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Investing

Money For the Rest of Us

J. David Stein | A personal finance show on money, investing, the economy, retirement, and wealth. The world explained like on NPR: Planet Money, Freakonomics Radio, This American Life, Radiolab from WNYC, and Tim Ferriss

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A personal finance show on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and insti...Show More
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Invest Like a Tesla

24:25 | Aug 21st

How the composition of Tesla's autopilot software gives clues to how we should invest, recognizing there are no perfect algorithms for driving or investing. In this episode you will learn:Why Americans are afraid of self-driving cars.How autonomous ...Show More
What Happens If U.S. Interest Rates Turn Negative?

28:54 | Aug 14th

What are negative interest rates, why they could come to the U.S. and what investors can do about it. In this episode you will learn:How negative interest rates are even possible.How longer life spans, central bank actions, changing time preferences...Show More
Should You Invest In Gold?

29:25 | Aug 7th

With gold at a six-year high, is now the time to invest? What determines the price of gold and what are ways one can invest in this precious metal? We also explore whether gold is an effective inflation hedge and store of value.  In this episode you...Show More
Better Not Bigger, Circular Not Linear - How the Global Economy Is Changing

27:03 | Jul 31st

How a less energy intensive and more regenerative economy will allow the developing the world to advance without breaching ecological boundaries. In this episode you’ll learn:What is the difference between circular and linear supply chains.What is d...Show More
Is Value Investing Dead?

31:59 | Jul 24th

Why has value investing underperformed growth investing for over twelve years and how to position your portfolio for the eventual rebound in value investing.
Is This Why Interest Rates Are Falling and the Global Economy Slowing?

26:11 | Jul 17th

Has the off-shore dollar market in terms of dollar financing and currency hedging gotten so big that it can dictate Federal Reserve monetary policy including the expected short-term interest rate cut by the Fed at its July 2019 open market committee ...Show More
Will The Libra Cryptocurrency Revolutionize Money?

31:47 | Jul 10th

Will Facebook's Libra Cryptocurrency transform money as we know it or is it "the most invasive and dangerous form of surveillance devised thus far?"
How Financialization Pushes Up Home Prices

26:30 | Jun 26th

How the desire by corporations and individuals to turn single-family homes into rental units is pushing up home prices, making it more difficult for first-time homebuyers to purchase a house.
It’s Not Just Wealth That Compounds

25:30 | Jun 19th

How the power of compounding applies to not only wealth, but influence, expertise, and creativity.
Will Artificial Intelligence (AI) Change Investing?

29:54 | Jun 12th

How does artificial intelligence and machine learning work and what are some examples of how individual investors can use AI in their investing.
With Interest Rates Falling, Why Do You Own Bonds?

27:10 | Jun 5th

How an asset class such as bonds can play different roles in your portfolio depending on your investment philosophy.
Should You Be 100% Invested In Stocks?

30:24 | May 29th

What are the pros and cons of having your entire investment portfolio invested in stocks versus a multi-asset class portfolio. In this episode you’ll learn:
Are IPOs the New Ponzi Scheme?

28:10 | May 22nd

How venture capital funded startups run up massive losses while justifying premium valuations using creative profitability metrics. These private companies are now going public allowing early investors to cash out with sizable gains. Meanwhile, these...Show More
How To Become Wealthy

27:58 | May 15th

The three-step plan for becoming financially wealthy and how to be wealthy without the money.
Impact Investing and Intentionality

26:39 | May 8th

How individuals can have a positive impact while earning a good return investing. What are some examples of socially responsible and impact investments and platforms. In this episode you’ll learn:What is the difference between impact investing, ESG ...Show More
Investment Rule One - Avoid Ruin

29:59 | Apr 24th

How reducing exposure to a catastrophic event, such as running out of money during retirement, is a better strategy than trying to accurately predict a catastrophic event.
Should You Invest in India?

23:26 | Apr 17th

Why respected investors and economists believe India will be the fastest growing economy and potentially best-performing stock market over the next two decades. What are the risks that could prevent that from happening?
How to Avoid Investment Fraud

22:59 | Apr 10th

Here are precautions we can take to avoid ponzi schemes and not become victim to investment fraud. Thanks to LinkedIn and Sleep Number for sponsoring the episode.[0:17] Personal stories surrounding fraudulent investment schemes.[2:38] The importance ...Show More
More Indexes, ETFs and Manager Skill, but Less Alpha

23:57 | Apr 3rd

How the increase in indexing is leading to the creation of more stock indexes, most of which are used by active managers. How more indexing makes it more difficult for active managers to outperform even though managers are getting more skilled.  Tha...Show More
What Central Banks Don’t Know Should Concern You

30:30 | Mar 27th

Why an inverted yield curve is disconcerting given such low interest rates. Why those low rates could lead to radical central bank policies during the next recession. Thanks to Policy Genius and Blinkist for sponsoring the episode.[0:23] Yield curve ...Show More
Is College Worth It?

26:35 | Mar 20th

#245 With more and more college degrees being granted and higher student loan balances, when does it make sense to go to a highly selective college or to college at all? What can increase earnings more than just having college degree? Thanks to TripA...Show More
Are You Spending Too Much? (FIRE Edition)

26:26 | Mar 13th

#244 How we can use filters to better manage how much we spend and make sure our spending has a meaningful impact on ourselves and the world. Thanks to EveryPlate and LinkedIn for sponsoring the episode.[0:16] The FIRE movement and how much you need ...Show More
Do You Have Enough to Retire? (FIRE Edition)

27:52 | Mar 6th

What are the key metrics to determine if you have reached financial independence and can retire early.
Should You Let Warren Buffett Manage Your Money?

27:23 | Feb 27th

Does it make financial sense to buy Berkshire Hathaway stock and let Warren Buffett and Charlie Munger manage your money?
Do Budget Deficits Matter? Modern Monetary Theory Explained

25:59 | Feb 20th

What modern monetary theorists believe about money, taxes, and federal budget deficits.
Three Financial Lessons from Thoreau

29:53 | Feb 13th

#240 What Henry David Thoreau can teach us about calculating costs, profits, benefits and living a life free of "quiet desperation." Thanks to Blinkist and LinkedIn for sponsoring the episode.0:23] Moving into a new house and considering the simplici...Show More
How to Be a Successful Trader

27:44 | Feb 6th

#239 Why successful trading of commodities futures, foreign currencies and options depends on exploiting novice traders. Thanks to Molekule and Sleep Number for sponsoring this episode. [0:20] Learning how to trade.[4:52] David takes a look at a tr...Show More
The U.S Is More Socialist Than Denmark with Home Mortgages

28:04 | Jan 30th

#238 How the U.S. mortgage market differs from the Danish mortgage market. Danish mortgage rates and defaults are lower than the U.S.. and unlike the U.S., the Danish government is not involved in protecting investors against mortgage defaults. This ...Show More
Brexit Is A Mess - Lessons Learned

26:10 | Jan 23rd

#237 What can we learn from the difficulties the UK is having in negotiating an exit from the European Union. What happens next? Why there is always a conflict between globalization and national sovereignty.  Thanks to LinkedIn, Blinkist and The Grea...Show More
How Investors Cope With Radical Uncertainty

26:01 | Jan 16th

#236 How heuristics, filters and reasonable stories help us cope with radical uncertainty and make investment decisions. Thanks to Netsuite and The Great Courses Plus for sponsoring the episode.[0:17] Investing is a world of radical uncertainty.[1:57...Show More
What If Home Prices Always Fell

28:49 | Jan 9th

#235 How to evaluate the purchase of a depreciating asset, such as buying a house in Japan where prices have declined 23 out of the past 29 years. Thanks to The Great Courses Plus, LinkedIn and Sleep Number for sponsoring the episode.[0:20] Unfortuna...Show More
Index But Don't Herd

29:04 | Dec 19th, 2018

#234 How and when to use passive indexing strategies without following the crowd. Thanks to Masterworks and Sleep Number for sponsoring the episode. [2:25] Do all index investment followers herd?[4:13] Why it has taken so long for indexing to becom...Show More
Is An Emerging Markets Crisis Imminent?

32:37 | Dec 12th, 2018

What is the cause of the economic crisis in Argentina and how likely is it that other developing nations will experience a similar financing crisis.
Is It Time To Invest In Commodities?

33:21 | Dec 5th, 2018

Why investing in commodities such as oil and gold is challenging. What you need to know before you invest.
What Determines How Much You Make

25:57 | Nov 28th, 2018

Why different or even the same occupations pay differently.
Use Caution With Real Estate Crowdfunding

33:05 | Nov 14th, 2018

With RealtyShares and other crowdfunding platforms shutting down, should you invest on these platforms and if so how do you go about evaluating the investment opportunities.
Stop Maximizing Your Returns Using Modern Portfolio Theory

29:56 | Nov 7th, 2018

How to decide on a portfolio mix without using modern portfolio theory.
How Tokenization Will Radically Change Investing

31:01 | Oct 31st, 2018

How distributed ledger technology and tokenized assets will increase liquidity, transparency and fractionalization, allowing investors to purchase very small, liquid positions in real estate, private companies, art and other assets.
How To Teach Children About Money

28:15 | Oct 24th, 2018

The four most important things to teach children about money.
How To Spot Asset Bubbles and What To Do About Them (The Case of Cannabis)

30:29 | Oct 17th, 2018

What are the characteristics of an asset bubble and how to invest when one exists.
How To Invest In Bonds and Other Fixed Income Securities

34:36 | Oct 10th, 2018

#225 How to evaluate interest rate risk, credit risk and other factors when investing in bonds. Thanks to Sleep Number for sponsoring the episode.[0:11] Predicting interest rates can be tough - here are some things to consider[4:28] What determines t...Show More
Mastering the Market Cycle—New Book by Howard Marks

29:03 | Oct 3rd, 2018

#224 How to position your investment portfolio based on market cycles. Investing principles from Howard Marks' new book Mastering the Market Cycle. Thanks to CNote and LinkedIn and for sponsoring today's episode. [0:11] Howard Marks’ new book is the...Show More
How To Invest When You Have Little Money

28:09 | Sep 26th, 2018

#223 How commission free ETFs, mobile apps and zero fee index funds make it easier to invest if you have little money. What are some examples of commission fee ETFs and funds for Vanguard, Fidelity, Robinhood and TD Ameritrade. Thanks to Blinkist for...Show More
Why We Overpay and How It Leads To Income Inequality

32:51 | Sep 19th, 2018

#222 How asymmetric information, price discrimination and the stories we tell ourselves contribute to artificial profits and income inequality. Thanks to CNote for sponsoring today's episode. [0:20] Rents, overpayments, and income inequality are all ...Show More
Should You Prepare For The Next Financial Crisis?

29:20 | Sep 12th, 2018

#221 How the Great Financial Crisis changed how individuals and institutions invest, and why we shouldn't invest solely focused on the next crisis. Thanks to CNote for sponsoring today's episode.[0:40] Overview of how the 2008 financial crisis contin...Show More
Where Should You Invest Your Cash Savings?

27:50 | Sep 5th, 2018

#220 How to evaluate cash savings options at banks, credit unions and brokerage firms. Why are yields on cash savings so much higher than a few years ago. How to tell if your bank or credit union is in experiencing financial difficulties. Thank you t...Show More
The Incredible Shrinking Stock Market

29:34 | Aug 29th, 2018

#219 How fewer publicly traded companies, less stock shares outstanding and more intangible assets have led to higher earnings growth for U.S. listed companies and ultimately stronger stock market performance. Thanks to Circle Invest for sponsoring t...Show More
Is China or the U.S. More Vulnerable?

25:51 | Aug 22nd, 2018

#218 What are the headwinds facing China that could slow economic growth, but still could lead to China growing faster than the U.S. Also, what is going on with Turkey and are other emerging market countries vulnerable to the same plight? Thanks to C...Show More
Rebalancing, Overvaluation, Market Timing, and Stock Splits

39:46 | Aug 15th, 2018

#217 Which rebalancing strategy is best or should we even bother rebalancing? Should we just exit stocks completely, especially given how overvalued the U.S. stock market it is? And why do companies split their stocks? In this episode, we answer thes...Show More
Avoid This Investment: P2P Lending

30:44 | Aug 8th, 2018

#216 Why peer-to-peer lending on platforms like Lending Club and Upstart is no place for individuals to invest given higher defaults, lower returns and competition from institutional investors.  Thanks to Circle Invest for sponsoring today's episode...Show More
Is A Dollar Collapse Coming?

34:49 | Aug 1st, 2018

#215 Will stagflation cause the dollar to crash and be a bottomless pit when the next recession hits? That is what Peter Schiff is predicting. We look at where he is right and where he seems to be off the mark when it comes to the U.S. economy and a ...Show More
Should You Trade Currencies (Forex) Like Soros?

30:15 | Jul 25th, 2018

#214 How the foreign exchange market works and how George Soros made more than a $1 billion shorting the British pound in 1992. Why currency trading today is more like gambling than when Soros made his billions. Why trading closed end funds can be mo...Show More
Why Health Insurance Is A Mess

29:22 | Jul 18th, 2018

#213 How health insurance isn't really protection against a catastrophic illness but prepayment of routine healthcare consumption, leading to overconsumption of healthcare and over treatment by medical professionals that drive up costs. What would it...Show More
Trade Wars Increase Prices and Poverty

29:40 | Jul 11th, 2018

#212 How a complex global trade system has reduced poverty, raised incomes, increased productivity, and lowered prices while a trade war will reverse those trends. You can find show notes and links here. Thanks to Blooom and Wunder Capital for sponso...Show More
How To Navigate A Housing Bubble

30:27 | Jun 27th, 2018

#211 Why housing bubbles can last such a long time and what to do if you really want or need to buy a house in a frothy market. More information, including show notes, can be found here. Episode Summary Navigating a housing bubble is often on every...Show More
Are There Always Winners and Losers When Trading?

28:25 | Jun 20th, 2018

#210 Why fair markets require uncertainty for both the buyer and the seller, and why sellers don't need to disclose everything they know to the buyer. More information, including show notes, can be found here. Thanks to Wunder Capital for sponsoring ...Show More
Why Bother Investing Internationally?

32:11 | Jun 13th, 2018

#209 Is it worth investing outside your home country given the risk? Should you hedge currency risk? What is the impact of Chinese "A" share listed companies being added to emerging market indices. More information, including show notes, can be found...Show More
The Biggest Market Crash Is Recyclables

26:28 | Jun 6th, 2018

#208 How a Chinese ban and careless recycling habits by households and businesses led to a market collapse in recyclables. More information, including show notes, can be found here. Episode Summary The biggest market crash facing the United States ...Show More
How Do The Mega Rich Invest?

29:09 | May 30th, 2018

#207 Why the mega rich don't have magical investing powers, but there are some investing attributes they possess that we can emulate. More information, including show notes, can be found here. Episode Summary A new listener of Money For the Rest of...Show More
Be Bear Aware of Bank Loans

28:00 | May 23rd, 2018

#206 Why the leveraged loan market (i.e. bank loans) is becoming more risky. What are collateralized loan obligations and how do they influence bank loans. Why I will sell my bank loans fund when the economy turns. More information, including show no...Show More
Is The Federal Reserve Really Printing Money?

30:35 | May 16th, 2018

#205 If the Federal Reserve has printed over $2 trillion dollar and given it to banks to lend, why is U.S. inflation still low? More information, including show notes, can be found here. Episode Summary Many people wonder if the Federal Reserve is ...Show More
Why Are Investment Returns So Low?

29:40 | May 9th, 2018

#204 How low real interest rates contribute to low returns for stocks and other risk assets. How real interest rates are determined. More information, including show notes, can be found here. Episode Summary Low investment returns are never the bes...Show More
Is Investing More Like Poker or Chess?

29:50 | May 2nd, 2018

#203 How to make better investing and life decisions. More information, including show notes, can be found here. Episode Summary David asks the question, “Is investing more like poker or chess?” on this episode of Money For the Rest of Us in order ...Show More
Will Your Next Car Be Electric?

29:35 | Apr 25th, 2018

#202 What are the impediments to the mass adoption of electric vehicles. More information, including show notes, can be found here. Episode Summary Over the past few months David has been traveling across the country and throughout the trip, he’s c...Show More
Is Your Portfolio Unbalanced?

35:01 | Apr 18th, 2018

#201 Why most conventional portfolios make huge and often unintended bets on the stock market. How role based investing can lead to a more balanced portfolio. More information, including show notes, can be found here. Episode Summary Having a balan...Show More
The Great National Debt Debate

54:17 | Apr 11th, 2018

#200 Joshua Sheats from the Radical Personal Finance podcast and I discuss our different views regarding the national debt and the severity of the U.S. government fiscal situation. More information, including show notes, can be found here. Episode S...Show More
What Kind of Money Is It?

30:27 | Apr 4th, 2018

#199 How a bank panic led to the creation of the Federal Reserve, and why having diversified sources of money can protect us in case we have a bank panic today and can't get access to our bank deposits. More information, including show notes, can be ...Show More
Capitalism Is Creation

28:19 | Mar 28th, 2018

#198 Why save for retirement if capitalism is going to collapse and/or universal basic income will be available. How millennials can lead the next work transition. More information, including show notes, can be found here. Episode Summary Capitalis...Show More
The Power of Less and Local

23:31 | Mar 21st, 2018

#197 Why having less things and activities gives us more freedom and happiness. Why low probability risks are unacceptable if the consequences affect all of us. More information, including show notes, can be found here. Episode Summary The inspirat...Show More
How To Survive Financially

29:40 | Mar 14th, 2018

#196 Why relying on averages is dangerous given our fate is often determined by extreme events and how we react as financial markets, the economy and our own lives evolve. More information, including show notes, can be found here. Episode Summary A...Show More
Has A Trade War Begun?

25:54 | Mar 7th, 2018

#195 Why duties and other actions are necessary to address trade disputes, but across the board tariffs are a blunt instrument that can lead to a devastating trade war and global recession. More information, including show notes, can be found here. ...Show More
Four Investment Lessons From Warren Buffett

33:21 | Feb 28th, 2018

#194 Four investment lessons from Berkshire Hathaway's fiscal year 2017 Shareholder Letter with additional insights from Howard Marks and Seth Klarman. More information, including show notes, can be found here. Episode Summary Every year, Berkshire...Show More
Why Plan If Life Is So Unpredictable?

29:41 | Feb 21st, 2018

#193 How planning helps us avoid catastrophic errors while maintaining flexibility and margins of safety allow us to thrive even if our plans don't work out. More information, including show notes, can be found here. Episode Summary There are two s...Show More
Is Anything Scarce Anymore?

29:52 | Feb 14th, 2018

#192 In this episode we explore scarcity. Artificial scarcity created by laws and real scarcity created by our evolving lifestyles and economy. We'll see that most physical products, with drinking water being an exception, are becoming less scarce wh...Show More
Has The Bond Bear Market Begun?

30:47 | Feb 7th, 2018

#191 Why interest rates are rising and what could happen to bonds, stocks and the economy if rates returned to more normal levels. More information, including show notes, can be found here. Episode Summary – Has A Bond Bear Market Begun? On this e...Show More
How To Keep Up With Inflation

31:57 | Jan 31st, 2018

#190 What investments are best for maintaining purchasing power relative to inflation. Using the pencil as an example, how inflationary and deflationary forces work together over decades to determine the price of product. More information, including ...Show More
Should The Minimum Wage Be Raised?

26:27 | Jan 24th, 2018

#189 Will increasing the minimum wage help or harm workers and businesses? How many U.S. workers are paid at or below the minimum wage? More information, including show notes, can be found here. Episode Summary – Should The Minimum Wage Be Raised? ...Show More
Should You Pay Off Debt Or Invest?

28:07 | Jan 17th, 2018

#188 How our net worth is more than our financial capital but includes our lifetime earning capacity or human capital. What role does debt play in investing in human capital and how our human capital impacts how we allocate our financial investments....Show More
Do You Have Dollars and Sense?

26:44 | Jan 10th, 2018

#187 Why opportunity costs should be our primary frame for deciding what to buy instead of anchoring, mental accounting or whether we pay with a credit card or cash. More information, including show notes, can be found here. Episode Summary When D...Show More
Why Do We Pay Taxes?

28:50 | Jan 3rd, 2018

#186 Why paying taxes has very little to do with funding the federal government. We also explore the potential impact of the U.S. tax reform on households, businesses and the economy. More information, including show notes, can be found here. Episod...Show More
Introducing Topics by Money For the Rest of Us

03:02 | Dec 27th, 2017

There is no regular episode of the podcast this week, but there is a new podcast you can subscribe and listen to: Topics by Money For the Rest of Us. This is a seasonal show released monthly that categorizes existing episodes into topics with a newly...Show More
A Conversation On Retirement With Jason Parker - Year End Special

30:18 | Dec 20th, 2017

A wide ranging discussion on retirement math, sequence of return risk, investing buckets, scaling exposure to Bitcoin and gold, and creating a lifestyle business.
Are U.S. States Just Like Greece?

26:36 | Dec 13th, 2017

#185 How Illinois and other states can suffer a debt crisis like Greece but why it wouldn't lead to an economic depression similar to what Greece suffered.
Massive Job Losses Are Inevitable But There Will Still Be Work

30:15 | Dec 6th, 2017

#184 Why technology eliminates jobs but doesn't increase the level of unemployment even though for more than 50 years that has been the worry.
How To Invest In Commercial Real Estate

35:21 | Nov 29th, 2017

#183 What to look for when investing in public real estate investment trusts ("REITs), private REITs and direct real estate deals on crowdfunding real estate platforms. What are current valuations for REITs and commercial real estate.
Was Tulipmania Just Like Bitcoin?

28:19 | Nov 22nd, 2017

#182 What caused tulip mania in the 17th century in the Netherlands and how is it similar to Bitcoin?
Does Illegal Immigration Help or Hurt the Economy?

31:39 | Nov 15th, 2017

#181 What is the economic impact of illegal immigration. What would be the cost and impact of mass deportation.
Can You Outperform Harvard's Endowment?

33:11 | Nov 8th, 2017

#180 Why have college endowments underperformed a simple three fund Vanguard portfolio? Should you mirror a simple two or three fund portfolio or invest more like an endowment with multiple asset classes?
Free Markets and the Great Famine

40:35 | Nov 1st, 2017

#179 How a concern about interfering in markets and trade may have contributed to over one million deaths during the 19th century Great Famine in Ireland.
Japan the Impact of a Shrinking Population

28:37 | Oct 25th, 2017

#178 How a country’s working age population growth impacts economic growth and stock returns. What Japan can do about its population decline.
How Business Contributes To Income Inequality

29:53 | Oct 18th, 2017

#177 How high profits and low investment by business in R&D and workers lead to income inequality. Why the current situation is unsustainable and what can be done about it.
Are 60 Percent of Americans Insolvent?

31:05 | Oct 11th, 2017

#176 What percent of Americans are insolvent and what makes data trustworthy.
How To Conduct Investment Due Diligence

29:39 | Oct 4th, 2017

#175 What attributes should you look for in analyzing an investment advisory firm, financial planner, investment partnership, crowdfunding platform or other investment related offerings.
Navigating Modern Life Like The Amish

24:30 | Sep 27th, 2017

#174 What the Amish can teach us about adopting new technology without being overwhelmed.
Should You Invest Based On Economic Cycles?

31:28 | Sep 20th, 2017

#173 What are some of challenges of investing using long-term economic cycles.
Equifax Aftermath - Should You Freeze Your Credit To Protect Against Identity Theft?

27:00 | Sep 13th, 2017

#172 Why your personal data will be compromised if it hasn't already been, and what to do to protect yourself from the consequences of identity theft.
The Extraordinary Impact of Cities

30:33 | Sep 6th, 2017

#171 Why cities are the primary driver of economic growth and why do they outlive companies.
Are Financial Markets Efficient?

32:00 | Aug 30th, 2017

#170 Why investment markets can be both efficient and inefficient depending on the environment, and how that should impact your investing.
Eclipse Special: The Sound of the Totality From Idaho

10:13 | Aug 23rd, 2017

A short episode on the August 2017 solar eclipse as it happened.
The Debt Ceiling - What Happens If the U.S. Defaults

28:01 | Aug 16th, 2017

#169 What could happen if the U.S. Congress doesn't raise the debt ceiling and defaults on U.S. financial obligations, and why does Congress wait until the last minute before it acts on these things.
Is Life More Difficult For Millennials?

26:04 | Aug 9th, 2017

#168 How being a millennial is both different and the same from young adults of earlier generations.
Is Bitcoin Better At Money Than The Dollar?

32:34 | Aug 2nd, 2017

#167 Why bitcoin is a compelling speculative diversifier and how it has been a better store of value than both the U.S. dollar and gold.
Do We Really Need Growth?

28:12 | Jul 26th, 2017

#166 Why enterprises, industries, and economies can't grow at all costs but need to enrich humanity and strive for permanence and sustainability through regeneration.
Why Do We Invest? It's Not Just For Return

29:52 | Jul 19th, 2017

#165 How corporations evaluate and use investment capital provided by individuals. Why companies find it easier to buy back stock rather than invest in capital projects.
Optionality - When To Keep Your Options Open and When To Commit

27:27 | Jul 12th, 2017

#164 How to use the asymmetric payoff of options, trial and error, and commitments to better yourself financially and in other areas of your life.
Vacation Special: A Conversation With Roger Whitney, The Retirement Answerman

31:06 | Jul 5th, 2017

A conversation with Roger Whitney about retirement investing, asset allocation, active versus passive management, luck versus skill, behavioral finance the difference between investing, speculating and gambling.
Is There An Indexing Bubble?

29:53 | Jun 28th, 2017

#163 How an indexing bubble is manifest, why most active managers underperform and how individuals can structure their own quasi index fund that outperforms the market.
Is Inflation A Good Thing?

31:57 | Jun 21st, 2017

#162 What causes inflation and why do central banks allow it to persist instead of having a 0% inflation target.
What You Need To Know About Retirement Calculators

30:09 | Jun 14th, 2017

#161 How retirement planning and retirement spending calculators work and what are some of their flaws. Why figuring out how much money you will have when you retire and how long it will last is a lot like the work hydrologists do to figure out wheth...Show More
Why Ethical Consumption Is Myth

26:32 | Jun 7th, 2017

#160 How cost, complexity and an unachievable standard keeps us from consuming ethically while the stories we tell ourselves make us feel good about our purchases anyway.
Vacation Special: A Conversation with Michael Port

1:03:37 | May 31st, 2017

In this interview with Michael Port, we discuss asset allocation, business, healthcare, minimalist investing, roboadvisors, our emotional relationship with money, and selecting a financial advisor.
What You Need To Know About Volatility

28:22 | May 24th, 2017

#159 What is volatility, what determines it and how to invest in it. But should you?
How To Invest Like A Cockroach

25:58 | May 17th, 2017

#158 How reserves, slack and simple rules of thumb help us deal with radical uncertainty. Why the next financial crisis is unlikely to be like the last one. This episode of Money For the Rest of Us is sponsored by Health IQ, an insurance company that...Show More
The Most Important Economic Question Of Our Time

30:31 | May 10th, 2017

#157 Why the likelihood of a future fiscal crisis sparked by the national debt depends on whether there is a limited or an unlimited supply of money. Is it possible the federal government's endless borrowing could crowd out the private sector and har...Show More
Your Job Or Half Your Business Could Be Gone Tomorrow

28:17 | May 3rd, 2017

#156 How to gain a personal competitive advantage in an evolving job and business environment. This episode of Money For the Rest of Us is sponsored by Health IQ, an insurance company that helps health conscious people get special life insurance rate...Show More
Clues To The Next Financial Crisis

29:57 | Apr 26th, 2017

#155 How panic caused the great financial crisis and what to look for to see if it is happening again.
Do Homeowner Tax Breaks Cause Homelessness?

28:30 | Apr 19th, 2017

#154 How a transitioning economy, government regulation and tax policy have contributed to stagnating wages, rising housing costs, and homelessness.
Will Social Security Go Bankrupt?

29:25 | Apr 12th, 2017

#153 Why Social Security will not collapse and the four actions government can take to make sure it won’t.
You Know Less Than You Think

29:18 | Apr 5th, 2017

#152 How simple rules, just-in-time learning and checking your understanding can help you make better financial decisions.
Amazon Impacts Everything

27:37 | Mar 29th, 2017

#151 How even index fund investors have a big stake in the Amazon revolution.
Finding Your Perfect Match

28:47 | Mar 22nd, 2017

#150 How to navigate matching markets where price alone doesn’t determine the outcome.
Do You Have Enough To Retire?

30:14 | Mar 15th, 2017

#149 How to estimate how long your assets will last in retirement and the steps you can take to take make them last longer.
Is Your Financial Advisor Loyal To You?

28:55 | Mar 8th, 2017

#148 Why some financial advisors must show undivided loyalty to you while others can have undisclosed conflicts of interest. How to tell the difference.
Is Infrastructure A Good Investment?

29:58 | Mar 1st, 2017

#147 How to invest in infrastructure assets and why there is a perpetual infrastructure "crisis".
How To Decide What To Buy

26:21 | Feb 22nd, 2017

#146 How to optimize your purchase decisions and why eliminating negatives can increase happiness more than buying more stuff.
People Like Us Invest Like This

27:24 | Feb 15th, 2017

#145 Our view of the world dictates how we should and should not invest.
Trade Deficits Aren't Always Bad. Trade Wars Are

28:05 | Feb 8th, 2017

#144 What causes trade deficits and how they can both help and hurt a country's economy.
Are You Investing, Speculating or Gambling?

28:30 | Feb 1st, 2017

#143 What is the difference between investing, speculating and gambling. Why binary options trading is gambling.
#142 Why Are Some Nations Wealthier Than Others

28:51 | Jan 25th, 2017

Poor nations work harder than rich ones. Why then are they still poor?
The Universal Law You Need To Overcome To Thrive

25:30 | Jan 18th, 2017

#141 How to overcome the second law of thermodynamics in investing and living.
How Climate Change Could Impact Your Investments and Your Life

26:06 | Jan 11th, 2017

#140 Is there a carbon bubble whose bursting could lead to financial instability?
Are You Making Fear-based Financial Decisions?

24:31 | Jan 4th, 2017

#139 How to design a life, pursue a career, and build financial security without acting out of fear.
Year End Special - Live From Fincon - What I Learned Investing in 2016

23:19 | Dec 28th, 2016

Conversation with Brian Bain of Investor In the Family at the Fincon financial media conference about what we learned investing in 2016.
Should You Sell Your Stocks Before Trump Takes Office?

24:56 | Dec 21st, 2016

#138 How to make decisions in the face of uncertainty and why deciding to sell stocks should be based on feelings of regret rather than gut feelings about what we think will happen with financial markets and the economy.
Is the American Dream Dead?

28:02 | Dec 14th, 2016

#137 Are private equity buyout activities contributing to income inequality and the death of the American Dream?
Filter By Asset Class - Featuring Preferred Stocks

30:49 | Dec 7th, 2016

#136 How framing and filtering by asset classes makes investing easier. How to invest in preferred stocks.
Embrace the Messiness

24:44 | Nov 30th, 2016

#135 Why we need to control the chaos while embracing messiness in living and investing.
It's Just Money

25:44 | Nov 23rd, 2016

#134 Why we should be indifferent toward money and what are the risks of a dollar shortage.
Interest Rates Are Rising. Four Things You Can Do.

29:11 | Nov 16th, 2016

#133 Here are four investment strategies investors can use to avoid losses due to rising interest rates.
Trump Wins. Now What?

30:04 | Nov 9th, 2016

#132 What should you do about Trump presidency? And how the truth was the real loser in this presidential election.
Is This The Creepiest Investment Ever?

28:18 | Nov 2nd, 2016

#131 How hedge funds and pension plans earn 20% a year buying life insurance policies from unwary individuals. Why it's better to keep your permanent life insurance rather than sell it.
Should You Buy A Vacation Home?

22:32 | Oct 26th, 2016

#130 How changes in financial circumstances, property markets, zoning rules and personal taste can make owning an illiquid vacation property a risky proposition, but why we bought our dream place anyway (and then sold it).
Finding Simplicity On Other Side of Complexity

25:47 | Oct 19th, 2016

#129 Why we need to embrace complexity in order to find lower cost, less stressful solutions to challenges including with investing. Plus is investing moral?
Is There Too Much Savings?

27:47 | Oct 12th, 2016

#128 How holding onto goods longer before replacing them and a global savings glut impact the economy, interest rates and stock returns.
Investing Is Wayfinding

27:22 | Oct 5th, 2016

#127 Investing is like exploring an unknown territory. What are the tools to help us navigate.
Where Federal Money Flows

29:54 | Sep 28th, 2016

#126 Why cutting federal spending and trying to lower the national debt reduces household income and spending, potentially causing a recession.
Is The Economy Really Doing That Poorly?

28:48 | Sep 21st, 2016

#125 How to thrive in an ever changing, increasingly complex economy.
Build Your Inventory, Discover Your Theme

25:09 | Sep 14th, 2016

#124 How to balance developing new skills, learning new things and becoming an expert.
Why Health Insurance Premiums and Prescription Drug Prices Are Exploding

31:26 | Sep 7th, 2016

#123 How pharmaceutical companies use of maximum pricing power is leading to double digit annual increases for prescription drug prices and health insurance premiums.
Why Negative Interest Rates Are Dangerous

30:46 | Aug 31st, 2016

#122 How negative interest rates increase volatility and lower future investment returns. What can you do about it.
What If Everyone Starts Indexing?

30:58 | Aug 24th, 2016

#121 How more and more indexing via ETFs leads to market fragility, lower diversification and herd behavior, but why most investors should index anyway.
Lao Tzu on Living and Investing

29:46 | Aug 17th, 2016

#120 What ancient Chinese philosopher Lao-Tzu can teach you about living and investing. Plus two contrasting views of today’s market environment and what to do about it.
Investing Won't Make You Rich

26:51 | Aug 10th, 2016

#119 The primary role of investing is to preserve your wealth not grow it. How then do we grow our wealth?
Are Renewable Energy ETFs A Good Investment?

26:38 | Aug 3rd, 2016

#118 Does the significant growth of solar and wind energy mean companies in the space are attractive investments? Show notes at http://moneyfortherestofus.net/mny118-invest-renewable-energy-etfs/
The Retirement Journey

26:06 | Jul 27th, 2016

#117 Why lower retirement spending rates means most retirees will need to work some during their retirement years. Show notes at http://moneyfortherestofus.net/mny117-retirement-journey/
Why Investors Can't Ignore China

29:56 | Jul 20th, 2016

#116 Will China's growing debt burden lead to a banking collapse? How would that impact investors globally, and what should you do about it. Show notes at
How To Get Financially Unstuck

31:28 | Jul 13th, 2016

#115 Why we can't not invest due to fear and uncertainty. Plus how to tell if the stock market is overvalued and what to do about it. To get the U.S. stock market valuation charts, text the word "charts" to 44222
Vacation Special: Investing In Your Family

31:39 | Jul 6th, 2016

There is no regular episode this week due to the 4th of July Holiday and the Stein Idaho family reunion. Instead, here is the audio from a conversation that Brian Bain of Investor In the Family and I had on investing in family relationships. In the ...Show More
Money Is Cheap, Freedom Is Expensive

27:51 | Jun 29th, 2016

#114 Two outcomes from the Brexit vote is money got cheaper and politics got scarier. What should you do about it. Plus we profile a man who never retired and was still working at 87. Show notes at http://moneyfortherestofus.net/mny114-money-cheap-fr...Show More
Brexit and the Economics of Immigration

28:55 | Jun 22nd, 2016

#113 Does immigration harm or benefit a country’s economy? And should the UK leave the European Union?
Your Retirement Depends On Robots

28:34 | Jun 15th, 2016

#112 How productivity increases due to robots and other technology enhancements should lead to both higher wages and higher investment portfolio returns, allowing workers to save enough to eventually retire. Show notes at
How To Be A Minimalist Investor

27:20 | Jun 8th, 2016

#111 How to be a minimalist both in life and investing. To get the Portfolio Charts summary sheet, text the word PORTFOLIOS to 44222. Show notes at http://moneyfortherestofus.net/mny111-minimalist-investor/
Money Is A Time Machine

29:26 | May 25th, 2016

#109 How to shift money from the present to the future and vice versa in order strike an equitable balance between our present and future selves. Show notes at http://moneyfortherestofus.net/mny109-money-time-machine/
Investing in Real Estate Via Crowdfunding Platforms

31:58 | May 18th, 2016

#108 What to consider when investing in commercial real estate via crowdfunding platforms. Show notes at http://moneyfortherestofus.net/mny108-investing-real-estate-crowdfunding-platforms/ To sign up for the free Insiders Guide, text the word INSIDER...Show More
Work, Freedom, and Leaving A Legacy

26:44 | May 11th, 2016

#107 How to find the balance between work, freedom, meaning, and leaving a legacy. Show notes at http://moneyfortherestofus.net/mny107-work-freedom-financial-peril/
How Worried Should You Be About the National Debt?

33:28 | May 4th, 2016

#106 Why some nations are at risk of default on their national debt and others are not. Plus why the U.S. national debt will never be repaid. Show notes at http://moneyfortherestofus.net/mny106-national-debt/
How Corporate Profits Drive Stock Returns

30:16 | Apr 27th, 2016

#105 What drives corporate profits over time and how they contribute to long-term stock returns. Show notes at http://moneyfortherestofus.net/mny105-corporate-profits-drive-stock-returns/
Is It Possible To Win At Trade?

28:07 | Apr 20th, 2016

#104 When a country runs a trade deficit is that a good or bad thing? It depends. Learn why in this episode. Show notes at http://moneyfortherestofus.net/mny104-possible-win-trade/
How To Reenter the Stock Market

29:06 | Apr 13th, 2016

#103 Here are the three things you need to coax yourself back into the stock market if you are on the sidelines. Plus, why short-term market declines are difficult to accurately predict but bear market declines can often be anticipated and avoided. T...Show More
What It Takes To Be A Value Investor

29:59 | Apr 6th, 2016

#102 Why the value style outperforms growth investing, and what are the attributes of successful value investors. Show notes at: http://moneyfortherestofus.net/mny102-takes-value-investor/ To get the article on growth investing mentioned in the episo...Show More
Why Markets and Economies Are Ceaselessly Creative and Radically Unpredictable

30:15 | Mar 30th, 2016

#101 How memes, stories, people, systems, goods and services mix and interact to create an expanding economic web that is ceaselessly creative and radically unpredictable. To sign up for the Insiders Guide, text the word INSIDER to 44222.
Navigating a Negative Carry World

29:29 | Mar 23rd, 2016

#100 How to invest and live in a radically unpredictable, low investment return world. Show notes at http://moneyfortherestofus.net/mny100-navigating-negative-carry-world/ To sign up for the Insiders Guide, text the word INSIDER to 44222.
Money Is Story

22:23 | Mar 16th, 2016

#99 How money originated and why our relationship with money is driven by the stories we tell. Show notes at http://moneyfortherestofus.net/mny099-money-story/To sign up for the Insiders Guide, text the word INSIDER to 44222.
Why You Need A Lifestyle Business

29:59 | Mar 9th, 2016

#98 How a lifestyle business can offset the impact of lower investment returns and contribute to a more sustainable economy. Show notes at http://moneyfortherestofus.net/mny098-need-lifestyle-business/ To sign up for the Insiders Guide, text the word...Show More
The Great Financial Crisis

53:45 | Mar 2nd, 2016

#97 What caused the great financial crisis and how the lessons learned apply to our own financial lives. Show notes at http://moneyfortherestofus.net/mny097-great-financial-crisis/ To sign up for the free Insider's Guide, text the word INSIDER to 442...Show More
Five Wealth Lessons From A Stoic

29:58 | Feb 24th, 2016

#96 Rumors are always circulating about economic collapse. How the stoic philosopher Seneca would handle these predictions of calamity. To get the Seneca's 5 Wealth rules and supporting quotes, text the word "SENECA" to 44222. Show notes at http://mo...Show More
Keep Investing Simple

31:19 | Feb 17th, 2016

#95 Steps to take to keep investing simple. Plus how changes in China are having spillover effects for global economic growth and asset class returns.
How Money Is Created and Destroyed

28:26 | Feb 10th, 2016

#94 How federal governments allow banks to create the vast majority of the world's money supply, and why that erodes the value of money over time. Show notes at http://moneyfortherestofus.net/mny094-money-created-destroyed/ To sign up for the Money F...Show More
Capitalism, Complexity, and Cuba

29:50 | Feb 3rd, 2016

#93 Why uncertainty and failure is necessary for a functioning economy and why Cuba is embracing both in its struggle to reform its economy. Show notes at http://moneyfortherestofus.net/mny093-capitalism-complexity-cuba/ To sign up for the Money For ...Show More
What Robo-advisors Recommend

36:37 | Jan 19th, 2016

#92 How do the leading robo-advisors compare in terms of their recommended portfolio mixes, fees, expected returns and risk. To get summary sheet of my robo-advisor review and sign up for the Insider's Guide text the word ROBOADVISOR to the number 44...Show More
Demography Rules

28:08 | Jan 13th, 2016

#91 How the number of retirees compared to workers impacts economic growth, inflation and stock returns. Show notes at http://moneyfortherestofus.net/mny091-demography-rules/ To sign up for the Money For the Rest of Us Insider's Guide text the word I...Show More
The True Cost and What It Takes To Be Retired

27:14 | Jan 6th, 2016

#90 Knowing what things truly cost can help us live like we are already retired. Show notes at http://moneyfortherestofus.net/mny090-trust-cost-takes-retired/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
How To Outperform The Market Without Predicting The Future

30:45 | Dec 30th, 2015

#89 How using smart beta and timing economic regime changes can lead to market outperformance. Show notes at http://moneyfortherestofus.net/mny089-outperform-market/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to...Show More
Are You A Stock Or A Bond?

29:58 | Dec 23rd, 2015

#88 Our total wealth includes both financial and human capital, which is the value of our future employment earnings. How to consider both in your asset allocation. Show notes at http://moneyfortherestofus.net/mny088-stock-bond/ To sign up for the Mo...Show More
Is This Normal?

28:05 | Dec 16th, 2015

#87 How long-term trends in inflation, stocks and climate changed are hidden by short-term countertrends, creeping normalcy and myriad moving parts. Show notes at http://moneyfortherestofus.net/mny087-normal/ To sign up for the Money For the Rest of ...Show More
Don't Be A Commodity

29:50 | Dec 9th, 2015

#86 How not to be a commodity even if you work in a commodity business. Plus, an update on commodities and master limited partnerships. Show notes at: http://moneyfortherestofus.net/mny086-commodity/ To sign up for the Money For the Rest of Us Inside...Show More
Are You Home Country Biased?

29:28 | Dec 2nd, 2015

#85 Why you should invest outside of your home country. Show notes at http://moneyfortherestofus.net/mny085-home-country-biased/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Money Is Trust

25:16 | Nov 25th, 2015

#84 Why money requires trust and cooperation in order to function. What happens when trust disappears. Show notes at: http://moneyfortherestofus.net/mny084-money-trust/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER...Show More
Please Save More

29:12 | Nov 18th, 2015

#83 Why individuals need to save more for retirement and how to figure out how much more you should save. Show notes at: http://moneyfortherestofus.net/mny083-please-save/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSI...Show More
Asset Returns When The Fed Raises Rates

29:27 | Nov 11th, 2015

#82 How have various asset classes performed when the Federal Reserve begins tightening by raising short-term interest rates. Show notes at: http://moneyfortherestofus.net/mny082-assets-return-fed-raises-rates/ To sign up for the Money For the Rest o...Show More
When Booms Turn To Busts

29:29 | Nov 4th, 2015

#81 What are the early warning signs a boom has turned to a bubble or the boom / bubble is about to burst. Case study: Australia. Show notes at http://moneyfortherestofus.net/mny081-booms-turn-bust/
Investing Means Getting Lost

29:59 | Oct 28th, 2015

#80 Don’t be overwhelmed or play it too safe when it comes to investing and living. Show notes at http://moneyfortherestofus.net/mny080-investing-means-getting-lost/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to...Show More
Lump Sums and Life Insurance

28:52 | Oct 21st, 2015

#79 Is it better to dollar cost average or invest a lump sum? And what type and how much life insurance should you buy. http://moneyfortherestofus.net/mny079-lump-sums-life-insurance/ To sign up for the Money For the Rest of Us Insider's Guide text t...Show More
What If The Economy Stopped Growing Permanently

29:56 | Oct 14th, 2015

#78 How a zero-growth economy would impact investing, employment and lifestyle. It depends on whether the economy is flat lining due to population shrinkage or a willful choice to be less productive. Show notes at http://moneyfortherestofus.net/mny07...Show More
Does Ethical Investing Outperform the Market?

28:49 | Oct 7th, 2015

#77 Why ethical investing will underperform the stock market unless consumer behavior changes. Show notes at http://moneyfortherestofus.net/mny077-ethical-investing-generating-higher-returns/ To sign up for the Money For the Rest of Us Insider's Guid...Show More
Should You Lend To Your Peers?

29:58 | Sep 30th, 2015

#76 How peer-to-peer lending works and what annualized return should you expect. Show notes at http://moneyfortherestofus.net/mny076-lend-peers/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
We Have To Invest Somewhere

28:58 | Sep 23rd, 2015

#75 The biggest challenge facing Money For the Rest of Us listeners is how to allocate their assets in order to be able to retire. Show notes at http://moneyfortherestofus.net/mny075-invest-somewhere/ To sign up for the Money For the Rest of Us Insid...Show More
Capital Flows Where It's Treated Best

28:54 | Sep 16th, 2015

#74 How investment capital seeks out the most attractive opportunities, and why that is causing China to dump some of its U.S. Treasury bonds. Show notes at http://moneyfortherestofus.net/mny074-capital-flows/ To sign up for the Money For the Rest of...Show More
Why You Shouldn't Trade

27:45 | Sep 9th, 2015

#73 How trading differs from allocating and why human traders have lost their edge to trading bots. Show notes at http://moneyfortherestofus.net/mny073-shouldnt-trade/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER ...Show More
Will A Robot Take Over Your Job?

28:03 | Sep 2nd, 2015

#72 How robots and information technology are replacing humans at work and what we can do about it. Show notes at http://moneyfortherestofus.net/mny072-will-robot-takeover-job/ To sign up for the Money For the Rest of Us Insider's Guide text the word...Show More
Please Don't Panic

27:17 | Aug 26th, 2015

#71 When the stock market is falling, understanding market history and current conditions can help us make objective, less fear-driven investment decisions. Show notes at http://moneyfortherestofus.net/mny071-please-dont-panic/ To sign up for the Mon...Show More
Rule #1 and the Investor's Journey

29:29 | Aug 19th, 2015

#70 Should you invest like Warren Buffet? How your temperament, experiences, interests and skills influence how you invest. Plus why most passive index investors unknowingly make active investment decisions. Show notes at http://moneyfortherestofus.n...Show More
Do You Feel Financially Trapped?

23:51 | Aug 12th, 2015

#69 What to do when you feel financially hopeless. Show notes at http://moneyfortherestofus.net/mny069-feeling-financially-trapped/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Why The Middle Class Is Stagnating

28:57 | Aug 5th, 2015

#68 How technology and too much free stuff is undermining the middle class. What can be done about it. Show notes at http://moneyfortherestofus.net/mny068-middle-class/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER...Show More
When Investments Lose Money

27:59 | Jul 29th, 2015

#67 I share with you what questions to answer to decide whether you should sell, hold or buy more of an underperforming investment. Show notes at http://moneyfortherestofus.net/mny067-investments-lose-money/ To sign up for the Money For the Rest of U...Show More
Impermanence and Winning by Not Losing

26:38 | Jul 22nd, 2015

#66 Why focusing too much on the future and too little on the present can be dangerous. Show notes at http://moneyfortherestofus.net/mny066-impermanence-winning-losing/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER...Show More
Greece—What Really Caused the Crisis and Why It Never Ends

27:30 | Jul 15th, 2015

#65 How the Greek depression and the euro crisis started with Greek citizens just wanting to buy a decent car. Show notes at http://moneyfortherestofus.net/mny065-greece-really-caused-crisis-never-ends/ To sign up for the Money For the Rest of Us Ins...Show More
The Pitfalls of Private Real Estate Investing

29:13 | Jul 8th, 2015

#64 Should you invest in a rental property? Here are some things to consider and pitfalls to avoid. Show notes at http://moneyfortherestofus.net/mny064-pitfalls-private-real-estate-investing/ To sign up for the Money For the Rest of Us Insider's Guid...Show More
Alarmists and the Economics of Collapse

30:01 | Jul 1st, 2015

#63 Why economic alarmists are dangerous, and what has to happen for the financial system or economy to collapse. Show notes at http://moneyfortherestofus.net/mny063-alarmists-economics-collapse/ To sign up for the Money For the Rest of Us Insider's ...Show More
What Dying Bees Can Teach Us About Asset Bubbles and Income Inequality

28:54 | Jun 24th, 2015

#62 The link between honey bee colony collapse, asset bubbles and income inequality. Show notes at http://moneyfortherestofus.net/mny062-income-inequality/ ‎ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
How Much Should You Spend In Retirement?

28:57 | Jun 17th, 2015

#61 Why your retirement spending rate should vary over time based on individual and market circumstances. Show notes at http://moneyfortherestofus.net/mny061-retirement-spending/ To sign up for the Money For the Rest of Us Insider's Guide text the wo...Show More
Are You Hoarding Or Investing?

29:15 | Jun 10th, 2015

#60 What is the difference between hoarding and investing. Most people do both. Show notes at: http://moneyfortherestofus.net/mny060-hoarding-investing/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Is Gold Money?

27:54 | Jun 3rd, 2015

#59 What are the three attributes of money and does gold have them? Show notes at http://moneyfortherestofus.net/mny059-gold-money.html To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Are ETFs and Indexing Becoming Too Popular?

29:52 | May 26th, 2015

#58 What are the hidden risks of ETFs and passive investing. Sow notes at http://moneyfortherestofus.net/mny058-etfs/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Live Like A Local When Traveling

28:09 | May 20th, 2015

#57 Hacks to live like a local when traveling including how to rent homes through Airbnb.com. Show notes at http://moneyfortherestofus.net/mny057-travel/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Why We Need Volatility

28:21 | May 13th, 2015

#56 How we can thrive amidst volatility and not become complacent due to a false sense of stability. Show notes at http://moneyfortherestofus.net/mny056-volatility/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to ...Show More
Are You Financially Fragile or Antifragile?

28:49 | May 6th, 2015

#55 How to gauge your financial fragility or vulnerability and how to be the opposite of fragile. Show notes at http://moneyfortherestofus.net/mny055-antifragile To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 442...Show More
Do You Live To Work Or Work To Live?

29:42 | Apr 29th, 2015

#54 Why you don't need money to have more freedom and happiness. Show notes at http://moneyfortherestofus.net/mny054-live-work/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Should You Invest In Bitcoin?

29:29 | Apr 22nd, 2015

#53 What you need to know about bitcoin in order use it and invest in it. Show notes at http://moneyfortherestofus.net/mny053-bitcoin/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.
Why are interest rates so low, even negative in some places?

30:51 | Apr 15th, 2015

#52 What factors determine interest rates and why interest rates matters to the economy and your investment portfolio. Show notes at http://moneyfortherestofus.net/mny052-interest-rates/ To sign up for the Money For the Rest of Us Insider's Guide tex...Show More
Is Deflation Coming?

27:10 | Apr 8th, 2015

#51 The world is flirting with deflation. How GDP growth, debt, population changes and exchange rates will determine whether a Great Depression like deflation is coming. Show notes at http://moneyfortherestofus.net/mny051-gdp-deflation/ To sign up fo...Show More
Navigating Early Retirement

28:28 | Apr 1st, 2015

#50 Navigating early retirement is less about money and more about allowing space and time for your true path to emerge. Show notes at http://moneyfortherestofus.net/mny050-early-retirement/ To sign up for the Money For the Rest of Us Insider's Guide...Show More
Is Money Dying?

28:34 | Mar 25th, 2015

#49 Is monetary collapse imminent as some pundits say? Plus another look at gold and how to tell if a government's debt burden is unsustainable. Show notes at http://moneyfortherestofus.net/mny049-money-dying/ To sign up for the Money For the Rest of...Show More