Millennial Money Minutes | Personal Finance in 5 Minutes

Grant @MillennialMoney & Matt @DistilledDollar

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Welcome to Millennial Money Minutes where we tackle tough personal finance, investing, and money topics in 5 minutes. We also interview top personal finance bloggers, authors, and academics. Hosted by Grant from MillennialMoney.com and Matt from Dist...Show More

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283: Real Estate Investing Fail

07:00 | Jun 27th, 2018

Grant is moving to New York City and made a big mistake with his real estate investment. We chat about when investing in real estate is and isn't a good idea, as well as some of the risks.

282: What’s the Goal?

07:34 | Jun 26th, 2018

In this episode we talk about money, success, and what it all means.

281: Homeownership w/ Fannie Mae

11:04 | Apr 22nd, 2018

Learn how you can buy a home with as little as a 3% down payment.

280: Fast Track Money

07:16 | Apr 17th, 2018

Getting rich quick is different than getting rich fast. We share some of our top strategies for fast tracking your money.

279: Mondays

06:33 | Apr 16th, 2018

How to set yourself up to crush the week.

278: Is Frugality Enough?

06:36 | Apr 13th, 2018

Most of personal finance is focused on cutting back, budgeting, and frugality but is that enough?

277: Make More Money

07:00 | Apr 12th, 2018

As you know one of the easiest ways to make money is through side hustling, but most people who side hustle are leaving a ton of money on the table.

Welcome Back - New Season 2!

06:50 | Apr 11th, 2018

Welcome to Season 2 of Millennial Money Minutes! Thanks for being patient while we took the month of March off so Grant could finish his book and we could develop some exciting new projects. We are super stoked to be back.

275: Advanced House Hacking w/ Jacob Perez

25:38 | Mar 26th, 2018

Jacob is one of the top house hacking experts in the game. In this 30 minute deep dive interview, we dig deep into house hacking and how you can use it to make a ton of money.

274: How to Scale Money

05:50 | Feb 28th, 2018

Here's how you can scale money and hit the next level.

273: Art and Science of FI (part 2)

06:13 | Feb 27th, 2018

We discuss the art of financial independence and how to get your friends on board.

272: Art and Science of FI (part 1)

06:19 | Feb 26th, 2018

In this special 2 part episode, we discuss the art and science of financial independence.

271: Home buying Myths w/ Fannie Mae

11:05 | Feb 24th, 2018

We bust home buying myths with Jonathan Lawless from Fannie Mae.

270: A Real Money Strategy

07:23 | Feb 23rd, 2018

Why you need a real money strategy and how to build one.

269: Savings Rate vs. Net Worth

05:35 | Feb 22nd, 2018

How and why you should track both your savings rate and net worth - the two most important numbers in personal finance.

268: Bringing the FIRE Everyday

06:22 | Feb 19th, 2018

How to bring it every day. Happy Monday!

267: Money Hacking

09:08 | Feb 9th, 2018

Money has never been easier to hack. Here's how.

266: Ultimate Money Hacking

09:26 | Feb 7th, 2018

It's never been easier to make more money, save more money, live for free, and travel for free.

265: Are Stocks Too Expensive 2.0

06:55 | Feb 2nd, 2018

Stocks are absolutely crushing it... but are they getting too expensive?

264: Look Back To Look Forward

08:57 | Jan 31st, 2018

Why solve problems that have already been solved before? Why looking back to history is one of the best ways to find answers and direction today.

263: Bitcoin Update

07:48 | Jan 30th, 2018

An update on Bitcoin and Grant's Bitcoin holdings.

262: What Matters Most

08:45 | Jan 29th, 2018

How to find what matters most in money and in life.

261: Skills As Future Currency

06:56 | Jan 26th, 2018

The skills you have in the future will be more valuable than anything else. Here's why and how to build new ones.

260: How High Can Stocks Go?

06:38 | Jan 25th, 2018

Stocks are at all-time highs, how high can they really go?

259: Reflecting on Money

07:06 | Jan 24th, 2018

We spend so much of our time consuming, but little time examining and then creating.

258: Money Habits 2.0

07:25 | Jan 23rd, 2018

How to pick, evaluate, and make new money habits or ditch them if they aren't working.

256: How To Travel The World For Less

08:27 | Jan 19th, 2018

It's never been easier to travel the world for less money. Here's how we do it.

255: From Zero to One

06:18 | Jan 18th, 2018

How to make that small yet massive leap in money and life.

254: How To Get Comfortable With Risk

06:22 | Jan 17th, 2018

Managing risk is an essential component of investing and life. Here's how to get comfortable with it in all areas of your life.

253: Money Resolutions

07:28 | Jan 16th, 2018

What money resolutions did you make and are you still sticking with them?

252: The Value of Time

07:09 | Jan 15th, 2018

As we start the New Year let's revisit the value of time - our most precious asset.

251: Gain A Competitive Advantage

08:08 | Jan 11th, 2018

Learn how to gain a competitive advantage in your business and life.

250: Ben Franklin 2.0

11:41 | Jan 9th, 2018

We chat about America's first early retiree and what we can all learn from him.

249: Is Debt Crushing You?

06:30 | Jan 8th, 2018

What is good debt vs. bad debt and how to eliminate the debt that's crushing you.

248: Shift From Saying Yes to No

06:19 | Jan 3rd, 2018

Why and when to make the shift from saying yes to no can help you make more money and live a richer life.

247: Making Money vs. Saving Money 2.0

06:14 | Jan 2nd, 2018

We kick off the New Year with an important episode. Is making more money more important than saving more money?

245: How To Talk About Money With Your Family

07:54 | Dec 21st, 2017

Here's how to have those money convos with your family and not make it super awkward! Happy Holidays.

244: What’s Holding You Back?

07:33 | Dec 19th, 2017

No matter what you want to do, what's really holding you back?

243: What Should You Invest in First?

05:48 | Dec 18th, 2017

Too many people invest in the wrong things. Here's what you should invest in first. Share this with everyone you know! Let's get the word out.

242: Escaping the 9 to 5

05:55 | Dec 14th, 2017

A few months late, but here's how to escape your 9 to 5!

241: The Bigger Purpose

05:44 | Dec 11th, 2017

What's the purpose of all this money stuff?

240: Fixed Income Risk

05:56 | Dec 6th, 2017

Oh no - can you really rely on fixed income?

239: Simply Complex Money

06:44 | Dec 5th, 2017

Money can be complicated - so we break it down in the probably the craziest episode we've ever done.

238: Tax Evasion

05:47 | Dec 4th, 2017

Be careful, it's a crazy world out there....

237: Why You Should Invest in Bitcoin

05:25 | Dec 1st, 2017

Bitcoin just hit $10k, here's what you should do!

236: Side Hustles 3.0

05:59 | Nov 30th, 2017

We're back for the third time chatting side hustling and making extra money.

235: How To Respond To Tax Reform

04:52 | Nov 30th, 2017

Tax reform might seem boring, but it can have a huge impact on your life. Here's how to respond.

234: Why You Shouldn’t Wait

06:08 | Nov 28th, 2017

What to do with your money, job, and dreams.

233: Monday Motivation

05:45 | Nov 27th, 2017

How to get and stay motivated on a Monday!

232: Revisiting Your Biggest Expenses

05:50 | Nov 17th, 2017

Oh yeah, here's where you can really save the most money.

231: 1 Million Downloads

05:42 | Nov 15th, 2017

Whoah - we hit our yearly goal over 2 months early. We've hit 1 million podcast downloads in less than a year. Thank you all so much for listening - we couldn't do this without you. Keeping sending us your questions. Much love.

230: How Much Should You Invest In Yourself?

06:48 | Nov 14th, 2017

Coaching and courses are growing in popularity - but when are they worth and how much should you invest in yourself?

229: Listener Question: What Do You Include In Your Savings Rate?

05:41 | Nov 13th, 2017

We answer a question from Mark who lives in San Francisco about what should and shouldn't be included in your savings rate calculation.

228: Money Check-Ins

05:53 | Nov 9th, 2017

We share how often we do money check-ins and what we recommend.

227: Buy Back Time

06:30 | Nov 8th, 2017

When does it make sense to buy back you time and how can you do it?

225: Networking Sucks

06:12 | Nov 6th, 2017

Why networking sucks sometimes and what to do instead.

224: Most Important Concept in Financial independence

06:05 | Nov 3rd, 2017

We go so many places in this episode and cover some big topics.

223: End of Year Money Goals

05:52 | Nov 2nd, 2017

We share our end of year goals and what we recommend.

222: Happy Life

05:59 | Oct 25th, 2017

What makes for a happy life? And how does money fit in?

221: Can You Actually Make Money Online?

06:12 | Oct 23rd, 2017

So many people ask us this question - so here's whats up.

220: Interview Coach Carson @CoachChadCarson

26:51 | Oct 21st, 2017

We had the pleasure to chat with Chad Carson aka Coach Carson about how he reached financial independence by building a real estate portfolio and how you can too. We also cover a ton of other topics like mentorship and investing - there is so much va...Show More

219: Safe Withdrawal Rates

05:42 | Oct 20th, 2017

We discuss early retirement, how much money can you withdrawal to live on for the rest of your life, and a bunch of other stuff in 5 minutes!

218: Savings Rate Fail

06:21 | Oct 19th, 2017

We chat about savings rates and Matt reveals his fail!

217: How Much Should I Spend?

06:19 | Oct 18th, 2017

It's often tough to determine how much money to spend and on what. We analyze this question and share two very different perspectives.

216: Money Is Not The Goal, Time Is

06:51 | Oct 17th, 2017

What are you working so hard for? What's the ultimate goal? We discuss why time is both more valuable when you are younger and older. To learn more: https://millennialmoney.com/money-is-not-the-goal/

215: Number One

03:23 | Oct 6th, 2017

We live in a world where number 1 is viewed as the best, but more often than not it's just a distraction from our own goals, our own "why".

214: Frugality Challenge Result

05:42 | Oct 5th, 2017

Matt has completed his 90 day frugality challenge - here's what he learned and what you can too.

213: Finance Throwdown: My Cousin Clay

06:09 | Oct 3rd, 2017

We analyze the financial situation of my cousin Clayton and make recommendations for the best path forward. We cover credit card debt, student loan, debt, and a lot more.

212: Should Your Max Your 401k?

05:40 | Oct 2nd, 2017

We cover a ton about how you should be using your 401k and when it makes sense to max it out in this episode.

211: FIRE DRILL - Crush Student Loans w/ @StudentLoanTrav

46:59 | Oct 1st, 2017

Sunday Syndication. Travis is an expert on student loans and has helped his clients save millions of millions of dollars on their student loans. He's legit and drops a ton of wisdom in this episode. The FIRE Drill Podcast is hosted by our good friend...Show More

210: From 0 to 1%

05:10 | Sep 29th, 2017

The first step is the most important. How to go from 0 to 1% in all areas of your money life.

209: Curb & Eliminate Impulse Spending

05:47 | Sep 27th, 2017

In our recent survey of listeners and readers, you all highlighted that impulse spending was a huge challenge. Here's how we curb and try to eliminate our impulse spending.

208: The Rule of 72

05:11 | Sep 26th, 2017

The rule of 72 is an easy way calculate how long it takes for your money to double and triple when invested. We explain it and more!

207: Early Retirement Back In The Day

05:16 | Sep 22nd, 2017

When did people start thinking about early retirement and what do it mean for you?

206: Living Expenses vs. Life Expenses

05:04 | Sep 21st, 2017

How to best prioritize between living and life expenses!

205: Rich Dad Poor Dad

04:26 | Sep 20th, 2017

We discuss the immensely popular but polarizing personal finance book, Rich Dad Poor Dad.

204: Should You Stay In Stocks?

04:38 | Sep 18th, 2017

Every day it feels like stocks are hitting new records? But they are insanely expensive! Should you stay in stocks? We share two different perspectives.

203: Savings vs. Frugality

05:57 | Sep 15th, 2017

Are savings and frugality the same thing? We share two different opinions in this episode.

202: Dark Side of Automation

05:54 | Sep 13th, 2017

Every talks about how automation is the key to building wealth - but what if it's actually what's holding you back? We explore the dark side of automation.

201: Is Warren Buffett Overrated?

06:29 | Sep 11th, 2017

Is Warren the best investor of all time, does he still have it, and is value investing still possible?

200: FIRE Drill - Real Estate Investing w/ @GuyOnFire

40:50 | Sep 10th, 2017

We are so stoked to premiere a new series on the podcast. On some Sundays we will now be syndicating our favorite episodes from the FIRE Drill Podcast, hosted by our good friends Gwen @FieryMillennial and J @MillennialBoss. In these episodes, they ch...Show More

199: Monte Carlo Simulations

05:50 | Sep 8th, 2017

Why we often question the output, when we agree on the inputs - and what that means for your personal finances.

197: When To Leave Your Job

06:44 | Sep 6th, 2017

More and more side hustlers are asking us when they should leave their jobs and pursue their passion full time. Here's our thoughts.

196: Quickly Escape Living Paycheck to Paycheck

04:13 | Sep 5th, 2017

The biggest first barrier many people have with money is escaping living paycheck to paycheck. Here's how you can do it quickly.

195: Estimated Retirement Number

05:28 | Sep 1st, 2017

How can you even begin to realistically calculate your retirement number?

194: Dollars or Percentages?

05:55 | Aug 31st, 2017

Which helps you save more? We share how we use both dollar and percentage calculations to save more money.

193: Effective Hourly Rate

06:31 | Aug 30th, 2017

How much do you make per hour? Unfortunately, it's probably less than you think. Learn how to calculate and use your effective hourly rate.

192: Money Guilt

06:00 | Aug 29th, 2017

Money is often surrounded by guilt - we regret spending too much or saving too little. We share our perspectives on money guilt and how we manage it.

191: Is Vanguard The Only Option?

05:16 | Aug 28th, 2017

Vanguard received 7x more deposits than any other brokerage last year. While we are huge fans, is Vanguard the only option?

190: How Much Time Should You Spend On Your Money

05:58 | Aug 25th, 2017

We share how much time we spend, and recommend you spend, managing our money daily, weekly, monthly, and annually.

189: Smart Ways To Spend When Traveling

06:21 | Aug 24th, 2017

Here's some of our top tips for saving money while traveling.

188: Simple Side Hustles

05:09 | Aug 21st, 2017

Ready to side hustle? Here are some simple side hustles you can use to start diversifying your income streams.

187: Credit Card Confessions

06:52 | Aug 18th, 2017

We chat about credit cards and reveal some secrets.

186: Exceptional Savers

05:38 | Aug 17th, 2017

We answer a listener question from Bond - "How much should I save and is it before or after taxes?" We discuss exceptional savers in this episode.

185: How Much Do You Need To Retire?

05:46 | Aug 16th, 2017

We answer one of the most popular questions we get - how much do you actually need to retire. Hint: It might be less than you think.

184: Close The Loop

05:52 | Aug 11th, 2017

How to make faster decisions, be happier, and more successful. We discuss hedonistic adaptation.

183: Why We Fear Losing More Than We Enjoy Winning

05:29 | Aug 10th, 2017

Research shows that it hurts 2x more to lose than it does feel good to win. How to use this to your advantage.

182: $1,400 iPhone

04:47 | Aug 9th, 2017

WTF? Yeah, it's on the way. We discuss whether a $1,400 iPhone is worth it.

181: Mad Cash IRA Conversion Ladder

04:10 | Aug 8th, 2017

IRA Conversion Ladders are a great money hack. Check out how you can use them effectively.

180: Cash Flo

05:23 | Aug 7th, 2017

Why cash flow is so essential, why it gets tougher as you make more money, and how to manage it.

179: The Lean Startup

05:32 | Aug 4th, 2017

We review one of our favorite entrepreneurship books, The Lean Startup by Eric Ries

178: Immediate Mastery

05:14 | Aug 3rd, 2017

It's widely believed that it takes 10,000 hours to become an expert, but here's how to do it much faster. It's not what you think.

177: Target Date Retirement Funds

04:02 | Aug 2nd, 2017

We answer a reader question and discuss the pros/cons of target date retirement funds.

176: How To Make More Money

06:22 | Aug 1st, 2017

Making more money almost always comes down to this one thing.

175: Millennial Money 2.0

10:50 | Jul 31st, 2017

Today's announcement features a big announcement. We're excited to be providing some killer content via podcasts, videos, free courses, etc. over the next 9 months. Here's what we're talking about...

174: 5 Stages of Financial Freedom

07:58 | Jul 28th, 2017

Financial Freedom can be gained in stages, specifically five of them altogether. If you are on the path to early retirement or just getting started learning about money, either way, check it out to see which Financial Freedom stage you are in.

173: Automatic Savings - What We Do

09:04 | Jul 27th, 2017

Automatic Savings is easier said than done so Grant and Matt walk through their best habits and recap the strategies put into action. See if you can copy an approach or two in your own lives to save money.

172: ChangEd App

09:23 | Jul 26th, 2017

In this bonus episode, we interview Dan and Nick, the brother co-founders of ChangEd, an app that rounds up your purchases to pay off your student loans. If you have student loans you should definitely check it out.

171: Becoming a Homeowner

05:48 | Jul 26th, 2017

Fresh off the experience of buying his first home, Matt shares some of the pitfalls he avoided and lessons learned in the experience. Grant offers up his take on what works and doesn't in the homebuying game.

170: 80/20 Principle Applied to the Max

05:53 | Jul 25th, 2017

We talk a lot about the 80/20 but here we dive into the biggest examples we find. The first is the lollapalooza effect and the second is strategy. We dive into more on what produces the vast majority of our results for only 20% of the effort.

169: Income or Expenses? Which is MORE Important?

05:56 | Jul 24th, 2017

We tackle the recently discussed topic of which is MORE important: increasing our income or reducing our spend. We tackle how frugality has a limited upside but is essential to avoid future income from being overspent. Plus why increasing income is o...Show More

168: TBT 401k or IRA?

03:36 | Jul 20th, 2017

For TBT we take it back to episode 6, where we discuss where's it better to put an extra $1k - into your 401k or IRA?

167: Most Profitable Side Hustles

05:33 | Jul 19th, 2017

Any side hustle can be insanely profitable with this one strategy.

166: Is Passive Income Legit?

05:16 | Jul 18th, 2017

There are so many stories of passive income success, but is passive income legit? Is it actually possible?

165: Side Hustles and Multiple Income Streams

07:39 | Jul 17th, 2017

Today's episode is a sneak peak into one of the most popular videos we have filmed out of the 40+ to date. We are excited to share with you the isolated audio track. Enjoy!

164: Can You Save $50 A Day?

05:53 | Jul 14th, 2017

Research shows that focusing on daily saving, instead of weekly, or monthly helps you save a ton more. But can you save $50 a day? It's a simple way to think about fast tracking retirement. Check it out.

163: TBT: Budgets Suck

03:47 | Jul 13th, 2017

For Throwback Thursday we go way back to why Budgets Suck and you might not need one.

162: Hitting The Wall

05:25 | Jul 12th, 2017

It happens to all of us, we hit the wall - in our life, with our plan, with our investments. Here's what to do when you hit the wall and how it could actually be your greatest opportunity.

161: Frugality Challenge

05:49 | Jul 11th, 2017

How to reset your mindset, get back on track, and build better habits through a frugality challenge. Matt just started one and gives you tips for how to spend less and save more.

160: Cost of Convenience?

05:46 | Jul 10th, 2017

Almost anything is available with a few clicks on your phone. But it comes at a price. What's the true cost of convenience?

159: When Do You Sell?

05:29 | Jul 7th, 2017

This is a big question. When is the right time to sell your investments? Check it out!

158: TBT: Saving vs. Spending

05:27 | Jul 6th, 2017

For Throwback Thursday, here's an early, but essential, episode on spending vs. saving. Learn how to find our saving vs. spending balance.

157: Modern Portfolio Theory

06:09 | Jul 5th, 2017

We share two very different perspectives on Modern Portfolio Theory, and maximizing investing returns vs. risk.

156: Best First Investment

05:00 | Jul 4th, 2017

What is the best first investment you can make? We share two different opinions in today's episode.

155: Save on Summer Travel

05:40 | Jul 3rd, 2017

It's never been easier to travel for less, or even free in many cases. Here's how to save on summer travel.

154: America’s First Early Retiree

05:44 | Jun 30th, 2017

Happy 4th of July weekend. In today's episode, we honor America's First Early Retiree. Have a nice weekend everyone!

153: Crush Debt

05:48 | Jun 29th, 2017

Debt is the number 1 barrier holding most people back. Here's why you need to crush it as soon as possible.

152: Money Can’t Buy You Life

05:45 | Jun 28th, 2017

Bob Marley's famous last words were reportedly "Money Can't Buy You Life". We discuss this idea and more in today's episode.

151: Personal Loans To invest

05:41 | Jun 27th, 2017

We answer a listener question from Dan - "Should I take out a personal loan to invest?"

150: Self Awareness

05:16 | Jun 26th, 2017

Learn how self-awareness is the key to wealth in this episode.

149: How to Access 25% Returns

05:52 | Jun 23rd, 2017

Never pass up money that's left on the table - this is the only case where we see guaranteed 25% returns for the money we invest.

148: TBT - How to Save Money

03:22 | Jun 22nd, 2017

Welcome to our first Throwback Thursday episode! We wanted to share with you with of the most popular early episodes on How to Save since many new listeners are now on the podcast. Enjoy!

147: The Stock Market Myth

05:12 | Jun 21st, 2017

Here's The Stock Market Myth we all see and hear each day - technical analysis. We explain how this impacts our investment decisions and what we can do to better our investment portfolios.

146: 4 Phases of Financial Independence

05:31 | Jun 20th, 2017

We walk through the 4 Phases of Financial Independence. See which phase you're on and see how you can move on closer to reaching FI.

145: 10 Things Rich People Do

05:47 | Jun 19th, 2017

Grant and Matt list through 10 things rich people do - specifically, the 10 common princples found in the most successful, happiest, and wealthy individuals.

144: Millennial Money Course

05:49 | Jun 16th, 2017

We have been working hard on the Millennial Money course for the past 6 months. Check out a preview and sign up for updates at http://course.millennialmoney.com

143: How To Start Investing

05:40 | Jun 15th, 2017

We get this question all the time. How and where to start investing.

142: Zen of Saving

06:12 | Jun 14th, 2017

How to find your balance between spending and saving.

141: Simple Money Mistakes

06:02 | Jun 13th, 2017

These are the simple money mistakes that we make that are easy to fix.

140: Index Funds 2.0

06:43 | Jun 12th, 2017

We respond to a listener question from Cody Harter, who asks "I was wondering if you could do a show on index funds. Things like what to look for, fee's, and just overall how to find the best ones." Thanks for asking Cody.

139: Chill as Hard as You Hustle

04:25 | Jun 9th, 2017

Balance is often sought after, but rarely attained...especially in the West. Here we tackle this simple idea and the benefits it offers our finanical well being.

138: How to Get The Dream Job

05:20 | Jun 8th, 2017

Today's discussion tackles how to get THE job, or that "Dream Job" you've been craving. We discuss the strategies used and our approach along with if the opportunity is right for you.

137: Grant’s Book Deal

05:15 | Jun 7th, 2017

Grant landed a book deal! Today's post dives behind the scenes to uncover some of the exciting new details related to Grant's book deal -- listed now to hear the inside scoop!

136: Individual Stocks

05:22 | Jun 6th, 2017

Is Index Investing the real deal? Is picking and choosing winning stocks the ideal investing method. We tackle this and Grant reveals a surprising secret about his net worth.

135: The Mind on Money

05:57 | Jun 5th, 2017

The mind is a powerful tool when it comes to harnessing the benefits from money. The mind can also trip us up, big time! Here's our take on The Mind on Money!

134: Interview Elle Martinez @CoupleMoney

24:05 | Jun 3rd, 2017

We share a ton of laughs and talk all things managing money in a relationship, with Elle Martinez the Founder and host of the Couple Money Podcast, CoupleMoney.com, and the author of the upcoming book titled Couple Money. In her new book, Elle shares...Show More

133: How to Get a Raise

05:45 | Jun 2nd, 2017

We tackle the simplest, most effective ways we can get a raise. We also tackle this subject from your employer's point of view: what is your boss looking for and what leads to yes!

132: Cats vs Dogs

04:42 | Jun 1st, 2017

We weight in on the eternal debate to see which is less expensive for our lifestyle. Here's Cats vs Dogs and our take on owning pets as Millennials, plus a few ways to save money for our pets.

131: Our Biggest Asset

05:37 | May 31st, 2017

What's your biggest asset? Are you leveraging the resources at your disposal, or are you working on ways to increase the capacity for your assets to earn more? Here are our biggest assets.

130: Minimalism 2.0

03:50 | May 30th, 2017

Minimalism 2.0 is our deeper dive into the core benefits offered by minimalism.

129: Summer Savings Plans

05:36 | May 29th, 2017

With Summer around the corner we explore our Summer Savings Plans, which include ways to distract ourselves from too much spend, investing in individual stocks, and more...all while enjoying the good life. Enjoy!

128: Interview Helaine Olen @helaineolen

27:24 | May 27th, 2017

We were super stoked to chat with Helaine Olen, the best selling author of Pound Foolish and The Index Card, and columnist for The Nation. Helaine's book Pound Foolish is an examination of the shady personal finance industry and one of our favorite b...Show More

127: The 1% Mindset

05:05 | May 26th, 2017

What helps us reach financial freedom faster? The 1% Mindset is a great first money hack, especially early on.

126: How Much House Can I Afford?

05:07 | May 25th, 2017

How much house can I afford? Luckily, we're not asking our bankers - but here are some great takeaways on reducing the cost of that roof over our heads.

125: Prenup?

05:12 | May 24th, 2017

Prenups and divorce! We explore this topic to see if there is value in a prenup and if the conversation is a smart one to have.

124: Is Quality Worth It?

05:19 | May 23rd, 2017

When is it worth it to pay more for higher quality. What is quality anyway?

123: Quickest Way to a Million

05:15 | May 22nd, 2017

What's the quickest way to become a millionaire? We discuss different approaches that work and pitfalls to avoid when it comes to investing and growing a million dollar portfolio.

122: Job Security vs. Passion

05:38 | May 19th, 2017

Some people really love their jobs and some people don't. We share two perspectives on why you don't have to choose between your job and you passion.

121: Down Payments

05:38 | May 18th, 2017

Do you want to buy a home? You probably need less month than you think. We share multiple perspectices on down payments, homeownership, and real estate investing.

120: Can You Really Save Too Much Money?

04:39 | May 17th, 2017

How much money do you need to save and can you really save too much?

119: Radical Transparency

05:34 | May 16th, 2017

How radical transparency has transformed our relationships with money and can transform yours too.

118: 4 Hour Workweek?

05:43 | May 15th, 2017

We discuss the Tim Ferriss classic and explain what we learned, and use today from the book. Grant gets a virtual assistant and more.

117: Interview: Scott Trench on “House Hacking” @STrenchBP

28:04 | May 13th, 2017

We interview Scott Trench, the 26-year-old Denver real estate investor, VP at Bigger Pockets and author of the new book Set For Life. He shares a ton of next level recommendations on how to live for free, make money house hacking, and build your fina...Show More

116: 401k Optimizations

05:32 | May 12th, 2017

How to best optimize your 401k and make the most of your tax-advantaged accounts.

115: Lifestyle Inflation

05:35 | May 11th, 2017

As you make more money, it's so easy to spend more money. Learn the best ways to avoid lifestyle inflation.

114: Real Estate vs. Stock Investing

05:18 | May 10th, 2017

The real estate vs. stock investing throwdown - which one is a better investment?

113: Biggest Money Mistakes

05:40 | May 9th, 2017

We reveal our biggest money mistakes.

112: Quick Spending Hacks

05:13 | May 8th, 2017

These habits save us a ton of money. Here are a few hacks we use to spend less and think twice before any purchase.

111: Budgets Still Suck

05:08 | May 5th, 2017

Happy Cinco de Mayo. Why we think budgets still suck and are the biggest barrier to saving more money.

110: CASH MONEY

05:35 | May 4th, 2017

Let's chat CASH. Warren Buffett is sitting on $86 Billion and we are sitting on hardly any cash. When and why it might make sense to increase your cash reserves.

109: The Fulfillment Curve

05:01 | May 3rd, 2017

How to find happiness at the top of the fulfillment curve.

108: Is $1 Million Enough?

05:12 | May 2nd, 2017

Grant and Matt discuss two different perspectives on whether $1 million is enough for retirement and what $1 million really means.

107: Invest in Yourself

05:19 | May 1st, 2017

Why investing in yourself is the most important investment of all. We share our favorite ways we invest in ourselves.

106: Interview: Jen Sincero @JenSincero

16:07 | Apr 29th, 2017

Grant chats with Jen Sincero, the #1 NY Times Bestselling author of You Are A Badass, about her new book You Are A Badass At Making Money, overcoming fear, gratitude, how she went from living in a garage to making seven figures and a whole lot more. ...Show More

105: The Hustler Mindset

06:14 | Apr 28th, 2017

Hustle is often a misused term. Why we think a hustler mindset is so important for both your money and your life.

104: Money Scams

05:39 | Apr 27th, 2017

How to spot and avoid money scams. We share practical tips that could save you from scammers.

103: Advice to New College Grads

05:31 | Apr 26th, 2017

Are you, or someone you know, graduating from college? Here's our advice.

102: Should You Save The Date?

05:39 | Apr 25th, 2017

We are both getting invited to a ton of weddings, which can get expensive. When should you save the date?

101: $100 Per Week

05:20 | Apr 24th, 2017

What is the impact of saving and investing $100 per week? A lot more than you think.

100: Entrepreneur vs. Solopreneur

05:52 | Apr 21st, 2017

In our 100th episode we explain the differences and pros/cons of being a solopreneur vs. entrepreneur.

99: Taking Care of Your Parents

05:50 | Apr 20th, 2017

Why it's important to chat about money with your parents and how we do it.

98: Mortgages

05:50 | Apr 19th, 2017

Learn how we feel about mortgages, as Matt saves up and Grant recently refinanced.

97: How We Invest

05:46 | Apr 18th, 2017

Learn the similarities and differences in our investing strategies.

96: Money Anxiety

04:50 | Apr 17th, 2017

How we each overcame money anxiety - the biggest barrier to building wealth.

95: Knowledge = Money

05:34 | Apr 14th, 2017

Learn why selling your experience is the key to making more money and the ROI of learning about money.

94: Realistic Investing Returns

05:41 | Apr 13th, 2017

How much should you realistically expect to make on your investments in the future?

93: Short Term Investing

05:32 | Apr 12th, 2017

We share two different short-term investing strategies.

92: Sunny Day Money Fund

04:43 | Apr 11th, 2017

How to use a sunny day money fund for guilt-free spending and splurging.

91: The Habits of Wealth

03:42 | Apr 10th, 2017

We share a few small habits that make you millions of dollars richer in the future and share how you can best add new habits into your life.

90: Interview: Bobby @GenYMoneyMan

31:23 | Apr 9th, 2017

A next-level interview with Bobby from MillennialMoneyMan.com about student loans, mentors, launching an online business, why you don't deserve a new car, and a ton more.

89: Is A Wedding Worth It?

05:43 | Apr 7th, 2017

Grant interviews Matt and Marina, the future Mrs. Distilled Dollar, on whether a wedding is worth the money.

88: Tax Refund Tips

05:55 | Apr 6th, 2017

What you should do with your tax refund this year. Hint: Don't gamble it away.

87: Best Money Books

05:21 | Apr 5th, 2017

We share the best money books we've ever read.

86: Timing The Stock Market

05:58 | Apr 4th, 2017

Learn when timing the stock market does and doesn't work, and why a stock market drop is really an opportunity.

85: Is Early Retirement Possible?

05:35 | Apr 3rd, 2017

We get asked this question all the time - is early retirement possible? It's probably more possible than you think.

84: Interview: Julie @MillennialBoss

21:58 | Apr 1st, 2017

ALL THE WAY FROM THE BAY we chat with Julie @MillennialBoss from MillennialBoss.com about how she increased her salary 600%, her women in tech girl boss mindset, and pursuing financial independence.

83: Employee to Investor

05:20 | Mar 31st, 2017

Transitioning from employee to investor is the essential step to building wealth, early retirement, and achieving financial independence.

82: When will we be Millionaires?

05:15 | Mar 30th, 2017

Learn a few ways to figure out how to become and when you will become a millionaire. You might be closer than you think.

81: Podcast Update 100K Downloads

02:39 | Mar 29th, 2017

Hang out with us and Post Malone as we celebrate 100,000 podcast downloads in our first 3 months. Thank you for the all of the questions, support, and sharing us with your homies. Much love.

80: Ultimate Saving Hacks

05:08 | Mar 28th, 2017

Check out our favorite saving hacks and how to save more money.

79: Making Money vs. Not Losing Money

04:49 | Mar 27th, 2017

Is it better to make money or not lose money? Why an abundant mindset is so essential to building wealth.

78: Interview: Brandon @MadFientist

25:46 | Mar 26th, 2017

We tackle investing, travel hacks, early retirement, and more with Brandon from MadFientist.com and the Mad Fientist podcast. Brandon shares how he retired in his early 30's and is now optimizing his budget and lifestyle.

77: Will Starbucks Break The Bank?

05:22 | Mar 24th, 2017

Is that Starbucks coffee your barrier to saving? Maybe or maybe not. Let's see.

76: What’s Your Investing Rate

05:37 | Mar 23rd, 2017

Learn why you should start thinking about your investing rate in addition to your savings rate.

75: Abundance vs. Scarcity

05:46 | Mar 22nd, 2017

Learn how to use abundance and scarcity to your advantage when building wealth.

74: Refinancing

05:34 | Mar 21st, 2017

Learn when to refinance and why it's so valuable.

73: Opportunity Costs

05:31 | Mar 20th, 2017

Whenever you are doing something you are choosing not to do something else. Learn how to think about opportunity costs and use them to your advantage.

72: Interview: Erin Lowry @BrokeMillennial

23:59 | Mar 18th, 2017

We chat with Erin Lowry from BrokeMillennial.com about her new book, how to manage money in a couple, how to talk to your friends about money, and much more.

71: FOMO

05:43 | Mar 17th, 2017

FOMO is the new keeping up with the Joneses and destructive on our finances. Learn how to fight it. NOMO FOMO.

70: What To Do With $1,000

05:46 | Mar 16th, 2017

We get asked this question all the time. We share 2 different perspectives on what to do with the next $1,000.

69: AI & The Future of Money

05:46 | Mar 15th, 2017

Artificial Intelligence will soon change all of our lives. What AI's impact be on money? We get a little crazy with this one.

68: How To Talk About Money

05:50 | Mar 14th, 2017

Money is one of the most taboo topics on earth. Learn how and why it's so important to talk about money.

67: Simple Money Habits

05:33 | Mar 13th, 2017

Our favorite and most effective simple money habits.

66: Maximize Happiness

05:44 | Mar 10th, 2017

We share two different perspectives on how to maximize your happiness.

65: Learning To Say No

05:55 | Mar 9th, 2017

One of the most powerful skills you can develop is saying "No". Learn why and how to master it.

64: Empathy as a Path to Wealth

05:39 | Mar 8th, 2017

Many of the world's most successful people have mastered empathy. Learn how you can too.

63: Couple Money

0:00 | Mar 7th, 2017

Learn how we talk about and share money with our partners.

62: How Much Do You Really Need To Save?

05:53 | Mar 6th, 2017

Learn how much money you should be putting away for the future. It's probably not what you expect.

61: Interview: J. Money @BudgetsAreSexy

27:47 | Mar 4th, 2017

We chat with the one and only J. Money for our first extended interview. J. Money is one of the world's top personal finance bloggers and has been writing about money for 9 years at BudgetsAreSexy.com and RockstarFinance. It's was a true honor and an...Show More

60: Save Money Eating Out

05:36 | Mar 3rd, 2017

Learn how to save money eating out and on food delivery!

59: Productive Procrastination

05:33 | Mar 2nd, 2017

Learn to beat productive procrastination and be more productive!

58: Mortgage or Invest?

05:42 | Mar 1st, 2017

We answer a Twitter question from @thegroundedeng "What are your thoughts on paying down a home vs. investing the difference?"

57: Money Excuses

05:38 | Feb 28th, 2017

Learn how to stop making money excuses and save more, invest more, and build wealth.

56: Warren Buffett

05:26 | Feb 27th, 2017

We discuss what makes Warren Buffett the greatest investor of all time.

55: Podcast Update: 50K Downloads

02:30 | Feb 25th, 2017

A quick update on the podcast. Over 50K Downloads in 2.5 months and 75 episodes recorded! Thank you for sharing and listening. Much love.

54: Good, Better, Best

05:47 | Feb 24th, 2017

Learn how to make good, better, and the best money decisions.

53: Student Loans or Investing?

05:32 | Feb 23rd, 2017

Should you pay back your student loans or invest the money instead?

52: Billion Dollar Habit

05:42 | Feb 22nd, 2017

Learn this habit from Billionaire Warren Buffet that's been essential to his success.

51: WTF is Money?

05:46 | Feb 21st, 2017

Money is personal, universal, and infinite. Learn how we think about money.

50: Motivation

05:41 | Feb 20th, 2017

Two different perspectives on how to stay motivated and build wealth.

49: Giving Back

05:14 | Feb 17th, 2017

Giving back is a powerful force for making yourself and the world a better place.

48: Student Loans

05:43 | Feb 16th, 2017

Student Loan debt has hit $1.5 Trillion in the US alone. It's an epidemic. Hear two perspectives on the crisis.

47: Don’t Regret This

05:39 | Feb 15th, 2017

Regret is one of the most powerful human emotions. Learn how to reduce regret with money.

46: Real Estate Investing

05:36 | Feb 14th, 2017

We share two different perspectives on real estate investing, including when it does or doesn't make sense.

45: Your Life Strategy

05:44 | Feb 13th, 2017

Most people don't get "Strategy". Learn how to build a strategy for your life and money.

44: Robo-Advisors & Betterment

05:32 | Feb 10th, 2017

Should you use a robo-advisor? How we think about robo-advisors and letting algorithms manage your money. We use Betterment and Grant's experience as one example.

43: Value Investing

05:37 | Feb 9th, 2017

Learn the investing strategy of Warren Buffett, the most successful investor ever. Value investing is a proven investment strategy worth exploring.

42: Best Online Savings Tools

05:31 | Feb 8th, 2017

Saving money > not saving money. We share our favorite online savings tools, including Amazon subscribe & save, Wikibuy, and others!

41: Asset Allocation

05:20 | Feb 7th, 2017

One of the most important investment decisions you need to make. How to really think about asset allocation.

40: Sides Hustles

05:28 | Feb 6th, 2017

Should you start a side hustle? Probably, but here's what you need to know. Hustle, but smart.

39: Your Money or Your Life

05:31 | Feb 3rd, 2017

We share the highlights from one of the best personal finance and financial independence books of all time.

38: Interview: Chris @KeepThrifty

05:37 | Feb 2nd, 2017

We chat living experiments and finance spreadsheets with Chris from KeepThrify.com.

37: Escaping Guilt

05:22 | Feb 1st, 2017

Learn how to escape guilt - the main reason most people abandon their financial plans.

36: Interview: Kevin @FinancialPanthe

05:42 | Jan 31st, 2017

We interview Kevin aka the Financial Panther, a side-hustling lawyer who paid off $87,000 in student loans, and has the best company retirement benefits ever.

35: 80/20 Principle

05:21 | Jan 30th, 2017

We discuss the revolutionary 80/20 principle - which helps you identify the 20% that generates 80% of the results across all areas of your life. Maximize your time, effort, and ROI.

34: Are Stocks Too Expensive

05:01 | Jan 27th, 2017

The Dow just hit 20,000 and stock price/earning ratios are at all time highs. We share two different perspectives on whether now is a good time to invest in stocks or if stocks are just too expensive.

33: Time Value of Money

04:58 | Jan 26th, 2017

Invested money is worth significantly more in 5, 10, 20+ years than the same money today. But we naturally aren't wired to think about future value, so we have to work harder to build the habit. Learn how you can leverage the time value of money.

32: Actually Meet Your Money Goals

05:04 | Jan 25th, 2017

Two very different approaches to actually meet your personal money goals.

31: Right Amount of Risk

05:26 | Jan 24th, 2017

Why determining your personal risk tollerance is essential to investing.

30: Grant in The Hot Seat

05:46 | Jan 23rd, 2017

Matt interviews Grant @MillennialMoney.

29: Matt in The Hot Seat

05:34 | Jan 20th, 2017

Matt is in the hot seat! Learn more about Matt @DistilledDollar.

28: Day Trading Sucks

03:57 | Jan 19th, 2017

Learn why day trading sucks (for most investors).

27: Interview: Gwen @FieryMillennial

05:29 | Jan 18th, 2017

A chat with Gwen from FieryMillennials.com. Learn how she saved $100K by 25.

26: Minimalism

04:25 | Jan 17th, 2017

We explore minimalism and living with less.

25: Money and Happiness

05:31 | Jan 16th, 2017

Can money make you happy? Our answers may surprise you.

24: Credits Cards

05:07 | Jan 16th, 2017

We share very different perspectives on credit cards and a bit of travel hacking.

23: Maximize Your Value

05:21 | Jan 9th, 2017

Learn How to Maximize Your Value and Make More Money. It's easier than you think.

22: The Millionaire Next Door

05:09 | Jan 9th, 2017

New Series: Best Personal Finance Books in 5 minutes or less. First up The Millionaire Next Door by Thomas Stanley.

21: When Do You Need Insurance

04:31 | Jan 9th, 2017

Insurance can be expensive and sometimes not worth it. Learn when insurance is a great investment.

20: Frugal vs. Cheap

04:28 | Jan 9th, 2017

There's a big difference between frugal and cheap. In this episode learn the pros/cons of each.

19: Rethinking Emergency Funds

05:12 | Jan 9th, 2017

Do you really need an Emergency Fund? We explain when you do/don't need an Emergency Fund and why investing it might make more sense.

18: The True Cost of Anything

03:53 | Jan 2nd, 2017

That cup of coffee cost more than you think. In this episode we cover how to calcuate how much money you need to earn, how much of your life you are exchanging, and the true cost of any purchase.

17: Money Goals

04:28 | Jan 2nd, 2017

Learn about two of our primary money goals. Matt hits a zero net-worth and Grant returns to frugality.

16: Paradox of Frugality

04:58 | Jan 2nd, 2017

In this episode we explain two frugality paradoxes - moral liscensing and lifestyle inflation.

15: The Love of Money

04:21 | Jan 2nd, 2017

Do you love or hate Money? Our relationships with money are complicated. Money is just a tool and an abundant resource. But it isn't everything. Learn how Grant and Matt think about Money in this episode.

14: One Month Podcast Update

02:43 | Jan 2nd, 2017

Thank you for over 4,000+ Millennial Money Minutes downloads in the first month! We appreciate all the love. Please leave a review and subscribe if you enjoy the podcast.

13: The Power of Habits

04:38 | Dec 26th, 2016

Learn how habits are the key to building wealth and achieving financial independence.

12: Millennial Retirement

05:05 | Dec 26th, 2016

Learn how Millennials are redefining what retirement means and taking control of their futures.

11: Rent vs. Buy

04:41 | Dec 26th, 2016

Learn two perspectives on whether you should rent or buy a home depending on where you are in your financial life.

10: How To Save Money

03:12 | Dec 12th, 2016

The biggest way to capitalize on savings is by tackling the largest expenses first. We share our two biggest life hacks on How to Save Money.

9: Index Funds

03:54 | Dec 12th, 2016

Index Funds offer us a low cost entry point into buying a slice of the entire economy. See how the vast majority of active funds fall short of market returns.

8: Roth vs. Traditional IRA

05:44 | Dec 12th, 2016

From Backdoor Roth contributions to IRA Conversion Ladders, we tackle the Roth vs. Traditional IRA topic from start to finish. See which is better for you.

7: Saving vs. Spending

05:29 | Dec 12th, 2016

Whether you're saving 0% or 60%, like Matt, the line between saving and spending is a difficult one to walk. Joys of life, such as travel, is money well spent.

6: Should I Invest in a 401K or IRA?

03:39 | Dec 12th, 2016

We discuss the first two steps we would take if we started off investing from scratch. Should I invest in my 401k or IRA will not be complicated anymore.

5: Is A Car Worth It?

04:30 | Dec 12th, 2016

From insurance hacks to rideshare programs to moving within walking distance to work, we discuss uncommon strategies to reduce the cost of car ownership.

4: Active vs. Passive Funds

03:34 | Dec 12th, 2016

Based on the investment strategy, it can make sense to use passive funds. Other times active funds make more sense. Here’s our take on Active vs. Passive funds.

3: Automated Savings

03:51 | Dec 12th, 2016

Strategies we utilize for automated savings. We would agree that spending is what is left after saving, not saving is what is left after spending.

2: Budgets Suck

03:48 | Dec 12th, 2016

After our experience of budgeting we share when they’re useful and necessary. We also share why we think budgets suck and why we don’t use them today.

1: Introduction to Millennial Money Minutes

04:49 | Dec 12th, 2016

Our introduction to Millennial Money Minutes includes our backgrounds and our goal of the podcast to distill down personal finance topics in 5 minutes or less.