On the Balance Sheet™ Podcast
1) Fed Reactions and Implications for Your Balance Sheet
In the final episode of the season, Vin and Zach jump into a discussion on the recent Fed Meeting and the outlook for rates in 2026. The guys also probe how various rate outlooks could impact deposit...Show More
2) "If You Stick Around Long Enough, I'll Teach You How To Start a Bank" with Dan Yates of Endeavor Bank (CA)
Vin, Zach, and DCG colleague Mike Mitchell are joined by Dan Yates, CEO and Co-Founder of Endeavor Bank located in Southern California. Dan shares lessons learned from training programs early on in hi...Show More
3) “Trust But Verify" with Cole Watson of Hoosier Hills CU (IN)
Cole Watson, CFO of Hoosier Hills Credit Union (IN), joins Vin, Zach, and DCG colleague Mike Mitchell for a terrific episode 10 of season 4. The guys dig into Cole’s background as he transitioned into...Show More
4) “Dust Off The Falling Rate Deposit Playbook" with DCG’s Bill Guthrie
DCG Deposit Consultant Bill Guthrie joins Vin and Zach on a Fed Decision Day to dust off the deposit falling rate playbook and dive into funding strategies. The trio explores industry deposit trends a...Show More
5) “Culture Eats Strategy for Breakfast” with Clay Adams of Mascoma Bank (NH)
In our eighth episode of the season, Clay Adams, President & CEO of Mascoma Bank (NH), joins Vin, Zach, and Joe Kennerson. The guys dig into Clay’s background in the private sector and on the Mascoma ...Show More
“Culture Eats Strategy for Breakfast” with Clay Adams of Mascoma Bank (NH)
31:41 | Aug 20th, 2025
6) "This is Your Bank” with Hal Horvat – Centreville Bank (RI)
In this episode, Hal Horvat, President & CEO of Centreville Bank ($3 billion mutual savings bank in Rhode Island), joins Vin, Zach and DCG colleague Justin Bakst. The foursome delve into why Hal neve...Show More
7) Special Episode: Live from DCG’s 41st Annual Conference with Chris Low
Chris Low, Chief Economist at FHN Financial, rejoins the guys for a live appearance from DCG’s 41st Annual Balance Sheet Management Conference in Boston. Within this comprehensive conversation, Chris...Show More
8) "Perfect Time To IPO" with JP Lapointe - Needham Bank (MA)
In this episode, the guys are joined by JP Lapointe, the Chief Financial Officer for Needham Bank ($5 Billion institution located in the Boston metropolitan area) as well as DCG colleague, Jeff Reynol...Show More
9) Special Episode - Managing Through Volatile Times with Matt Pieniazek, DCG President & CEO
In this special episode, Darling Consulting Group President & CEO Matt Pieniazek joins for a C-suite-focused “fireside chat” to share his insights and perspectives on managing earnings and balance she...Show More
10) "They Don't Sit Still" with Nathan Stovall of S&P Global
In this episode, the guys are joined by Nathan Stovall, the Director of Financial Institutions Research for S&P Global. Nathan shares his observations on deposit trends, how banks are the "thermometer...Show More