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Listen Money Matters - Free your inner financial badass. This is not your father's boring personal finance show.

Andrew Fiebert, Thomas Frank | Talking about stuff you should know on investing, business building, and real estate like: Planet Money, Freakonomics Radio, Dave Ramsey, Tim Ferriss, Reply All, Radiolab, Side Hustle School, Joe Rogan, Fresh Air, Startup

+19 FANS
Honest and uncensored - this is not your father’s boring finance show. This show brings much needed ACTIONABLE advice to a generation that hates being lectured about personal finance from the out-of-touch one percent. Andrew and Thomas are relatable,...Show More

54:40 | Sep 16th

We get dozens of emails from listeners each week asking really thoughtful financial questions. When a question needs a detailed answer or is of interest to a lot of people, we turn it into part of a 5 questions episode.Today we have 5 questions about...Show More

46:43 | Sep 9th

We talk a lot about making sure your portfolio is diverse enough to insulate your investments from risk. But if you want to ramp up returns, consider diversifying your retirement with alternative assets. How can you do that? A Self Directed IRA is on...Show More
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52:43 | Sep 2nd

The United States Department of Agriculture (USDA) estimates that it costs nearly a quarter of a million dollars to raise a child from birth to age 18.  That tally does not include the cost of a college education.The largest piece of that pie lies in...Show More

47:38 | Aug 26th

Knowing your personal net worth is one of the most important aspects of personal finance. It's one of the best indicators we have to know if we are on target to meet our goals. Whether you want to be debt-free, buy a home, pay for college for your ch...Show More

39:36 | Aug 19th

In its ongoing quest for world domination, Facebook is set to launch a cryptocurrency called Libra. And a digital wallet to store those Libra called Calibra. Given the company's somewhat shady privacy practices, would you trust Facebook with your mon...Show More

1:01:57 | Aug 12th

We get dozens of emails from listeners each week asking really insightful financial questions. When a question needs a detailed answer or is of interest to a lot of people, we turn it into part of a 5 questions episode. Today we have 5 questions abou...Show More

49:27 | Aug 5th

Andrew and Matt share their stories and the lessons they learned creating a blog that makes passive income but more importantly, they are going to spell out the exact steps they took to achieve financial independence. They will cover:How to Start a B...Show More

52:21 | Jul 29th

Buying a house is a long-held tenet of the American Dream, one of the milestone markers of adulthood. But there are a lot of misconceptions about homeownership.And there is a lot of misleading information about the process of how to buy a house, some...Show More

52:25 | Jul 22nd

Everyone wants to find success both in their personal lives and their professional lives. Because success is an almost universal desire, there are thousands of books, podcasts, articles, TV shows, and seminars that claim they can teach us how to be s...Show More

51:43 | Jul 15th

We get dozens of emails a week asking financial questions. Sometimes we get a question so good, we want as many people as possible to hear it and the answer. That's how 5 questions episodes were born. We have questions about the 4% rule, staying fina...Show More

46:40 | Jul 8th

A dollar today isn't the same as a dollar tomorrow, that's the time value of money. Risk and return are expecting a dollar risked to earn more than a dollar.The time value of money and risk and return are two core concepts in personal finance. Luckil...Show More

48:03 | Jul 1st

For most people, their mortgage is their biggest debt. And we all know that debt is bad. Debt is an emergency that we must pay off as soon as possible. But is all debt bad? Is paying off your mortgage quickly a good personal finance strategy? Paying ...Show More

44:34 | Jun 24th

We all want to get rich or rather wealthy. Being wealthy is much different and much better than being rich. If you want to know how to get rich without getting lucky, Twitter can teach you. A Twitter thread from Naval went viral in the spring of 2018...Show More

1:07:12 | Jun 17th

Most people are familiar with Airbnb, the site that lets owners rent out a room or an entire home to travelers. Airbnb has become such a hit that many people use it exclusively when traveling for pleasure, work, or any other reason. Goodbye cramped h...Show More

46:59 | Jun 10th

We get some interesting questions from our listeners, and we like to address them on the podcast so the answers can help anyone who might have similar questions. Today we’re answering questions about raising rich kids, hiring help, and a $2 million i...Show More

48:35 | Jun 3rd

For most people, their home is their most significant investment. As such, you not only want to protect your investment but increasing a property's value is important too. The right home improvements can do it.  Doubling your property’s value might b...Show More

38:09 | May 27th

The whole reason LMM started was to give as many people as we could reach free financial help. And in the past seven years, we’ve done that. We know because we get emails daily from people telling us that the show has helped them.We have dozens of sh...Show More

42:54 | May 20th

If you are interested in personal finance, you’ve probably heard the term timing the market. There is some debate about whether market timing is a good investment strategy or something impossible, or nearly impossible to do. You probably can't time t...Show More

35:25 | May 13th

If you run your own business, you go to great lengths to make sure that your business is a profitable one. Both Andrew and Matt run their own businesses. They regularly go over their accounting to see if the businesses are spending too much money and...Show More

44:37 | May 6th

Some people who are hesitant to invest in the stock market are willing to invest in gold. Why? Gold is tangible, you can see it, hold it, and keep it right in your own house (or bunker). You can buy it from some guy in a late night infomercial. You c...Show More

51:18 | Apr 29th

We know that none of you likes to think about death, but it’s inevitable, and you have no idea when. For the majority of us, the most important thing in our life is the well being of our family. We work hard for them; we take care of them. But how ca...Show More

52:11 | Apr 22nd

We love getting listener questions and we’ve had a lot recently so it’s time for 5 awesome questions from you. We’ll cover bond ETFs, the books we love, transitioning investments, long term investing, and retirement planning.Thanks, Everyone!We reall...Show More

1:03:29 | Apr 15th

Fear and anxiety are two different things. Some of us fear investing because we don’t know how to invest and that’s understandable. Investing can be intimidating. It has a language all its own which seems foreign to beginners.There are plenty of peop...Show More

55:27 | Apr 8th

Marie Kondo and her brand of decluttering and organizing are everywhere right now so we thought we’d hop on the bandwagon. And it’s not really much of a stretch. Our finances can become as cluttered and chaotic as our homes.But the consequences of di...Show More

46:49 | Apr 1st

If you’ve ever heard of using your whole life insurance policy (whole life as opposed to term life insurance) like a savings account to borrow against for personal use, then you’ve heard of the Infinite Banking Concept (IBC) - whether you realized it...Show More

44:28 | Mar 25th

Did you know that almost half of Americans would not be able to come up with $400 to cover an emergency? And if ever there’s a genuine ‘need money now’ situation, it’s an emergency. If that isn’t shocking enough, 25% of those earning more than $100,0...Show More

50:37 | Mar 18th

Today on the show we have New York Times bestselling author and founder of I Will teach You To Be Rich Ramit Sethi on the show to talk about Mastering Psychology.If you follow all things personal finance, you know the name, Ramit Sethi. He wrote the ...Show More

52:30 | Mar 11th

It's time for 5 questions about debt forgiveness, credit scores, and more Golden Butterfly. We got a ton of great questions lately, and the Golden Butterfly episode generated a lot of interest, so we wanted to dive a little deeper.We've been doing 5 ...Show More

51:14 | Mar 4th

Oh to be young again or even just younger than you are now. Just think of all the things you would do differently. You wouldn't waste so much time dating losers, you would have taken better care of your health. So many mistakes. Youth is wasted on th...Show More

46:01 | Feb 25th

A lot can happen over the decades. There will be recessions, bear markets, bull markets, political upheaval, possibly even depressions. What should we do with our money in each of these scenarios? Do we up-end our asset allocation every time some pun...Show More

56:07 | Feb 18th

Rental properties can be a great source of passive income but there are a lot of variables. What do you need to know to make sure you buy the right rental properties? Well, doing is the best way to learn anything.We podcasted about rental properties ...Show More

49:02 | Feb 11th

We love 5 questions episodes because they are based on questions our listeners want answers to. We’re going to cover questions related to Betterment’s Smart Saver Account, student loans, investing with Fidelity versus Vanguard, your house as a retire...Show More

47:07 | Feb 4th

We’ve all made New Year's resolutions and then a year later, failed to achieve them. What if instead of planning ahead for one year, we made a ten-year plan? Ten years is a long time. You have time to fail and learn and try again. If you want to achi...Show More

41:00 | Jan 28th

The American Dream. Most of us were brought up with the idea of the American dream and home ownership has been sold to us as a fundamental part of that dream. But what’s so great about owning a home? Is it a great investment? No, it isn’t, not if you...Show More

47:16 | Jan 21st

A majority of economists polled by the Wall Street Journal think that a recession is in our future in 2020, 59% to be exact. Another 22% say 2021 making over 80% of economists think we’re between 1 and 2 years away from a recession.Ray Dalio, our her...Show More

45:42 | Jan 14th

He was a writer, a publisher, a statesman, an inventor, and a renowned ladies man. Ben Franklin was a civic activist, an abolitionist and founded the Philadelphia Abolition Society, the first abolition organization in America. He was the first person...Show More

53:51 | Jan 7th

Today we’re talking about The FIRE Movement and the skills and mindset used to become Financially Independent which are diametrically opposed to a life of Early Retirement.  In fact, Early Retirement will kill you. Figuratively and literally. F.I., R...Show More

49:44 | Dec 10th, 2018

Maybe you shop too much or are afraid of investing. As it turns out, it’s mostly your personality that guides how you deal with your finances. We call it your Money Personality and we want to break down what the four personality types are and how you...Show More

52:49 | Dec 3rd, 2018

Today we have guest David Burkus on the show. He is a best-selling author, a sought-after speaker, and business school professor. His newest book, Friend of a Friend, offers readers a new perspective on how to grow their networks and build key connec...Show More

44:45 | Nov 26th, 2018

We all know how important it is to be saving for retirement, the earlier the better. But when it comes to choosing the best retirement accounts the waters can be a bit murky. Today we're talking about all the different types of and help you decided w...Show More

42:50 | Nov 19th, 2018

This weeks we are covering five listener questions are on vesting, budgeting styles, starting an opportunity fund, IRA's and starting a blog.Question One: Balance between the spender and the saverWhat I struggle with the most it getting my spouse to ...Show More

1:00:51 | Nov 12th, 2018

Unfortunately, there are quite a bit of predatory financial schemes out there including pyramid schemes, sold debt, predatory lending, eve your financial advisor. In this episode, we’re going to try and shine a lite on them so in the very least you c...Show More

1:00:04 | Nov 5th, 2018

The Personal Finance Blueprint 2.0 will show you how to build a strong financial foundation and show you when and where to start with investing.Show Notes Freddie Murkury IPA Mikkeller Brewing San DiegoLeftover - Matts new home brewBetterment Smart S...Show More

52:43 | Oct 29th, 2018

There is a lot of chatter in the personal finance world about passive income, why you need it and how great it is. But what is it and why is it such a topic of conversation? Passive income is money that you earn without doing much to make it. Some pa...Show More

54:06 | Oct 22nd, 2018

Can money buy happiness? Science is here once again to save the day and show us exactly how to spend our money (or our time) to increase our level of happiness. We'll investigate the science of buying happiness. If you aren't buying happiness, you're...Show More

50:51 | Oct 15th, 2018

We get all kinds of great questions, and it can be hard to choose just five, but everyone is interested in making money, we have a ton of questions about real estate investing, and timing the market is something we covered years ago so wanted to revi...Show More

52:26 | Oct 8th, 2018

There are dozens and dozens of figures and formulas around anything related to investing but some of us (me) are math deficient and even if we are math savants. Sitting around calculating things before making any investment decisions is the total opp...Show More

34:45 | Oct 1st, 2018

If you’re interested in personal finance, you know who Suze Orman is. She has written nine best-selling books, is a financial advisor, a speaker, and a television and podcast host. Suze’s book Women & Money addresses some of the financial issues that...Show More

1:00:09 | Sep 24th, 2018

Millions of us have student loan debt, and it hampers our progress towards financial independence. Let's get rid of it! We'll teach you how to handle your student loans like a pro. Because student loan debt is such a serious issue and because there a...Show More

56:50 | Sep 17th, 2018

Do you know your net worth, does it matter? Yes, knowing your net worth is important, and that number is important because what gets measured gets managed. If you don't know this number, you don't have an overall picture of how financially healthy yo...Show More
ARCHIVED: The podcast creator has made this episode no longer available for listening.

1:26:34 | Sep 13th, 2018

Yup, that’s right. Now you can get more of Andrew and Matt on their new show – Money Lab. Matt started a podcast around the Money Lab brand back in April 2018.  He invited guests to the show to talk about advanced topics around building and running a...Show More

1:04:45 | Sep 10th, 2018

In fact, 2018 has been a record year for stock buybacks. By the end of the year, companies are predicted to have spent $1 trillion on buybacks. So why are so many buybacks happening now? The GOP tax cuts. The economy is doing well, and a lot of compa...Show More

1:00:24 | Sep 3rd, 2018

Traveling is one of life's great pleasures, and it can be done for less money than you think. Especially if you have the right travel rewards cards and know how to use them. You can certainly go down a rabbit hole of ways to earn and maximize points....Show More

1:00:11 | Aug 27th, 2018

Investing advice is often crafted for high earners. What about the rest of us? We have investing tips when you don’t have money to invest. The most important component of investing is not having a lot of money to invest; it’s the amount of time whate...Show More

1:03:07 | Aug 20th, 2018

Work-life balance gets a lot of ink but how do you achieve it? We'll show you an honest approach to work-life balance with Kevin Lawrence. Work-life balance has become one of those annoying buzzwords, but it does have merit. We'll strip away the touc...Show More

50:34 | Aug 13th, 2018

The media loves to talk about the economy in a broad sense but what does it mean for us individually? We'll explain how the current economy is affecting your wallet. There are four major economic topics that are generating most of the ink in the past...Show More

54:49 | Aug 6th, 2018

Buying a home is still the American dream for many people but with home prices going up and up, how can you save up for a house without sleeping in your car? With the median home price in the U.S. at $188,900, it seems impossible. How the hell does s...Show More

57:03 | Jul 30th, 2018

We have awesome listeners, and they send in great questions so from time to time we like to answer then on air. If you want to know about 401ks, cash, rentals, and leveraged buyouts, we’re covering it with five awesome questions from you.  Full Artic...Show More

1:00:39 | Jul 23rd, 2018

If you’ve listened to LMM from the beginning, you’re going to hear a familiar voice today. If you’ve never heard our early episodes, the voice is going to become familiar.  Matt was the original co-host of LMM and was there for about the first 250 ep...Show More

52:01 | Jul 16th, 2018

What if we were to value other things in our lives in the same way or even more than we value money? Imagine if it weren’t about money? What if we viewed money for its actual intent, survival?Money is essential, but it shouldn’t consume your thoughts...Show More

50:01 | Jul 9th, 2018

We’re Listen Money Matters, but we’ve never discussed money. Get ready to holla. Dolla dolla bills y’all: The history and evolution of cash. Societies haven’t always used cash to transact business. The evolution of cash is pretty fascinating. Money i...Show More

1:01:30 | Jul 2nd, 2018

We all make mistakes, but financial mistakes can be especially costly. These are the biggest financial mistakes people make and how to fix them. There are some mistakes you can’t fix, but financial mistakes usually don’t fall into that category. It’s...Show More

52:03 | Jun 25th, 2018

You’ve probably heard the term but might not know what it means. What is an IPO? IPO stands for initial public offering and sometimes called “going public”. It’s the first time a company sells stock to the public. Before an IPO, a company is private ...Show More

53:56 | Jun 18th, 2018

No one can predict the future but based on past events; a market correction is coming. You need to start preparing for a market correction with an opportunity fund. We are in the second longest boom cycle in the history of the US. In exactly 12 month...Show More

59:18 | Jun 11th, 2018

Over the past several years, ride-sharing services like Lyft and Uber have made a remarkable splash in cities across the country. These ride-sharing services give users a platform to request a ride from freelance drivers who can get them from point A...Show More

1:01:23 | Jun 4th, 2018

There are only so many hours in a day so you need to build a business that can grow while you’re sleeping, on vacation, or working on your next business. You have to do things that scale when starting a business that will take off. While we are discu...Show More

1:00:12 | May 28th, 2018

You’ve heard the term diversification, but you might not know precisely what it means. Turns out it’s more complicated than just owning stocks and bonds. We are going to deep dive and give you a master class on diversification with Adam Grealish. Ful...Show More

49:46 | May 21st, 2018

Almost 50% of Americans cannot come up with $400 if they needed it urgently. 1 in 3 Americans has $0 saved for retirement. In the U.S. it seems we’re much better at spending money then we are saving. This spending problem is leaving too many American...Show More

46:48 | May 14th, 2018

Annuities are not exactly transparent, and neither are the people selling them. They are almost always a terrible investment, and when we explain what the f**k are Annuities, you will understand why and stay far away from them. There is so much misle...Show More

55:44 | May 7th, 2018

The worst has happened. Whether their fault, your fault or nobodies fault, you lost your job. We don’t want to make a bad situation even worse by making big financial mistakes. This is what to do after a job loss so you can stay or get back on your f...Show More

55:36 | Apr 30th, 2018

We get a lot of questions from listeners, and sometimes they are so good, we want to share them with everyone. Today we answer five awesome questions from you about LLCs, winning the lottery, budgeting an irregular income, Roth rollovers, and buying ...Show More

44:34 | Apr 22nd, 2018

There is a lot of misinformation about the 10,000-hour rule theory of self-improvement, and it turns out now all 10,000 hours are the same. We delve into the truth behind the 10,000-hour rule and show you how to become great at anything. It's not rea...Show More

42:49 | Apr 16th, 2018

Whenever you hear people talk about buying a home, they insist you need a 20% down payment. But there are ways around that. We will show you how to buy a house without putting 20% down. There are some good reasons to put 20% down when you buy a house...Show More

1:05:29 | Apr 9th, 2018

None of us likes paying taxes, and everyone agrees that the tax code is too complicated. But taxes are not meant as a show of our civic commitment but as a series of incentives set by the government to encourage citizens to do things that grow the ec...Show More

55:01 | Apr 2nd, 2018

You’re paying your money manager for his or her expertise, right? They know all the secrets and tricks to picking the right stocks and making the right investments. They know things you will never understand. Well, they don’t. According to the analys...Show More

1:18:02 | Mar 26th, 2018

Maybe you are rich. Maybe you are poor. Maybe you have experienced being both at some point in your life. If you haven’t figured it out yet, being rich isn’t all about money. It’s about well-being, abundance, having time, success, and the right minds...Show More
ARCHIVED: The podcast creator has made this episode no longer available for listening.

1:17:39 | Mar 19th, 2018

Your whole life is online, and that leaves you vulnerable. You need to lock your stuff up! Don’t get hacked; 9 ways to improve your online security and protect your money. When we think of online security, we usually think about things like our bank ...Show More

1:13:13 | Mar 12th, 2018

At a certain point, you can’t save any more money; there just isn’t anything left to cut. And really, saving money is not nearly as impactful as making more. So whether you want to increase your income to pay off debt, save for a home, take a vacatio...Show More

47:25 | Mar 5th, 2018

The most valuable thing in the world is knowledge. Everything else in our lives, money, health, things, love, they can all come and go. They can all be taken away from us. The one thing that no one can ever take from you once you have acquired it is ...Show More

1:08:47 | Feb 26th, 2018

The two most expensive things in life are taxes and interest, and we want to avoid both. One of the best ways to avoid taxes is by starting a business. We want to illustrate the massive tax advantages allowed to small businesses and how utilizing the...Show More

1:02:15 | Feb 19th, 2018

LMM loves listener questions. If you’re wondering, other people are too and doing a five questions episodes allows us to reach more of you. Today we have five awesome questions from you. Today we will answer your five awesome questions about individu...Show More

1:13:50 | Feb 12th, 2018

What the f**k are stock options? Options are one of those personal finance concepts that can be intimidating if you aren’t familiar with it but when distilled down, is pretty straightforward. Our guest today, Kal Zurn, from Sharper Trades will break ...Show More

1:07:13 | Feb 5th, 2018

There is nothing more nerve-wracking than a job interview. All those questions and always the dreaded, “Where do you see yourself in five years?” Today we’ll have you navigate the minefield that is a job interview. As we have discussed in our future ...Show More

1:02:16 | Jan 29th, 2018

The national debt is big boogeyman during election years but how bad is it really and do you need to worry about it? We hear a lot about the national debt, but many of us don’t really know what it is or how it works. Today we will have an a political...Show More

49:16 | Jan 22nd, 2018

Our healthcare system is the worst in the developed world, but you can’t opt out of it. Because it affects us all, we need to discuss the importance of understanding the US healthcare system. Our guest today is here to explain how consumers can take ...Show More

59:57 | Jan 15th, 2018

When the robots steal our jobs, we will have to have money coming in from somewhere to house and feed ourselves? One way to do that is through universal basic income. Last week we spoke about the future of work when automation wipes out 47% of Americ...Show More

58:12 | Jan 8th, 2018

Robots are going to take our jobs. Things are changing faster now than even during the industrial revolution. We have to start planning now because the future of work is changing rapidly. This episode is not meant to scare you. It’s meant to prepare ...Show More

58:10 | Jan 1st, 2018

You can DIY a lot of your financial life, but sometimes you need some help. But you only want to choose the best people when it comes to your money. Today we’re discussing how to interview and hire a financial team. Shannon McLay from Financial Gym i...Show More

43:24 | Dec 25th, 2017

Data breaches have been in the news recently, and the headlines are scary. Today Farnoosh Torabi joins us to discuss protecting yourself from credit card fraud and identity theft. Farnoosh Torabi of the So Money podcast is the Chase Slate Financial A...Show More

55:24 | Dec 18th, 2017

Most of us spend too much on food. You can still eat well or maybe better than you currently are, and spend less money. Looking for a way to make cheap meals that hit the spot? The shopping trolley is one of the easiest places to cut spending. Here i...Show More

1:03:00 | Dec 11th, 2017

There are a lot of personal finance terms thrown around that many of us don’t understand so when we hear them, we just nod and smile. But LMM is all about education, so we’re going to devote this episode to understanding economic bubbles. Bubbles are...Show More

1:07:33 | Dec 4th, 2017

We spent years accumulating money for retirement, but when we finally get there, it’s all about decumulation, counting down your money. Learn how to retire and what to do with your time and money. We talk a lot about early retirement, but today we’re...Show More

51:47 | Nov 27th, 2017

Rental property is LMM’s favorite form of passive income. But if you want to maximize your real estate investments, you’ll have to get a little less passive. We’ve covered many of the basics about rental property, and now we’re going to go deeper. We...Show More
ARCHIVED: The podcast creator has made this episode no longer available for listening.

44:40 | Nov 20th, 2017

Do you want to buy a home but think it’s out of reach? You may be eligible for the American Dream Program which can help you buy a home for just a few thousand dollars down instead of a 20% down payment. We know a lot about personal finance, but we c...Show More

1:08:25 | Nov 13th, 2017

Today we’re joined by Wes Chapman, founder of A Human Project. Wes shares his story and tells us how getting rid of the victim mentality can bring us greater success. Wes is the founder of A Human Project, an organization that incubates creative, sca...Show More

54:14 | Nov 6th, 2017

We get a lot of great questions from listeners and readers. And if one of you asks a question, dozens of other people have the same question. In order to reach you all, we like to do five questions episodes. So here they are, five awesome questions f...Show More

1:02:20 | Oct 30th, 2017

Small talk only gets you so far. If you want to improve your career, your relationships, and your life, you have to move past small talk to something deeper. Today we interview two experts on the art of meaningful conversation. Mollie Kinsman Khine a...Show More

1:13:29 | Oct 23rd, 2017

Money has been around for thousands of years and now there is a new form of money on the scene. A cryptocurrency is a form of digital money. It uses cryptography to create secure, digital transactions that are in theory, anonymous. That’s why it’s th...Show More

58:15 | Oct 16th, 2017

Allison Karrels has been investing in rental properties for several years. She currently owns nine properties so she has a lot of experience. With all the things That could go wrong with rental properties, Allison has only had two major repairs over ...Show More

58:01 | Oct 9th, 2017

What the f**k are commodities? Stocks and commodities are both traded but that's where the similarities end. Carley Garner, author of Higher Probability Commodity Trading, joins us today to teach us all about commodites; what are they and why are the...Show More

1:03:19 | Oct 2nd, 2017

For many Americans, their 401k’s are their primary or maybe only, retirement account so we need to get the most value we can from them. We’re joined by a previous guest. Chris Costello joins us to talk about how to retire happy when you optimize your...Show More

44:20 | Sep 25th, 2017

We have covered the problem of student debt many times and we are always trying to find alternative ways to get a good education without being saddled with debt. Today we will show you a  way not only to get a great education that will put you on the...Show More

39:21 | Sep 18th, 2017

There are a lot of questions in personal finance but maybe the biggest is invest or pay off debt? That is the question we get at LMM most often. There is a lot of emotions involved when it comes to making financial decisions but this framework largel...Show More

37:20 | Sep 11th, 2017

Rental property investing is one of the best ways to earn passive income but you need to understand the potential for failure. There are a lot of rules when it comes to real estate but there are ten that should never be broken. These are 10 real esta...Show More

52:54 | Sep 4th, 2017

Some of our this financial life guests were just getting their financial footing and we got to learn along with them. Broc is doing pretty much everything right so his this financial life gives us the chance to learn from him. He and his wife even ma...Show More

1:04:10 | Aug 28th, 2017

As we continue our back to basics series, we’re going to talk about debt. We interview the founder of the blog, Dear Debt, We Need to Break Up. Melanie Lockert of Dear Debt who paid off $81,000 in student loan debt joins us to discuss all things debt...Show More

54:02 | Aug 21st, 2017

We haven’t done a five questions episode for awhile. Here are five awesome questions from you about mortgages, credit cards, and retirement. Your questions about mortgage rates, side hustles, rental properties, and analyzing individual stocks. Full A...Show More

57:49 | Aug 14th, 2017

The most important thing in real estate is location, location, location. Today we discuss the key factors to finding the perfect rental property neighborhood. Zach Evanish from Roofstock joins us to discuss what factors to consider when choosing a re...Show More

1:02:41 | Aug 7th, 2017

None of us deserve to be undervalued so we will tell you how to know your worth with Adrian Granzella Larssen.  Do you think you are being paid what you’re worth? How do you know what your position is worth? Adrian Granzella Larssen from the Muse is ...Show More

58:02 | Jul 31st, 2017

Much has changed for the average American family from a financial standpoint in the last few decades. Much of the advice we receive is outdated in today’s climate. A study is based on 235 families from all across the United States. For one year they ...Show More

1:12:22 | Jul 24th, 2017

Many people are afraid to get started investing. Some are scared to lose money, feel they don't have enough money or it can be due to lack of personal finance knowledge. Investing is not hard and anyone can do it. You can start investing with any amo...Show More

57:25 | Jul 17th, 2017

When buying investment properties, most people focus on the cash flow. However, there are greater benefits that are sometimes overlooked – rental property depreciation and tax benefits. It can get complicated but we want to lay it all out for you.Ful...Show More

1:06:09 | Jul 10th, 2017

There are certain things that we should splurge on. When we spend more money on things like good food, a good mattress and bedding, and good medical care, we improve all the other aspects of our lives. You can’t function properly if you don’t eat and...Show More

1:03:05 | Jul 3rd, 2017

We love the word fuck, so that's what turned our heads when we saw this book. But the key word is subtle. We have to care about some things but we need to be more conscious of who we value and what we care about. We only have so much time and energy....Show More

1:00:56 | Jun 26th, 2017

Owning rental property doesn’t have to mean being a hands-on landlord. What you need to know when choosing the best rental property management company. If you’ve been an LMM listener for awhile, you know that rental property is one of the best source...Show More

1:00:49 | Jun 19th, 2017

Ever dreamed of living in a van down by the river? Our guests actually do. They’ll tell us how to live in a van and do what you love. You hear about people who decide one day just to give up the 9-5 life most of us live to do something different, and...Show More

1:02:59 | Jun 12th, 2017

We all have preconceived notions around money, many of them unconscious. If we can tease those notions to the forefront, we can conquer them and the behaviors they cause that hold us back financially. Break old money habits and change your mindset ar...Show More

57:54 | Jun 5th, 2017

The Oracle of Omaha is a font of wisdom. He is perhaps the most successful investor in history. So he knows a lot of lessons we can all benefit from. Here are 22 life-changing lessons from Warren Buffett. Whether you want some words of wisdom on inve...Show More

48:39 | May 29th, 2017

Sometimes we get awesome questions from our listeners and we like to do an episode around them. Today we have five awesome questions from you about 401k loans, side hustles, student loan interest rates, buying a home and early retirement.Full Article...Show More

52:16 | May 22nd, 2017

The future is creeping up on all of us. If you’ve been avoiding thinking about it, it’s time to get serious about retirement and your goals. Some of us put off worrying about money for a long time. When you’re in your twenties and thirties, retiremen...Show More

51:11 | May 15th, 2017

All of us have spending leaks, money we spend that we shouldn’t. We’re getting back to basics. While you were all busy investing in real estate and monitoring your portfolios, you’ve been steadily wasting money. We’re all guilty of it, but from time ...Show More

1:22:00 | May 8th, 2017

Money is almost as taboo a subject as sex and arguably, just as important in a relationship. But too few people bring it up. Today we are getting financially naked with the Broke Millennial.  How to talk about money, with yourself, your partner, your...Show More

46:32 | May 1st, 2017

No matter what your financial goals are, sometimes reaching them can feel like a slog. Do you need some money motivation? We got you. We are going to motivate you to take action, to stop making excuses and to finally do what you already know you need...Show More

51:59 | Apr 24th, 2017

Good personal finance habits start young. Our children don’t get much personal finance education in school so it’s up to parents to provide that education. There are things we can do throughout their childhood to turn our kid into a money master. Tod...Show More

56:22 | Apr 17th, 2017

Do you hate making a decision? Sometimes the fear of making a decision means we miss out on a good opportunity.  We make dozens of decisions every day. Some of them are minor like what to wear to work, and some are major like deciding between buying ...Show More

47:08 | Apr 10th, 2017

We love robo-advisors, and lots of other investors do too. But admittedly, robo-advisors are missing that personal touch some investors prefer. We found the best of both worlds in Wealthsimple. This is our Wealthsimple review along with a chat with C...Show More

59:23 | Apr 3rd, 2017

Lots of us dream about turning our passion into a money-making business, and it can be done! In our on-going series about starting an online business, we discuss monetizing your passion and building your business.  Remember, our goal is to earn at le...Show More

1:05:15 | Mar 27th, 2017

A business plan can be a scary term conjuring images of thirty-page documents. But it doesn't have to be that involved. It's just writing down what you have to get done and a simple one page business plan is a great place to start.A simple one page b...Show More

1:02:57 | Mar 20th, 2017

If you want to start a business what kind do you want it to be? There are two competing business philosophies: lifestyle business vs. growth-minded business.A lifestyle business isn’t intended to make the owner tons of money. The goal of a lifestyle ...Show More

1:09:13 | Mar 13th, 2017

We’re continuing online business month with an interview  with Corbett Barr  from Fizzle on how to build a business.  Fizzle encourages you to create something you’re proud of through hard work and persistence. The site isn’t full of “20 Amazing hack...Show More

57:35 | Mar 6th, 2017

Okay, so we want you to start your own business. But why are we advocating for online businesses? Because a brick and mortar business only goes so far. You have to physically be present, and there is a logical maximum you can earn based simply on spa...Show More

1:10:08 | Feb 27th, 2017

Many people are afraid to negotiate be it for a raise or a salary offer for a new job. Josh’s approach is to follow a process that will allow him to accomplish the thing he is afraid of. If you can break something down into steps and just follow the ...Show More

46:23 | Feb 20th, 2017

How resourceful are you? When we harness the science of resourcefulness, we can achieve great things in our personal, professional, and financial lives.  How do we define success? For many people success means more; more money, more stuff, more emplo...Show More

45:30 | Feb 13th, 2017

On This Financial Life episode, the guys chat with Brian, a long time fan of the show. They talk about his finances, mortgage, and debt over a cold one. Here’s the scoop. He and his wife are new first-time home buyers and live in the Philly area. The...Show More

57:09 | Feb 6th, 2017

Finding the perfect job is a daunting task. You send out tons of resumes, create custom cover letters, go on interviews, anxiously wait for a call and then end up not getting an offer. Rinse and repeat.It can be incredibly frustrating when you send o...Show More

37:36 | Jan 30th, 2017

Holiday spending hangovers make January a debt month for some of us so we are bringing you five questions on how to deal with debt.Learn more about your ad choices. Visit

52:42 | Jan 23rd, 2017

If you currently have debt there are ways to make it less expensive. Today we will discuss why you should refinance your debt. Learn more about your ad choices. Visit

52:03 | Jan 16th, 2017

There are a lot of things that deserve your energy but paying off debt isn’t one of them. If you have debt, it can feel hopeless. But you can get out of debt, and it’s easier than you think. We can show you how to be lazy and pay off your debt. An Al...Show More

35:14 | Jan 9th, 2017

We use credit cards to buy everything these days- groceries, drinks with co-workers, cat beds, gum, sweater vests and all the other things that make us happy. Then the end of the month rolls around. Your bill comes, and you come to the dreaded realiz...Show More

59:17 | Jan 2nd, 2017

For the month of January, Listen Money Matters is getting back to the basics with a month focused on the debt and the importance of credit. Over the course of the month, the guys will cover the fundamentals of credit, debt reduction plans and talk to...Show More

47:33 | Dec 26th, 2016

No one ever said being an entrepreneur was easy, but what a many people don’t know are the psychological struggles like depression and anxiety that also come with it. Every day, even sometimes every hour, there are ups and downs causing a constant ba...Show More

46:45 | Dec 18th, 2016

Yep, it’s time of the year again for New Years Resolutions to kick-in and for many of us, that means getting your finances in order. Are you financially ready for the new year? As we slowly approach the new year, it’s a great time to financially prep...Show More

47:15 | Dec 12th, 2016

This week the guys tackle five questions from the audience on debt, real estate investing and freelancing. Question one: Hi, Andrew, Tom, and Laura, I think an important, and sorely needed topic is finance for freelancers. And not even those who use ...Show More

55:49 | Dec 5th, 2016

Budgeting sucks. No one really wants to do it. It’s hard to stick with, it’s a chore to review it every month and it makes you feel like crap when you spend way too much on lattes. But, you’re an adult so you need to do it. There are a few types of b...Show More

52:14 | Nov 28th, 2016

Today on the show the guys talk with Shannon McLay, a financial planner, author, blogger, and podcaster. She left her traditional financial services job to start her own company, The Financial Gym in NYC – a fun, judgment-free space where you can tal...Show More

44:34 | Nov 24th, 2016

Want to make a little money on the side? You can use that old chestnut of ‘buy low sell high’ to your advantage. There are a ton of people making money selling on Amazon and eBay using retail arbitrage.  If you want to learn how to make money selling...Show More

52:43 | Nov 21st, 2016

The wage pay gap between men and women has been a major focus of attention. In 2015, full-time female workers made only 80 cents for every dollar earned by men. We have all heard the stats, many times, yet still, the gap has barely moved in last deca...Show More

53:27 | Nov 14th, 2016

Today the guys talk to Eric Bowlin, a successful multi-unit real estate investor from Texas about how he created his real estate empire by the age of 30. He accidentally got into real estate back in college when he and his wife decided to buy a house...Show More

50:29 | Nov 7th, 2016

Veterans financial challenges are different from those faced by civilians. Too many come home from service with a lack of knowledge on how to handle their personal finances. Many also struggle to find jobs and need some guidance on how to navigate th...Show More

1:02:55 | Oct 31st, 2016

Emotions impact every financial decision we face and sometimes it causes us to make choices out of fear or greed. Today on the show the guys talk to Dr. Daniel Crosby, a psychologist, behavioral finance expert and asset manager. He is the co-author o...Show More

41:55 | Oct 24th, 2016

This week the guys tackle five questions from the audience on windfalls, real estate, and building credit. Question One First off, let me start by saying I’m loving the Investment Property series you guys are doing. I totally want to get into this, j...Show More

48:28 | Oct 17th, 2016

How would you feel if you made $3.75 million in bonuses a year? It hard to imagine but our guest has done it. And he wrote a book about it! Today we have a chat with Sam Polk, author of For the Love of Money. For most people, that amount of money wou...Show More

43:51 | Oct 10th, 2016

We like to check in with our listeners and see how their financial life is going. Today we will take a look at This Financial Life with Corey. We will show him how to make more money by starting a music teaching business. Corey lives in the Boston Ar...Show More

32:08 | Oct 9th, 2016

You have a budget, great! But what about your budget categories? Setting them up without losing your sanity can be a tall order. Having a budget is only the first step. You need to set up budget categories that are detailed enough to show you where y...Show More

55:29 | Oct 3rd, 2016

As technology advances, it enables people to become more connected and informed. One of the biggest effects of new technology is on the financial world. Now, investments are incredibly accessible to all people searching to live a more flexible financ...Show More

34:52 | Sep 28th, 2016

Thinking about a 401k loan? A 401k is meant to fund retirement, but you can withdraw money from it earlier. There can be negative consequences if you borrow from your 401k but they are not as dire as we have been led to believe. Using the money to ma...Show More

1:09:25 | Sep 26th, 2016

Buying a rental property is fun, but it certainly needs to be done with care and a ton of research. Since a rental property is a long-term investment, you want to make sure you review all considerations. You are putting a lot of money into a property...Show More

58:32 | Sep 19th, 2016

Does Roofstock live up to their promises? In our Roofstock review, we dig into their selection of turnkey rental properties and put our money on the line to find out. I’ll admit, I’ve been obsessed with rental properties for a few months now. It took...Show More

55:00 | Sep 12th, 2016

This week the guys get nerdy about the numbers and chat about how to calculate cash on cash return to see if a property will be a smart investment. Is This a Good Investment? If you’ve been talking about buying a rental property with friends and fami...Show More

1:08:12 | Sep 5th, 2016

Owning a rental property can be a great player in your overall investment strategy and an excellent way to build wealth.It typically isn't affected in the same way as the stock market so that it can provide diversification in your portfolio.However, ...Show More

45:24 | Aug 29th, 2016

Whether you are looking to move to Denver or Denmark, there are a lot of things you need to take into consideration before moving to a new city. When you are moving to a new city, everything is new and exciting, but it can also be a little scary. Pre...Show More

53:07 | Aug 22nd, 2016

If someone told you they were starting a franchise, what would be the first thing that came to mind – Mc Donalds, Chick-Fil-A, 7 Eleven? When you start to look into the world of franchises, you’ll be surprised at what you’ll find. These days they com...Show More

45:31 | Aug 15th, 2016

It’s hard to know how to prioritize your financial goals. Personal finance is personal, so there isn’t one answer for everyone. It’s important to understand how to prioritize your financial goals and help you figure out what to focus on first. Should...Show More

54:34 | Aug 8th, 2016

Becoming an entrepreneur is not for the faint of heart. Running and growing a business can be challenging – that’s why about 90 percent of all new businesses fail. Since the odds are stacked against you, it takes hard work and perseverance to achieve...Show More

43:07 | Aug 1st, 2016

Your paycheck gets deposited, groceries purchased, bills paid, and then you’re broke again until the next payday. That is the story for almost half of American households, and the vicious cycle is hard to break. It won’t be easy, but you can stop liv...Show More

40:44 | Jul 25th, 2016

This episode was inspired by a tweet we received from one of our listeners Alexa who asked, How many side hustles are too many? She has been working on a few things that she loves and was questioning if she should just focus on one and ditch the rest...Show More

49:39 | Jul 18th, 2016

We love to answer questions from our listeners, and sometimes we make a whole episode around it. Today we answer five questions about drinking on the job, Lending Club, borrowing from family, green mutual funds, having fun, buying a first home, Bonus...Show More

42:24 | Jul 11th, 2016

Becoming a new parent is a wonderful life experience, but it also comes with a ton of work, sleepless nights and some financial stress. Today the guys talk to Kim Palmer, mother of two and author of Smart Mom, Rich Mom about how to build wealth while...Show More

38:56 | Jul 4th, 2016

Happy 4th of July! While you are watching fireworks, remember how much hard work and dedication it took the founders of the United States to declare independence. It takes the same effort and dedication when it comes to financial independence. These ...Show More

43:59 | Jun 27th, 2016

Season two of Listen Money Matters has officially reached 100 episodes. Thomas and Andrew have learned so much from each other and from the excellent guests we’ve had on the show. Today the guys discuss the top 10 things they have learned in 100 epis...Show More

48:00 | Jun 20th, 2016

Growing your wealth is not just about keeping up with your budget and investing some money in the stock market. To achieve financial independence, you need to have a solid plan, and that starts with better decision making. Today on the show the guys ...Show More

1:04:23 | Jun 13th, 2016

Ever wonder how to people make money selling wholesale on Amazon? Andrew trawled Quora and found someone to teach us how to do it. Eddie Lichstein has been in the e-commerce business for 13 years selling wholesale on Amazon. He has always been a car ...Show More

1:02:13 | Jun 6th, 2016

When it comes to real estate, breakaway success is found at scale, and Fundrise’s goal is to scratch that itch. Does the Fundrise platform stand up to the hype? That’s what I was determined to find out. I’ve always been a do-it-yourself investor – es...Show More

52:00 | May 30th, 2016

Emotions have no place in investing. You rely on cold, hard data to make investing decisions. Today we’ll talk about ways to take the emotion out of buying stocks with the founder of Simply Wall Street. We interview Al Bentley, wind-surfer, CEO and c...Show More

50:03 | May 23rd, 2016

We get a lot of listener questions, and sometimes we get the same question several times. When that happens, we know a five questions episode is in order! Today we bring you give questions on profit sharing, tradelines, 403Bs, 401ks, and paying off d...Show More

51:22 | May 16th, 2016

There are many ways to make money on Amazon, and retail arbitrage is one of them. I know, it sounds pretty badass. We’ll teach you how it’s done. We have Jessica and Cliff from The Selling Family on the show to talk about their experience using FBA t...Show More

53:52 | May 9th, 2016

Tax-loss harvesting is a term you’ve probably heard but don’t know what it means. It may seem obscure, but it’s a good weapon to have in your investing arsenal. So just what the f**k is tax-loss harvesting? Dan Egan, the Director of Behavioral Financ...Show More

44:44 | May 2nd, 2016

While weddings are a wonderful way to celebrate the love between two people, it can come with a hefty price tag. But it doesn’t have to. You can have the wedding you want without going broke. I did. Here’s how beautiful party without blowing your wed...Show More

43:18 | Apr 25th, 2016

The process of buying or selling real estate can be intimidating and overwhelming to both the first-time and experienced buyers. Today we talk to our agents, Dean and Gerard from GD Group Moves Real Estate in Hoboken, NJ about the anatomy of a real e...Show More

46:47 | Apr 18th, 2016

The guys tackle five great listener questions today. For full answers listen to the episode below. Question One Longtime listener, quick question. I currently put about 25% of my income toward my betterment retirement fund. I rent now but eventually ...Show More

46:38 | Apr 11th, 2016

Small businesses are a big part of our country’s economic growth, so you would think the government would make starting a business as easy as possible. Of course, this is not the case. If you need a business tax strategy- listen up. You might think c...Show More

36:48 | Apr 4th, 2016

It’s been a while but we are back with our Better Know a Millionaire segment and today the guys talk to an entrepreneur, speaker and house painter Matt Shoup. Matt has an incredible story from being six figures in debt to becoming a millionaire. Ther...Show More

42:20 | Mar 28th, 2016

You often hear “overnight” success stories when it comes to people who have quit their jobs to start a business, but it doesn’t happen that way. It takes a lot of work and planning to get there. If you’re fed up with the 9-5 grind, you may have consi...Show More
ARCHIVED: The podcast creator has made this episode no longer available for listening.

31:46 | Mar 21st, 2016

Dan Green is an expert negotiator. He joined us on an early podcast. Whether you want to land that deal or get that raise, Dan will teach you how to do it. Dan’s favorite tool is something he calls the Four P’s; purpose, product, people, and process....Show More

50:31 | Mar 14th, 2016

Our listeners send in some great questions, and today we are going to tackle five of them. We answer five questions about down payments, debts, IRAs, 401k fees, and investing during a chaotic period in the stock market. You asked, and we answered you...Show More

1:20:42 | Feb 29th, 2016

What features do novice and experienced investors get from Wealthfront? How does Wealthfront stack up against the other Robo-Advisors and what sets them apart? We’ll be answering these questions and more in our Wealthfront Review. Luckily (or skillfu...Show More

35:32 | Feb 22nd, 2016

We all need and use money nearly every day of our lives but do you know where it comes from? Today the guys cover payment history, the creation of money and how it affects our economy. The IOU Economy You can’t talk about the creation of money withou...Show More

51:05 | Feb 15th, 2016

Everyone wants to make money, it’s usually what turns people on to personal finance. Today we’re going to teach you how to make more money in the sharing economy – on your own terms. Uber brought this concept mainstream and as a result, it’s sometime...Show More

59:59 | Feb 8th, 2016

We have all asked ourselves at some point, do I need life insurance? You’re young and healthy, nothing is going to happen to you, right? Sorry to be a debbie downer, but the reality is anything can happen to you at anytime. Will someone suffer financ...Show More

44:07 | Feb 1st, 2016

Whether you believe it or not, we have all heard the age old saying money can’t buy happiness, but there certainly is a relationship between your personal finances and your happiness. Maybe it’s time to change your mindset. People who earn a more are...Show More

48:51 | Jan 25th, 2016

  It’s been too long since we’ve done a five questions episode. Today we talk about lotto, stock games, APR, diversification, and student loans. Five questions are back! We answer questions we get through e-mail and the LMM Community. 1. What would y...Show More
ARCHIVED: The podcast creator has made this episode no longer available for listening.

57:40 | Jan 18th, 2016

  Real estate investing has become a bit of a theme at LMM lately. Today we’re joined by Jefferson Lilly to discuss mobile home park investing. You might be considering investing in real estate, but you’re probably thinking of buying single family ho...Show More
ARCHIVED: The podcast creator has made this episode no longer available for listening.