Retirement DNA Podcast
1) Episode 40: A Conversation about Taxes
Takeaways: 1. No major changes for 2025 so far 2. IRA contributions remain the same, 401(k) and SEP IRA have had increases. 3. Most likely taxes on Social Security benefits will rema...Show More
2) Episode 39: The Debt Ceiling and What It Means for Americans
1. There are 3 potential ways to balance the US Budget and start to pay off debt. 2. 2. Soon the U.S. will be spending more on interest on our than we will spend on any other program. 3. ...Show More
3) Episode 38: How to Stop Stressing Over Money and Start Enjoying Retirement
Take intermittent steps into retirement. Go part-time, then retire. Work with a financial planner that will look holistically at your income and assets. If you don’t have a pension, be sure you have a...Show More
Episode 38: How to Stop Stressing Over Money and Start Enjoying Retirement
10:22 | Sep 29th, 2023
4) Episode 37: Why You Should Separate Income and Growth
The traditional way of investing doesn’t work. Research proves it It only works in up markets. Your income bucket should last 12+ years. It’s important to keep your income bucket away from your growth...Show More
5) Episode 36: How to Increase Your Confidence through Retirement
Only about 25% of Americans have been able to reach this goal. A traditional balanced portfolio no longer works according to JPMorgan and Goldman Sachs studies. Add in some guaranteed products, like a...Show More
6) Episode 35: How to Retire and Aim for The Same Standard of Living
1. Only about 25% of Americans are able to reach this goal. 2. A traditional balanced portfolio no longer works according to JPMorgan and Goldman Sachs studies. 3. If you add in guara...Show More
7) Episode 34: The Secure Ace 2.0
Required Minimum Distribution changes to age 73 and will move to age 75 in 2033. The Required Minimum Distribution penalty of 50% decreased to 25% and possibly down to 10%. Catch-Up contributions have...Show More
8) Episode 33: Three Opportunities In Today’s Market
Remember the 3 – legged stool? The pension leg has gone away. Maybe you can create your own now. Safe money on the sidelines has been earning nothing. Now might be a good time for the next few years f...Show More
9) Episode 32: How To Win When The Market Is Down
If things look bad, don’t freeze with indecision, come talk with us Don’t be afraid to make a change, even it if means paying taxes Sometimes you have to make a change to rescue your retirement Make s...Show More
10) Episode 31: The Power of Zero
Knowing the average return of a portfolio doesn’t tell the whole story. You don’t have to have great returns to end up in a really good place. Bonds are the go-to safe haven for the stock market, but ...Show More