Ask Paula: The Market Might Drop. Should I Sell?

41:16 | Jul 4th, 2016

#32: Should you sell your stocks, given that we might be heading for a possible downturn? Also, what are the downsides of index funds? Should you invest in out-of-state rental properties, and if so, how can you figure out where to look? These are jus...Show More
The Simple Path to Wealth, with Jim Collins

34:45 | Jun 27th, 2016

#31: Jim Collins, also known as popular blogger JL Collins, has been financially independent since 1989. He achieved this in the simplest way possible: he saved half of his income and invested in index funds. Jim says the simplest possible approach ...Show More
Okay, I’m Financially Independent. Now What? -- with Jim Wang

1:26:01 | Jun 20th, 2016

#30: When Jim Wang was 29-and-a-half, life changed forever. Jim started an online company (a blog) in his mid-20's. His website grew to several hundred thousand readers and started earning five-figure monthly sums. It sounds too good to be true. I...Show More
Ask Paula: Pay Debt vs Buy a Home? Invest in Index Funds vs Creative Alternative?

38:31 | Jun 13th, 2016

#29: Paula answers questions you sent in about multi-level marketing, paying off credit card debt vs buying a house, and socially responsible investing. For more information, visit the show notes at https://affordanything.com/episode-29-socially-re...Show More
How I Woke Up, Removed the Blindfold, and Noticed My Money for the First Time -- with Evelyn Connors

43:16 | Jun 6th, 2016

#28: Most people only pay attention if there's a problem - that includes money. Guest, Evelyn Connors gets honest and raw about her previous understanding of how money works and her uber-excitement of taking control of her FI (financial independence)...Show More
Pete the Planner, Comedian-Turned-Money-Columnist, on Millionaires and Mock Retirements

39:31 | May 30th, 2016

#27: Pete the Planner talks about why millionaire-dom is important and why it's important to try a "mock retirement". For more information, visit the show notes at https://affordanything.com/episode27
The Last Show With Jay

1:13:45 | May 23rd, 2016

#26: Sometimes you need to let go of the good for the great. Jay Money has started a lot of projects, only to let them go because they didn't match his goals. The show must go on - and it will with Paula at the wheel. Jay will be back from time to ti...Show More
The Stacking Benjamins Roundtable Plays a Game of 'Would You Rather'

40:46 | May 16th, 2016

#25: Would you rather...have $15k in quarters or $15k in dollar bills? Today we have fun with Joe Saul-Sehy, Len Penzo and Greg McFarlane (HELLO Greg) from the Stacking Benjamins Roundtable. For more information, visit the show notes at https://aff...Show More
Ask Us Anything #4 - Betterment, Wealthfront, Robo-Investing -- What's the Deal?

1:02:45 | May 9th, 2016

#24: You ask. We answer. Let's grab a beer. This is the first Ask Us Anything in which we hear YOUR voices -- which makes this episode extra-awesome.  In this week's episode, Paula and J. Money tackle listener-submitted questions, such as: Investing:...Show More
Farnoosh Torabi, Host of CNBC's Follow the Leader, Spills the Secrets of Successful CEOs

49:16 | May 2nd, 2016

#23: Farnoosh Torabi is host of CNBC's Follow the Leader. She shares stories about spending 48 hours with the most influential business leaders in the nation. For a list of notes and resources, visit https://affordanything.com/episode-23-farnoosh-to...Show More
How Jeremy and Winnie Retired in Their 30's

57:46 | Apr 25th, 2016

#22: Jeremy and Winnie are the bloggers behind Go Curry Cracker. They took a vacation to the Philippines and decided this was where they wanted to live - and retire there early (like REALLY early). For more information visit https://affordanything.c...Show More
Making Money as a Voice Over Actor with Carrie Olsen

52:01 | Apr 18th, 2016

#21: Carrie Olsen started podcasting with her husband, then dipped her toe into the voice-over industry and is KILLING IT! For more information, https://affordanything.com/episode-21-making-money-voice-over-actor-with-carrie-olsen/
From Debt to Financial Independence, with Get Rich Slowly Founder JD Roth

58:16 | Apr 11th, 2016

#20: The Money Boss, JD Roth, went from $35k in credit card debt to selling a personal finance blog for an undisclosed amount of money. Today he shares how financial independence affected him - and how having enough money to be financially independen...Show More
Football and Hip-Hop's Financial Advisor Rob Wilson Talks About Managing Celebrity Money

54:01 | Apr 4th, 2016

#19: Financial Advisor to the stars, Rob Wilson, gives us the inside scoop on what kind of help celebrities and sports heroes need. What he tells us may surprise you! For more information, visit the show notes at https://affordanything.com/episode1...Show More
Ask Us Anything #3 - Real Estate Investing Edition

57:00 | Mar 29th, 2016

#18: Listener questions are back by popular demand! Paula answers your questions about real estate investing niches, strategies, and things to stay away from. For more information, visit the show notes at https://affordanything.com/episode18
Making Money as an Uber and Lyft Driver, with The RideShare Guy Harry Campbell

1:04:30 | Mar 21st, 2016

#17: Harry began driving for Uber 2 years. Now he's making 6-figures sharing tips for how to maximize time and profit with Uber, Lyft, DoorDash and PostMates. For Harry's rideshare money-making tips, visit https://affordanything.com/episode17
How Aaron Epstein Went from Side Hustler to Selling a Multi-Million Dollar Company

1:10:01 | Mar 14th, 2016

#16: Aaron Epstein shares his story of shoveling snow as a kid to launching a profitable website during college to selling a multi-million dollar company. For more information, visit the show notes at https://affordanything.com/episode16
Ask Us Anything #2 - Dollar Cost Averaging, Pay off Debt or Invest

56:31 | Mar 7th, 2016

#15: Q&A #2 with Paula, the analytical one, and J. Money, the heart of your M.O.N.E.Y. Team  Follow along with the answers: https://affordanything.com/episode15
So You Want to Be a Blogger?

1:00:16 | Feb 29th, 2016

#14: Can you make money as a blogger? How? We share the good and bad reasons for choosing to go into blogging. Send us your questions or comments https://affordanything.com/episode14
How to Destroy Your Stupid Debt, with Steve Stewart (and the controversy around Dave Ramsey!)

1:08:01 | Feb 22nd, 2016

#13: Steve and his wife got on the Dave Ramsey plan and they paid off their house! Plus, you'll want to check out Steve's little coaching trick of Rent vs Buy vs Invest. For more information, visit the show notes at https://affordanything.com/episod...Show More
Ask Us Anything #1 - Student Loan Help, Tax Hacks, Time Management Tips and REITs

1:08:01 | Feb 15th, 2016

#12: It's time to pick the brains of Paula and J. Money with our first ever "ASK US ANYTHING" episode.  Follow along with the answers: http://affordanything.com/episode12
Making $100k from eBay and Airbnb with Jay & Ryanne

54:31 | Feb 12th, 2016

#11: Jay and Ryanne have created a beautiful life for themselves scavenging for resale items in rural areas and renting houses in the Shenandoah National Park area of VA. Read more at https://affordanything.com/episode11