Retirement Starts Today Podcast
1) Who Has Actually Saved $1 Million for Retirement? [Rebroadcast]
Only 3% of Americans have saved $1 million for retirement. according to 24/7 Wall St. & AOL. I'll break down what that means—and why your personal number might be more important than any national aver...Show More
2) Five Key Retirement Challenges (and Solutions) [Rebroadcast]
Most people focus on saving for retirement, but what happens when you actually get there? Retirement isn't just about having enough money—it's about managing risks that can threaten your financial sec...Show More
3) Retirees Only Spend 2.1% Per Year [Rebroadcast]
Click here to work with us! Many retirees enter their golden years with the goal of financial security, but what if the biggest risk isn't running out of money—it's not spending enough of it? A surpri...Show More
4) How to Spend More (or Less) in Retirement [Rebroadcast]
Click here to work with us! Are you spending too little in retirement, worried you might outlive your savings? Many retirees struggle to strike the right balance, often holding back on enjoying the we...Show More
5) 2025: The Year of Donor Advised Funds?
Major charitable-giving changes are set to take effect next year under the One Big Beautiful Bill Act. As a result, 2025 may be the best—and possibly last—great year to make a big charitable gift and ...Show More
6) This Social Security Strategy Gives Retirees More to Spend
A new report says retirees who use a so-called "bridge strategy" can actually spend more and need fewer assets to retire securely. That's right. By delaying Social Security and using other savings to ...Show More
7) "One free lunch, please." Why Buffered ETFs might not fit the bill.
If something promises higher returns, it comes with higher risk — even if that risk isn't easy to see. And if something promises to protect your downside, it's usually charging you for it through fees...Show More
8) Why Advisors Should Never Recommend Social Security Claiming at 62
A few episodes ago, we covered Derek Tharp’s research suggesting that not everyone should delay until 70 — especially those with shorter life expectancies or limited assets. This week’s headline bring...Show More
9) It’s so Simple…
Do lower-cost funds tend to outperform pricier ones over time? Jeffrey Ptak analyzed fifteen years of performance data covering virtually every U.S. mutual fund and ETF. He divided them into five “cos...Show More
10) Cut Your Retirement Stress in Half (New Vanguard Study)
Vanguard Research put out a paper called "The Emotional and Time Value of Advice” (June 2025). It claims that there are "emotional benefits and time-saving value that paid professional financial advi...Show More